Mohammed Bunyad is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Bank of the West prior to his current role. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Frank Lavin is a financial advisor at OSAIC based in San Francisco, CA, holding the CFP® and ChFC® designations with 39 years of industry experience. He previously worked at Securities America Advisors and National Planning Corporation. Outside of his advisory role, Lavin has served as a past president and board member of the Salesian Boys' and Girls' Club and participates in community organizations including the Sts. Peter and Paul Church Parish Council and the Fishermen and Seamen's Memorial Chapel. OSAIC serves a diverse client base, including individual, high-net-worth, pension, corporate, and charitable clients, providing a range of brokerage and advisory services supported by integrated technology and third-party platforms.

John Riley is a Wealth Management Advisor with Merrill Lynch Wealth Management in Mill Valley, where he has been advising clients since 2008. He specializes in areas including college education planning, corporate benefits, divorce transition planning, and family wealth management strategies. John takes a holistic approach to wealth management, focusing on integrating clients’ objectives into personalized plans that adapt to their evolving needs. John holds a Bachelor's Degree from the University of Arizona and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He combines investment planning tools and professional resources to create customized strategies aimed at helping clients pursue their long-term financial goals. Additionally, John participates in community volunteer work as part of his commitment to the traditions of Merrill Lynch Wealth Management. Outside of his professional activities, John enjoys golfing, music, and tennis. His approach emphasizes one-on-one collaboration to develop financial strategies tailored to individual client priorities.

Tommy Huynh is a Certified Financial Planner (CFP®) with 10 years of industry experience. He is currently affiliated with Morgan Stanley, where he has worked since 2022, following prior roles at Citigroup and JP Morgan. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

John Cavender is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Raymond James & Associates since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Chloe Mc Kenna is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2021. Prior to her finance career, she was affiliated with the University of Colorado Boulder and San Ramon Valley High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that uses firm-approved tools and methodologies to model potential outcomes.

Thomas Balistreri is a financial advisor with Equitable Advisors in Corte Madera, CA, holding Series 63 and Series 65 licenses and 36 years of industry experience. His prior roles include positions at Pruco Securities, The Prudential Insurance Company of America, and Principal Life Insurance Company. Outside of financial advising, he works as a DoorDash delivery driver in San Francisco. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm relies on third-party asset managers and advisory programs and provides ERISA fiduciary services to qualified plans.

Samantha Lewins is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and previously worked at First Republic Investment Management and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gianni Farese is a financial advisor at Equitable Advisors with seven years of industry experience. He holds the Series 66 designation and previously worked at Axa Advisors, LLC. Farese is also a Certified Divorce Financial Analyst, assisting clients and their attorneys in understanding the financial implications of divorce-related decisions. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment models.

Donna Andrews is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets starting in 1999. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Thomas Rickey is a financial advisor with Merrill, holding a Series 66 designation and 23 years of industry experience. He has been with Merrill since 2002 and has worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Hoff is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2000, progressing through several roles including Financial Consultant and Account Executive before his current position since 2011. With 25 years of experience in the financial industry, Michael has worked extensively with clients to develop personalized financial plans and strategies that target their specific needs and goals. His long-term relationships with clients enable him to support them through various stages of their financial lives. Having navigated multiple market cycles, he brings a unique perspective to financial planning. Michael holds a California Insurance License and began his career as an agent with Massachusetts Mutual from 1999 to 2000.

Tory O’keefe is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 26 years of industry experience. O’keefe has been with Charles Schwab since 1998 and Charles Schwab Bank since 2005. Outside of advisory work, O’keefe co-owns a residential real estate rental property with a family member. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and centralized custody and brokerage services.

Richard Daum Jr. is a financial advisor with Morgan Stanley in Oakland, CA, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with Morgan Stanley and its associated entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers a broad range of retail and institutional investment services.

Ian Logue Radicchi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. He has worked with Wells Fargo in various capacities since 2008, including a thirteen-year tenure at Wells Fargo Bank, N.A. and five years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a large network of over 14,000 financial advisors.

Jason Gailes is a Financial Consultant at Fidelity Investments, where he partners with clients to develop and execute personalized investment plans tailored to their unique financial goals. He has been in this role since 2024. Prior to his current position, Jason held roles including Managing Director and Investment Banker at Castle Placement LLC from 2022 to 2024, and Business Development at ImpactAdvisor LLC from 2019 to 2022. He also has extensive experience in institutional equity sales, having served as Senior Vice President at several firms including Credit Suisse, BMO Capital Markets, UBS Securities, Dahlman Rose & Co. LLC, and Lehman Brothers between 1997 and 2017. Jason holds a California Insurance License. Outside of his professional work, he has interests in art and parenthood.

Sean Cook is a Series 66 credentialed financial advisor with Merrill, based in Oakland, California. He has 25 years of industry experience and has been with Merrill since 2009, concurrently working at Bank of America, N.A. since 2010. Outside of his advisory role, he is involved in managing family-held real estate businesses, including overseeing capital improvements and mortgage payments. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, portfolio management, and brokerage services. The firm emphasizes tax-efficient investment strategies and maintains deep integration with Bank of America’s broader banking and capital markets platform.

Marina Merkouris is a financial advisor with RBC Capital Markets, holding a Series 66 designation and nine years of industry experience. She has worked at RBC Capital Markets since 2019 and previously at Merrill from 2015 to 2019. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies using a combination of in-house and third-party managers, along with various portfolio management and financial planning services.

Chad Pate is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rodrigo Flores is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He works closely with clients and their families to develop financial plans tailored to their individual needs, focusing on strategies that support their financial goals. Rodrigo holds a California Insurance License, which supports his ability to provide comprehensive financial advice. Outside of his professional work, he enjoys biking, cars, family activities, and fitness.