Laura Beninato is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 16 years of industry experience. Her prior roles include positions at Morgan Stanley, E*TRADE Securities, AXA Advisors, National Life Group, and Equity Services, Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, and educational seminars, providing collaborative annual planning engagements supported by firm-approved analytical tools.

Keith Truex is a financial advisor with Edelman Financial Engines in Red Bank, NJ, holding Series 63, 65, and 66 credentials and bringing 28 years of industry experience. He previously worked at TIAA-CREF and TIAA from 2014 to 2022 before joining his current firm in 2022. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, offers sub-advisory services, and supports a large client base through advisor-led and online platforms.

Michelle Meisner is a financial advisor at Merrill with 15 years of experience in the industry and holds a Series 66 designation. She has been with Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gloria Fox is a financial advisor at Fidelity with Series 63 and Series 65 licenses and 19 years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services and Bankers Life before joining Fidelity. She works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research and quantitative analysis to construct model portfolios incorporating mutual funds, ETFs, and ETPs, and serves a variety of clients including registered investment companies and charitable funds.

Michael McGuire is the Vice President and Branch Leader at Fidelity Investments in Manalapan, New Jersey. In his role, he leads and coaches financial planning teams, focusing on comprehensive planning and client collaboration. His approach aims to provide an informative, warm, and approachable experience for clients. Since 2020, Michael has served as the Branch Leader, guiding his teams in delivering financial planning services. Further details about his education, credentials, or personal interests have not been provided.

John Kanouse is a financial advisor with Charles Schwab in Red Bank, NJ, holding CFP®, Series 63, and Series 65 designations. He has 16 years of industry experience, including roles at Bank of America, Merrill, and National Securities Corp. His current tenure at Charles Schwab began in 2019 across multiple Schwab entities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, providing a mix of non-discretionary advice and access to discretionary separately managed accounts. The firm operates at large scale with integrated advisory, brokerage, and custody services supported by centralized infrastructure.

Michael Da Cruz is a financial advisor at Morgan Stanley with a Series 66 credential and no prior industry experience. His work background includes positions outside of finance, such as roles at FreeWheel, At-Bay Insurance, and Better Mortgage, as well as full-time education at NYU. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients, offering comprehensive financial planning and a range of investment programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to support its advisory services.

Sean Clark is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding a Series 66 designation and over 20 years of experience in the financial services industry. He previously worked for Advisors Mortgage Group, LLC for 22 years before joining Wells Fargo Advisors in 2025. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions, utilizing proprietary research and planning tools to develop tailored recommendations for clients who meet a net-worth threshold.

Jeffrey Tumminello is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary advisory programs supported by in-house due diligence and ESG eligibility processes.

Marygrace Guastella is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 credentials and 18 years of industry experience. She has been with RBC Capital Markets and its affiliates since 2007, including a brief tenure at UBS Financial Services in 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailored to clients' risk profiles and incorporating a range of investment managers and strategies.

Anthony Vignola is a CFP® and holds a Series 66 license, currently with Cetera, where he has worked since 2025. He has 12 years of industry experience, including a decade at Commonwealth Financial Network. In addition to his advisory role, he is a financial professional at King Financial Network, providing investment management and financial planning. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network. The firm offers a multi-manager platform with various portfolio management and financial planning options, supported by more than 10,000 advisors and over $256 billion in assets under management.

Anthony Porchetta is a financial advisor at Mass Mutual Investors Services with Series 66 registration and experience beginning in 2024. Prior to joining the firm, he worked in the automotive industry and held a role at the University of Scranton. He is also engaged in insurance brokerage, focusing on individual life insurance and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing software tools to deliver written recommendations tailored to client goals.

Grinald Abazi is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, he collaborates with clients individually to define their financial goals and develop portfolio strategies aimed at achieving those objectives. He provides ongoing advice, adapting clients’ portfolios as their circumstances evolve. Grinald holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. He earned a bachelor's degree from Baruch College.

Christopher Gibardi is a financial advisor with LPL Financial and holds the Series 66 designation. He has eight years of industry experience, including prior roles at CUNA Brokerage Services, CUNA Mutual Group, Bank of America, Merrill, and Santander Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Brett Diorio is a financial advisor with Morgan Stanley in Red Bank, NJ, holding a Series 66 designation and 16 years of industry experience. He worked at Merrill from 2010 to 2013 before joining Morgan Stanley in 2013. Outside of his advisory role, Diorio serves as an arbitrator on a FINRA panel, making judgments on claims. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to model outcomes without providing individual security recommendations as part of standalone planning.

Carmine De San is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Equitable Advisors since 2015 and previously at Axa Advisors for five years. Outside of his advisory role, he serves as a Rangemaster for Cub Scouts BB Guns and Archery with the Boy Scouts of America Patriots Path Council, volunteering approximately three hours per month. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver a variety of advisory programs for a broad client base.

Timothy Brennan is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at Jefferies LLC from 2015 to 2018. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, with a financial planning process that includes structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides tailored financial planning and investment advisory services.

Jeff Rainess is a Financial Consultant at Fidelity Investments since 2026. He has previously worked as an Investment Consultant at Fidelity Investments from 2024 to 2026 and served as a Registered Financial Advisor at Park Avenue Securities from 2018 to 2024. Jeff focuses on empowering clients to achieve financial security by building trusted partnerships and simplifying complex financial planning, utilizing Fidelity's resources. His approach integrates his background as both a coach and an advisor, emphasizing that long-term financial success requires discipline and collaboration. Jeff's planning process is designed to provide clients with guidance at every step. He has lived in Monmouth County for over 25 years and has been married for more than 20 years, with three children. Outside of his professional responsibilities, Jeff engages in family activities and enjoys fishing, fitness, football, golf, and spending time with his pets.

Jessica Haddad is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Michael Mc Cormick is a financial advisor at Morgan Stanley with a Series 66 designation and seven years of industry experience. He has been with Morgan Stanley since 2017, including roles at Morgan Stanley Private Bank, N.A. Prior to his advisory career, he worked at Rutgers University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with comprehensive financial planning and investment services. The firm manages approximately $2.74 trillion in client assets and offers a variety of advisory programs supported by advanced planning tools and a structured discovery process.