Joseph Wheeler is a financial advisor with Charles Schwab & Co., Inc. based in St. Louis, MO. He holds Series 63 and Series 66 licenses and has eight years of industry experience, including prior roles at TD Ameritrade Inc. Outside of financial advising, he works part-time in event staffing with Keystone Event Staffing, assisting with customer service and crowd management at local events. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of investment options supported by centralized custody and operational capabilities.

Mark Talbott is a CFP® professional with 16 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michael Grosch is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including TD Ameritrade and Charles Schwab. Outside of advising, he has experience managing rental property and works part-time as a bartender and assistant in the construction industry. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, combining non-discretionary client relationships with access to discretionary managed accounts and a multi-asset investment approach supported by centralized custody and operational services.

Md Younus is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized wealth management strategies that consider clients' full financial picture and priorities. His areas of expertise include retirement planning, college education planning, family wealth management strategies, legacy planning, portfolio management services, socially responsible and ESG investing, and tax minimization. Younus holds a Master of Business Administration (MBA) and a Master of Science in Finance from Webster University, as well as a Bachelor's degree from the State University of Bangladesh. He is a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Fluent in English, Arabic, Bengali, Urdu, and Hindi, he is dedicated to building long-term client relationships based on understanding their priorities and goals. Born in Bangladesh and having lived in Dubai before moving to St. Louis in 2013, Younus engages in community activities including volunteering with Bank of America's Better Money Habits program, Food Bank, IFGSTL, and YMCA. His personal interests include fishing, racquetball, soccer, pickleball, and cricket.

Nicholas Behnen is a financial advisor with Edward Jones in Ballwin, MO, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates under a fiduciary standard.

Philip Wellman is a financial advisor at LPL Financial with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise and Ameriprise Financial Services. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, various advisory programs, and retirement plan consulting, supporting both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Charlton Hombs is a financial advisor with Morgan Stanley in Chesterfield, MO, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and with Citigroup Global Markets since 1993. Outside of his advisory role, he is a partner in Hombstead LLC, an agriculture-related business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market models.

Dominic Renaud is a financial advisor at LPL Enterprise with Series 65 and Series 66 licenses and two years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory role, he coaches hockey group classes and individual players at Saint Peters Rec Plex. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Brian Davidson is a Series 66 licensed financial advisor with Edward Jones, based in Town and Country, MO, and has three years of industry experience. Prior to joining Edward Jones in 2023, he spent 12 years at Liturgical Publications Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, with an emphasis on fiduciary standards and tax-efficient services.

Kimberly Caldwell is a financial advisor with Edward Jones in Chesterfield, MO, holding the ChFC® and Series 66 designations and bringing 13 years of industry experience. She has been with Edward Jones since 2012. Outside of her advisory role, she is a wedding minister in Ballwin, MO, performing ceremonies. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

Steven Smith is a financial advisor with Wells Fargo Advisors in St. Charles, MO, holding a Series 66 designation and 13 years of industry experience. His career includes multiple roles within Wells Fargo entities as well as a position at Cushman & Wakefield. Outside of finance, he works as a security consultant providing oversight, enforcement, training, and VIP escorts. Wells Fargo Advisors is an institutional firm with over 2,200 advisors, serving a diverse client base through comprehensive financial planning and investment management services.

Matthew Mc Bride is a financial advisor at Edward Jones in St Peters, Missouri, holding the CFP® certification and Series 66 license. He has seven years of industry experience, including prior roles at First State Bank of St. Charles and Cornerstone Mortgage, Inc. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of over 23,700 financial advisors and assets under management exceeding $1 trillion.

Kathryn Harder is a financial advisor at Edelman Financial Engines with 18 years of industry experience. She holds a Series 65 designation and has worked at Financial Engines Advisors L.L.C. since 2016, following a one-year tenure at Tmfs Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Colin Gibbs is a financial advisor with Morgan Stanley, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Merrill, and Morgan Stanley Smith Barney. Outside of finance, he is involved with Trek, a company that builds bicycles, and serves on the investment committee and board of the Saint Louis Art Museum. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm employs a structured financial planning process supported by proprietary tools and serves clients through both direct and corporate financial planning arrangements.

Christopher Lord is a financial advisor with Wells Fargo Clearing in Chesterfield, MO, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent nine years at Umb Financial Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Steven Hasenmueller is a financial advisor with LPL Financial in Ballwin, MO, holding Series 63 and Series 66 credentials and 24 years of industry experience. He previously worked at Voya Financial Advisors, Inc. for three years before joining LPL Financial in 2018. He serves as a board member for Southminster Presbyterian Church, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and retirement consulting, employing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

William Brennan is a financial advisor with LPL Financial, holding the Series 66 credential and bringing 25 years of industry experience. He has been with LPL Financial and its predecessor, LINSCO Private Ledger, since 2006. Brennan is also involved in the sale of fixed, non-variable life insurance through multiple companies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research from multiple sources, along with services such as retirement plan consulting and brokerage.

Paul Sieben is a financial advisor with Wells Fargo Clearing in Chesterfield, MO, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 22 years of industry experience, including eight years at Wells Fargo Advisors LLC and ten years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers a combination of brokerage and advisory solutions.

Taylor Ringkamp is a financial advisor with Charles Schwab in St. Louis, Missouri, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab since 2022 and previously held positions at TD Ameritrade, Shipt Inc., Zurvita, DoorDash Inc., Randstad HR Solutions, and Waterway Gas & Wash. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal process for alternative investment offerings.

Veronica Coleman is a CFP® with 17 years of industry experience. She is currently with LPL Financial, where she began in 2025 after 17 years at Edward Jones. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.