Jely Lorenzo is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as Bank of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Robert Moranville is a CFP® with over 31 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has previously worked at Raymond James Financial and Raymond James Financial Services. He also operates Moranville & Associates, which has been active since 1995. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Nicholas Jones is a financial advisor with Fidelity in Walnut Creek, CA, holding Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he worked at Northwestern Mutual Investment Services LLC and held roles in various other sectors including TechTronic Industries and education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and registered investment companies.

Jiani Zhu is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 licenses. She has seven years of industry experience, including prior roles at PNC Bank and Regions Bank. Outside of her advisory work, Zhu owns a small portfolio of rental properties. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Tony Delumen is a financial advisor with Mass Mutual Investors Services in Walnut Creek, CA, holding a Series 66 credential and 24 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance since 2003. Outside of advising, he owns Madison Vineyards, a winery involved in growing and selling wine grapes, as well as producing and selling wine. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s planning approach involves annual, collaborative engagements using firm-approved software to analyze client goals and deliver written recommendations.

Robert Hanlein is a financial advisor with Merrill in Walnut Creek, CA, holding a Series 66 designation and five years of industry experience. His prior work includes positions at Bank of America, N.A., and OpEx Advisors Business. Hanlein has also held a power of attorney role for a non-investment-related entity in Novato, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diane Poepping is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has worked at Bank of America, Merrill Lynch, and Ameriprise Financial Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonah Simenauer is a Planning Consultant at Fidelity Investments in Walnut Creek. In this role, he helps clients gain confidence in their financial decisions by providing clear and practical guidance tailored to their individual needs. Prior to his current position, Jonah worked as a Relationship Manager at Fidelity Investments from 2025 to 2026. Before joining Fidelity, he was a Financial Advisor at LA Pension Planners from 2023 to 2025. Jonah holds a California Insurance License.

Kakhaber Chkheidze is a CFP®-designated financial advisor with Ameriprise, based in Martinez, CA, with 19 years of industry experience. He has been with Ameriprise and its affiliate since 2006. Ameriprise provides retirement-income planning services primarily to individuals nearing or in retirement who meet specific asset criteria, using a centralized consulting team that delivers non-discretionary, research-driven recommendations focused on income sources, Social Security strategies, and tax-efficient withdrawals.

Sohrob Tehrani is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021 and previously held roles at AIG Capital Services and AIG Insurance. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within a larger broker-dealer and banking organization and offers a broad range of investment products, including security-based swaps and futures commission services.

Yu Sun Chan is a Financial Advisor at Merrill Lynch Wealth Management. He has been active in the financial services industry since 2009 and joined Merrill Lynch in 2021. As a Certified Financial Planner® (CFP) professional since 2011, he holds additional professional designations including Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Yu Sun Chan focuses on developing tailored financial strategies by thoroughly understanding the unique circumstances, goals, and values of individuals, families, and businesses. His expertise areas include education planning, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He earned a Bachelor of Science degree from Rutgers University, College of Engineering, which provides him with analytical skills useful for financial planning. Originally from New Jersey, Yu Sun Chan relocated to California in 2013. Outside of his professional work, he enjoys painting, antiquing, drawing/sketching, football, hiking, spending time with family, and traveling. He is fluent in English and Chinese.

Dale Whitmer is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with 17 years of industry experience. He has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process that incorporates firm-approved tools and market modeling techniques.

Athena Yost is a financial advisor with Charles Schwab & Co., Inc. She holds Series 63 and Series 65 licenses and has 19 years of industry experience. Prior to joining Schwab in 2022, she worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Stephany Thompson is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017, following a 30-year tenure at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients through a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by its Global Investment Committee’s analytical tools.

Sarah Draper is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA. She holds a Series 66 designation and has four years of industry experience. Previously, she worked at Citigroup for eleven years. Outside of her advisory role, she is involved with Raga Yoga Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Dana Aboud is a financial advisor at Merrill with 18 years of industry experience and holds a Series 66 designation. He has been with Bank of America and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies managed by internal and third-party teams.

David Bobrowsky is a CFP® and ChFC® with 25 years of industry experience. He has been with Cambridge Investment Research Advisors since 2014. He also serves on the board of the Contra Costa Jewish Community Center and has independent insurance agency activities. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent financial professionals, providing a range of portfolio management solutions and access to both proprietary and third-party strategies.

Candice Wiegand is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Walnut Creek, California. She works closely with individuals, families, and their businesses to integrate multiple aspects of their finances into a cohesive whole, helping them align their finances with their overall goals and uncover greater meaning and happiness in their lives. Candice has worked in wealth management since 2002, bringing extensive experience and a seasoned perspective to her clients. Her expertise focuses on areas such as college education planning, managing new wealth, personal retirement planning, socially responsible and values-based investing including ESG considerations, as well as women and wealth. Candice approaches client relationships by understanding their life priorities and creating personalized plans designed around their goals and aspirations. She is recognized for her responsiveness, problem-solving skills, and genuine interest in her clients' well-being. Candice holds a Master's degree from the College for Financial Planning and a Bachelor's degree from the University of California system. Her professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). Outside of work, she enjoys cooking, music, reading, yoga, and spending time with her family and their dachshund, Twiggy. Candice is also involved in community activities including volunteering and fundraising for Muttvill Senior Dog Rescue.

Mark Werner is a CFA® charterholder and holds a Series 66 license with seven years of industry experience. He is currently affiliated with LPL Financial in Walnut Creek, CA, having previously worked at firms including Fred Alger & Company, LLC and Ashfield Capital Partners, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with access to model portfolios and research from multiple sources.

Vy Tieu is a Financial Solutions Advisor with Merrill Lynch Wealth Management. She holds the Professional Investment Advisor (PIA) designation. Vy has extensive experience in the financial services industry, having worked in roles that involve investment portfolio management and client service for high net worth individuals. She joined the Economos Group in November 2023 as a Registered Wealth Management Client Associate. Vy earned a B.S. in Finance from the University of Illinois at Chicago (UIC). Originally from Vietnam, she currently resides in the Bay Area.