Scott Taylor is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with MassMutual and MML Investors Services since 2001. Outside of his advisory role, Taylor serves on the board of the Maryland Motor Truck Association and is involved in the sale of various insurance products. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-focused planning supported by a range of analytical tools.

Brian Sigwart is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding the CFP® designation and Series 63 and 65 licenses. He has 18 years of industry experience, including prior roles at Metlife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory work, he is involved in a solar micro-grid venture through Buzzard Bolts LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, offering collaborative annual planning engagements that utilize firm-approved software and tools to analyze client goals.

Steven Young is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Bank of America and Merrill Lynch. Young is currently based in Hunt Valley, MD. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering financial planning through structured discovery conversations and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and includes various investment products and strategies in its offerings.

Joseph Heathcock is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and previously worked at Thrivent Financial, Burgundy Farm Country Day School, Veritas Underground Media, and Sandy Spring Friends School. Outside of his advisory role, he is involved in managing a residential property with his wife. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Benjamin Akyereko is a financial advisor with MassMutual Investors Services holding a Series 66 designation and seven years of industry experience. His prior roles include positions at SCF Securities, The ON Equity Sales Company, and Ohio National Financial Services. Outside of advising, he works as an insurance broker specializing in life, disability, long-term care, and fixed annuities. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s offerings include collaborative annual planning engagements supported by advanced analytical tools, with implementation options through separate brokerage or insurance arrangements.

Bradley Bartkowiak is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2009. Outside of his advisory role, he serves on the Board of Directors at Stevenson University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and additional event-driven planning services, including divorce and estate-settlement planning.

Christopher Portner is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He worked at Lincoln Financial Advisors for 10 years before joining OSAIC in 2025. In addition to his advisory role, he is an agent with Heritage Financial Consultants, LLC, offering various insurance products. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage and advisory services through a broad network of financial advisers and multiple platforms. The firm utilizes advanced asset-allocation tools and third-party services to construct and manage portfolios across a range of investment types.

Scott Alberding is a financial advisor with Stifel in Hunt Valley, MD, holding CFP® and ChFC® designations and the Series 66 license. He has 28 years of industry experience and has been with Stifel Nicolaus since 2007. Outside of his advisory role, he is a co-owner of Crab Alley Craft House LLC. Stifel serves individual and institutional clients, including high net worth individuals, pension plans, and charitable organizations, providing both brokerage and advisory services. The firm’s investment approach relies on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Steven James is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and T. Rowe Price. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and technology-driven strategies.

Nicholas Smeresky is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models such as Monte Carlo simulations as part of its financial planning process.

Connor Buck is a CFP® with one year of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. Prior to joining Wells Fargo, he worked at OSAIC Wealth, Inc. and Heritage Financial Consultants, LLC. His background also includes roles outside finance, such as working at Towson University and The Narrows Restaurant. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas like business-owner transition and sports & entertainment planning, using proprietary research and planning tools.

Ryan Engles is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their individual goals and priorities, focusing on areas such as retirement planning, college education planning, family wealth management, legacy planning, tax minimization, and socially responsible investing. He brings experience in helping clients navigate the complexities of wealth planning by providing clear and personalized advice. Ryan holds a Bachelor's Degree from Babson College and has earned the Personal Investment Advisor (PIA) designation. He emphasizes understanding clients' personal perspectives to create strategies tailored to their financial objectives. Residing in Towson, Maryland, Ryan is involved in his community through youth sports with Towson Rec. Outside of work, he enjoys coaching and staying active with activities including running, basketball, baseball, football, pickleball, chess, and table tennis.

Scott Manning is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including customized financial planning. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools alongside its Financial Advisors and Estate Planning Strategies Group to develop tailored plans.

George Raduano is a Financial Advisor with Thrivent Investment Management, holding a Series 66 credential and one year of industry experience. Prior to joining Thrivent in 2025, he worked for nearly three decades at Trinity Assembly of God. He serves as Chairman of the Board for Ascent College, a biblical education institution focused on leadership formation. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without portfolio management or discretionary trading authority. The firm emphasizes holistic planning across multiple financial topics and integrates planning with managed-account services under a consolidated billing option.

Steven Nuetzel is a CFP® with 31 years of industry experience, currently with Wells Fargo Advisors since 2024. He has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Nuetzel is also the owner of Nuetzel Wealth Management LLC and holds a majority ownership in Nuetzel GP, LLC, an entity formed to sell a percentage to a partnership. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools to develop tailored recommendations.

Jonathan Whitsel is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at Merrill since 2015 and Bank of America, N.A. since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jennifer Rusy is a financial advisor with Raymond James & Associates in Hunt Valley, MD. She holds Series 63 and Series 66 designations and has 28 years of industry experience, including 10 years with Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to individuals, institutions, and public entities through non-discretionary services, with notable expertise in municipal and public finance.

Mary Burrows is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Her prior work includes positions at Grove Point Investments, Apple Investment Advisors, and H. Beck, Inc. She maintains involvement with Apple Investment Advisors in a non-variable insurance role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Justin Muhl is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He began his career in the financial services industry in 2006 and has held various positions including Financial Consultant and Investment Consultant at Fidelity Investments, as well as roles at T Rowe Price and Northwestern Mutual Investment Services. With extensive experience spanning over a decade, Justin has developed expertise in financial consulting and investment services. His professional journey reflects a consistent commitment to partnering with clients to understand their financial goals and develop customized financial plans. Justin emphasizes building strong relationships with clients and their families, focusing on trust, reliability, and competency in his work.

Claire Gracie is a CFP® professional with four years of industry experience currently affiliated with OSAIC. Her prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and UBS Financial Services. Claire holds the Series 66 license and operates out of Hunt Valley, MD. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options, utilizing firm-driven asset allocation tools and third-party platforms to manage portfolios on discretionary and non-discretionary bases.