Patrick Leland is a Series 66-registered financial advisor at Merrill with 7 years of industry experience. He has been with Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm is integrated with Bank of America’s broader platform, providing access to a wide range of products and services.

Brian Smith is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he helps clients pursue their financial goals by developing customized strategies tailored to their comfort level with risk. His services include personal retirement planning, portfolio management, tax minimization, and retirement income planning. He also integrates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Brian works closely with professionals on financial planning, tax mitigation strategies, and investments. He holds the professional designation of Personal Investment Advisor (PIA). His educational background includes a high school diploma from Loyola Blakefield and attendance at the College of Charleston and Towson University without degree conferral. Outside of his professional work, Brian is involved in his community as a Long-Term Recreational Coach (LTRC) Basketball Coach. He enjoys activities such as basketball, camping, golfing, hiking, music, skiing, spending time with his family, tennis, traveling, and volleyball.

William Winterstein is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding a Series 66 designation and 25 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets throughout his career. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Paul Sorenson is a Series 66-credentialed financial advisor with eight years at LPL Financial and a total of seven years in the industry. His prior work experience includes a role with the 58th Presidential Inaugural Committee and co-ownership of a farm business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a nationwide client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by proprietary and third-party research and provides both discretionary and non-discretionary portfolio management.

Richard Denardi is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Nationwide Investment Services Corporation for nine years. Outside of his advisory role, he coaches amateur and high school baseball teams in Maryland. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a wide range of integrated brokerage and advisory services, utilizing proprietary asset-allocation tools and access to third-party money managers.

Walter Megger is a Series 66-licensed advisor with Merrill in Hunt Valley, MD, with 22 years of industry experience. He has been with Merrill since 1997. Outside of his advisory role, he works as an umpire for a recreational girls softball league. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

David Crabtree is a financial advisor at Merrill with 15 years of industry experience. He holds Series 66, Series 63, and Series 65 licenses. His prior experience includes roles at Blackstone, Fidelity & Guaranty Life, and M&T Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Stuart Mears is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and with 12 years of industry experience. He has been with Merrill since 2015. Outside of his advisory role, he is employed at Martins Supermarket, where he works 20 hours weekly. Merrill provides managed account services to a broad range of clients, including individuals, high-net-worth clients, pension plans, and charitable organizations, through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies implemented by affiliated managers.

Gerald Marquez is a financial advisor at Robert W. Baird & Co. with 40 years of industry experience. He has been with Robert W. Baird since 2009 and holds Series 63 and Series 65 licenses. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals and risk tolerances, employing both in-house and third-party managers across traditional and complex investment strategies.

Elizabeth Wise is a financial advisor with LPL Financial in Westminster, MD, holding a Series 66 designation and four years of industry experience. She has worked at LPL Financial since 2021 and concurrently holds a position at M&T Bank since 2019. Prior to her financial career, she gained experience in the hospitality industry with Maggie's Restaurant and Full Moon Pub & Grill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Renee Russell is a financial advisor at Edward Jones in Owings Mills, MD, holding the Series 66 designation with three years of industry experience. Prior to Edward Jones, her work history includes roles at Kennedy Personnel Services, IPS Lynx, MGM Resorts International, and Maryland Live! Casino. Outside of her advisory role, she hosts trivia events on a part-time basis for Charm City Trivia. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a nationwide network of financial advisors and branch offices. The firm offers a range of investment strategies and advisory services, including affiliated mutual funds and tax-efficient portfolio management, operating under a fiduciary standard.

Brendan Graham is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and 13 years of industry experience. He has been with UBS Financial Services Inc. since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Jennifer Falter is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various capacities since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Timothy Beschner is a financial advisor with LPL Financial, holding a Series 66 credential and beginning his industry career in 2025. Prior to his advisory role, he held various positions including multiple engagements with Chapelgate Presbyterian Church and a role at Liberty University. He is the owner of Besch Inc, a business entity unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory services, utilizing model portfolios, third-party subadvisors, and research to deliver both discretionary and non-discretionary management.

Patric Barnhart is a financial advisor with LPL Financial based in Eldersburg, MD. He holds the Series 66 designation and has eight years of industry experience, including previous roles at Cetera Advisor Networks and AXA Advisors. Barnhart is involved in fixed insurance products such as life, health, disability, annuities, and long-term care. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by in-house and third-party research.

Daniel Jarrett is a financial advisor at Edward Jones with Series 63 and Series 66 credentials and 21 years of industry experience. He previously worked at T. Rowe Price Investment Services, Inc. for 28 years and held positions at Prudential/LPL Enterprise LLC and Coppermine. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of advisors and branch offices.

Robert Davis is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 27 years of industry experience. He has worked at Mass Mutual Investors Services since 2017, with prior experience at Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. Since 1999, he has served as membership chairman for NAIFA Anne Arundel County, MD, and he also operates as an independent insurance agent specializing in life, accident, and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative planning engagements and a broad range of client services.

John Peper is a financial advisor at Merrill based in Hunt Valley, MD, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Rise and T Rowe Price, as well as work at Marist College and Old Navy. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jeffrey Strzelczyk is a financial advisor with Wells Fargo Clearing in Hunt Valley, MD, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked at Wells Fargo Advisors, LLC from 2015 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Gordon Witherspoon Jr. is a financial advisor with RBC Capital Markets holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has worked with firms including Morgan Stanley Private Bank and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and integrates both in-house and third-party investment managers.