Jessica Burd is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation. She has been with Morgan Stanley since 2023 and previously worked for eight years at Beef Brother Deli. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Lachezara Docheva is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. She joined Merrill in 2017, bringing a dedication to individualized financial planning and client-focused wealth management strategies. Lachezara works with clients to develop flexible financial approaches tailored to their unique goals, providing access to investment insights from Merrill and the integrated banking and lending solutions of Bank of America. Originally from Bulgaria, Lachezara earned a Bachelor's degree in Finance from the University of National and World Economy in Sofia. She relocated to the United States in 2012 and has been with Bank of America Corporation for over a decade. Her professional credentials include Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA), supported by an accredited certificate from the College for Financial Planning. Lachezara's expertise covers areas such as college education planning, family wealth management, retirement income, tax minimization, and portfolio management. Beyond her professional role, Lachezara actively participates in community volunteer work and charity events. She enjoys outdoor activities including biking, camping, hiking, ice skating, swimming, and table tennis. Fluent in both Bulgarian and English, she combines her financial knowledge with a personal philosophy focused on uncovering what matters most to clients to help them confidently pursue their financial objectives.

John Shea is a financial advisor with LPL Financial in Baltimore, MD, holding a Series 66 designation and five years of industry experience. He has been with LPL Financial since 2018, with a brief period listed as unemployed in 2021. Shea is also involved in related business activities through Cobblestone Wealth Management, LLC, and Row Home Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Erik Moran is a financial advisor with Merrill in Towson, MD, holding Series 63 and Series 65 designations and 33 years of industry experience. He has worked at Merrill since 1993 and concurrently at Bank of America, N.A. since 2011. Outside of his advisory role, Moran serves as a committee member for St. James Church, assisting with advisor selection and endowment performance monitoring. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Corinne Gaquin is a CFP® and Series 66-licensed financial advisor with nine years of industry experience, currently with Raymond James Financial Services, Inc. since 2016. She also works as an associate at Armory Financial, providing support to another advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and encourages implementation through its advisory programs or other providers.

Parth Shah is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and bringing 10 years of industry experience. His prior roles include positions at Bank of America, Merrill, and AndWealth. He has been with Morgan Stanley since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Thaddeus Pedzich is a financial advisor with Cetera who holds the ChFC® designation and has 36 years of industry experience. He has worked at Cetera and its affiliates since 2021 and previously spent seven years with VOYA Financial Advisors. He serves as president and owner of Green Gate Technology, Inc., where he manages business, financial, accounting, and personnel activities, and is a member of the finance committee at Life Bible Fellowship Church. Cetera Investment Advisers LLC is an SEC-registered adviser operating a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting a wide range of program structures and custodial relationships.

Stephen Rafter is a financial advisor with LPL Financial in Linthicum, MD. He holds Series 63 and Series 66 credentials and has 16 years of industry experience. His prior roles include positions at Merrill, Charles Schwab, Edward Jones, and PNC Wealth Management. Outside of his advisory work, he is employed as a server and bartender with Atlas Restaurant Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Bussells is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Philip Thomas is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with successful individuals and families to develop customized financial strategies focused on managing wealth, ensuring retirement security, and building lasting legacies in a cost-effective, tax-efficient, and risk-appropriate manner. His client focus areas include divorce transition planning, defined contribution plan investment consulting, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, individual and corporate investment strategies, tax minimization, and retirement income planning. Philip holds a Bachelor's Degree from Mount Saint Mary's University and holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He emphasizes persistence, empathy, and value-added service in his work, aiming to engage deeply with clients to help them achieve their financial goals. Outside of his professional responsibilities, Philip participates in community volunteer activities aligned with Merrill's tradition of service. His personal interests include boating, camping, fishing, and spending time with his family.

Benjamin Wells is a financial advisor at UBS Financial Services in Baltimore, MD, with 17 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2007. Wells serves as an advisor to the Society of Cincinnati of Maryland, a nonprofit focused on educating the public about the American Revolution and Maryland’s role in it. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, including discretionary portfolio management and proprietary research.

William Glassman is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets since 2009 and City National Bank since 2017. Glassman serves on the Board of Directors and is Development Committee Chairman for The First Tee of Baltimore, is a member of the Columbia University Medical Center Cancer Advisory Council, and serves on the advisory board for the Ed Reed Foundation. He also leads a rock band called BRS Productions LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs with tailored investment strategies that utilize both in-house and third-party managers, and features integrated capital-markets and lending capabilities.

Richard Torgerson is a financial advisor at Cambridge Investment Research Advisors with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including First Affirmative Financial Network LLC and Financial West Group. He is also the owner of Sharepower Responsible Investing, a separate business focused on responsible investment strategies. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, employing a range of portfolio management approaches with access to both proprietary and third-party strategies.

Michael Sprague is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. In his role, he focuses on understanding clients' needs, fears, and goals to develop personalized financial plans. Michael emphasizes building relationships that go beyond finances, aiming to understand the factors that influence clients' decisions. This approach supports creating tailored strategies that align with clients' current situations and long-term objectives. Outside of his professional work, Michael enjoys fishing, golf, outdoor adventures, skiing, and traveling.

Michael Henault is a financial advisor with UBS Financial Services in Baltimore, MD, holding a Series 66 designation and possessing 10 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management, leveraging proprietary research and institutional trading capabilities.

Andrew Fink is a financial advisor with Morgan Stanley in Lutherville, MD, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that uses firm-approved tools and modeling techniques to support client outcomes.

James Stafford is a financial advisor with RBC Capital Markets in Baltimore, MD, holding Series 63 and Series 65 credentials and having 29 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, tailored to each client’s risk profile and utilizing a combination of in-house and third-party investment managers.

Benjamin Yannuzzi is a Series 66-licensed financial advisor with six years of industry experience. He is currently with J.P. Morgan Securities and has prior experience at Truist Advisory Services, BB&T Bank, and NCS Pearson. Yannuzzi is based in Baltimore, MD. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, combining institutional advisory capabilities with brokerage and investment management services.

Charles Williams Glaser is a financial advisor with RBC Capital Markets in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. for a combined total of over a decade. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with customized investment strategies, offering discretionary and non-discretionary portfolio management, financial planning, and a range of advisory programs. The firm integrates multiple investment managers and provides various options including tax management and responsible investing screens.

Jonathon Rogers is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Northwestern Mutual Investment Services, and Deutsche Bank Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a broad network of investment adviser representatives.