Brantley Hathaway is a financial advisor with Raymond James & Associates in Richmond, VA, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, and BB&T Securities. He serves as a board member for St. Joseph's Villa, a nonprofit organization focused on connecting families with educational and community resources. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and nonprofit entities, offering personalized financial planning and consulting services that typically follow a non-discretionary model.

William Hassett is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves as a trustee for a trust in Ponte Vedra Beach, Florida. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, offering a range of investment and planning solutions without individual security recommendations in standalone plans.

Destiny Holmes is a Planning Consultant at Fidelity Investments, a role she has held since 2024. She collaborates with clients to understand their financial goals and preferences, working alongside them to build tailored financial plans aimed at pursuing those goals. Destiny's professional experience at Fidelity Investments spans several roles, including Relationship Manager from 2022 to 2024 and Financial Representative from 2021 to 2022. This progression reflects her growing expertise in client relationship management and financial planning. Outside of her professional work, Destiny has interests in beach activities, cooking and baking, fitness, pets, softball, and traveling.

Susan Carman is a financial advisor at Merrill in Richmond, VA, holding Series 63 and Series 66 licenses with 34 years of industry experience. She has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mary Torrice is a Senior Financial Advisor specializing in comprehensive wealth management strategies at Merrill Lynch Wealth Management. She provides concierge service by overseeing and coordinating the financial affairs of clients and their families, aiming to simplify their financial lives as the primary point of contact for wealth management. Mary utilizes a team of professionals from Bank of America and Merrill to assist with additional financial goals including estate planning, banking, lending, securities lending, life insurance, and long-term care. Her expertise encompasses college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. Mary works closely with clients who are near or in retirement, those seeking consolidation of financial advisors, or individuals interested in obtaining a second opinion on their financial strategy. She and her support team are committed to providing personalized, attentive service and measurable value to clients. Mary holds a Bachelor's Degree from Longwood University and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of her professional role, she is involved in community volunteering and enjoys soccer, swimming, tennis, and spending time with her family.

Roger Turner is a financial advisor with Wells Fargo Advisors, holding Series 63, 65, and 66 licenses and carrying 23 years of industry experience. His prior work includes roles at Wamu Investments and multiple positions within Wells Fargo Clearing. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and uses proprietary research and tools to develop tailored recommendations, with clients retaining control over whether to implement them through brokerage or advisory programs.

Louis Belinkie is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Mass Mutual Investors Services since 1984 and has worked with MassMutual Life Insurance Company since 1981. Outside of his advisory role, he is also an agent involved in individual and group life and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars with an emphasis on collaborative, goal-based planning.

Chad Lehr is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He previously worked at MML Investor Services, LLC and Massachusetts Mutual Life Insurance Co for 11 years before joining Cetera. Outside of his advisory role, he owns chadlehr.com and continues to renew existing life, health, disability, and long-term care insurance business on a limited basis. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment programs and access to both affiliated and unaffiliated managers, managing over $256 billion in assets through more than 10,000 advisors.

Karis Cox is a Senior Financial Advisor at Merrill Lynch Wealth Management. She focuses on providing clients with customized financial strategies that address their unique goals and priorities. Her approach involves a thorough assessment of clients’ current situations, objectives, concerns, and timelines to develop personalized wealth management plans. Karis specializes in areas such as executive compensation, family wealth management, legacy planning, philanthropic planning, personal retirement planning, tax minimization, and portfolio management. She also provides services tailored to endowments, foundations, non-profits, small businesses, and women and wealth. Karis holds a Bachelor's Degree from Roanoke College and maintains professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

George Hamby is a financial advisor with LPL Financial in Glen Allen, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Momentum Independent Network Inc., Capital Securities Management, Inc., Anderson & Strudwick, Incorporated, and A&S Capital Advisors, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by research tools and a broad network of investment adviser representatives.

Robert Morris is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 28 years of industry experience. Prior to joining Raymond James in 2021, he worked at Truist Advisory Services and Bb&T Securities. He is a member of the West Richmond Businessmens Association, a local social and networking group for business professionals. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers customized financial planning and non-discretionary investment consulting, drawing on a range of portfolio management styles and affiliated research.

Hayden Kierl is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at The Vanguard Group for five years and has been with Fidelity Investments since 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, with a focus on systematic methodologies and long-term asset allocation.

Brady Smith is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Primis Bank, Virginia Asset Group, Sona Bank, Infinex Investments, and Wells Fargo Clearing. He also serves with the Richmond Fire Department. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports advisors with diverse investment strategies, third-party asset management, and institutional platforms.

Byron Shea is a financial advisor at Ameriprise with three years of industry experience. He holds the Series 66 designation and previously worked at Verizon Wireless and Sherwin Williams. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Michael Morelock is a financial advisor at LPL Financial with 31 years of industry experience. His career includes previous roles at OSAIC Institutions, Inc., Wells Fargo Clearing, and Wachovia Securities, Inc. He holds Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools.

Christine Lovell is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 66 licenses and having 29 years of industry experience. She has been with Wells Fargo Clearing since 2016 and joined Wells Fargo Advisors Financial Network in 2026. Outside of her advisory work, she owns and operates two food-related businesses: POPPA'Z LUNCHBOX, a food cart in Midlothian, VA, and POPPA'S MINI MART, a retail store in Keysville, VA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment strategies, using proprietary research and tools, with planning engagements typically conducted on a discrete basis.

Kendall Benner is a CFP® professional with two years of industry experience currently affiliated with Raymond James Financial. Benner has held roles at various entities including Concentric Wealth Partners and Raymond James Financial Services Advisors, Inc. Outside of advisory work, Benner is involved with Concentric Wealth Partners, a support company based in Glen Allen, VA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm employs analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and consulting to client goals.

Austin Pierce is a financial advisor at Edward Jones in Richmond, VA, holding CFP® and Series 66 credentials with seven years of industry experience. His prior work includes roles at Anchor Insurance Group, Virginia Tech Recreation Sports, and CRH Catering. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including managed solutions, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Jason Blount is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. Jason is the owner of Cold Harbor Financial, a support company based in Mechanicsville, VA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and institutional consulting.

William Garter is a financial advisor at Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation with 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wachovia Bank, N.A. since 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.