Joanny Rivera is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding Series 63 and Series 66 designations and four years of industry experience. Prior to joining Wells Fargo, Rivera worked at U.S. Bancorp Investments and U.S. Bank. Rivera has held roles in the film industry, including positions at the Napa Valley Film Festival and the California Film Institute. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Bryan Cohen is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at Citigroup and Wells Fargo. Outside of his advisory role, he is involved in a music-related business focused on buying, selling, repairing, and collecting musical instruments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Adrianna Gutierrez is a financial advisor at Cambridge Investment Research Advisors with six years of industry experience. She holds the Series 66 designation and has worked at Cambridge since 2020. Prior to that, she was associated with Manheim California and Manheim San Francisco Bay. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of investment strategies and platform arrangements tailored to client objectives.

Stephen Davis is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior background includes six years of service in the U.S. Air Force and four years of full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management services supported by a centralized operational structure.

Robert Higbee is a financial advisor at LPL Enterprise with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Howard Tong is a CFP® with 22 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Walnut Creek, CA, and holds a Series 66 license. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Blevins is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and over 45 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors. Blevins serves as a board member of the CrossStreets Neighborhood Alliance, a nonprofit providing support to homeless and unemployed individuals and their families. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and provides both advisory and brokerage/insurance channels to implement client recommendations.

Leslie Pettinelli is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. She has 11 years of industry experience, including roles at Mass Mutual Investors Services since 2018, Jhfn Sii from 2014 to 2018, and Pettinelli Financial Partners from 2011 to 2018. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

David Woodworth is the Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2013 in various roles. Currently, he partners with individuals and families to help them strengthen and work towards their financial well-being. Throughout his tenure at Fidelity Investments, David has gained experience as a Financial Consultant, Investment Consultant, and Financial Representative. He holds a California Insurance License, supporting his expertise in financial consulting. Outside of his professional work, David's personal interests include baseball, hiking, parenthood, photography, traveling, and volunteering.

Jeffrey Limeta is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Prior to his current role, he also worked at Cover Financial and has experience in both financial services and the brewing industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios comprised of mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Caleb Gordon is a financial advisor at Charles Schwab with 24 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios and a formal due diligence process for alternative investments.

Bryce McConnell is a financial advisor at Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 credentials with 25 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs that include tailored financial planning and extensive investment services. The firm uses structured planning tools and models to assist clients and manages approximately $2.74 trillion in client assets.

Marygrace Elizondo is a CFP®-credentialed advisor with 38 years of industry experience, currently with LPL Financial since 2001. She operates Whitecap Insurance Services, an insurance agency she co-manages with her husband. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Shawn Travers is a financial advisor with Morgan Stanley in San Rafael, CA, holding a Series 66 designation and 26 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2018 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm's financial planning process involves structured discovery and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.

Cory Asher is a financial advisor at Fidelity with 26 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and UBS Financial Services. Outside of his advisory role, he is a co-owner of a family rental property business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Stephan Hwang is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He previously worked at Bank of America and Merrill from 2004 to 2021 before joining J.P. Morgan in 2021. Hwang serves as a board member and chair of the Investment Committee at the nonprofit Cancer Support Community. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Oscar Subuyuc Xil is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing four years of industry experience. He has worked at J.P. Morgan Securities since 2021 and has prior experience with JPMORGAN Chase Bank, N.A., Baja Fresh, DoorDash, and Buffalo Wild Wings. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Kyle Peters is a financial advisor with Equitable Advisors in Vacaville, CA, holding a Series 66 designation and five years of industry experience. He has been with Equitable Advisors since 2020. Outside of his advisory role, Peters serves as a trustee of Fathers Trust. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Kegan Schroeter is a financial advisor with LPL Financial in Berkeley, CA, holding a Series 66 credential and two years of industry experience. Prior to his advisory role, he was involved in professional athletics and coaches recreational sports at UC Berkeley. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of representatives. The firm offers diverse advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced portfolio management technologies.

Cassandra Bautista is a financial advisor at Merrill with a Series 66 designation and 17 years of experience at the firm. She oversees operations for an online sticker store on Etsy, a family business she manages in collaboration with her son. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and corporate fiduciaries.