Jonathan Gates is a CFP®-certified financial advisor with nine years of industry experience. He is currently with LPL Financial and previously worked at MML Investors Services, LLC, and Mass Mutual Life Insurance Co. Gates is involved in entrepreneurial activities including operating Gates Wealth Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and advisory services, utilizing various portfolio strategies and advanced operational tools while maintaining oversight of substantial discretionary assets through a large network of advisors.

Jina Tanner is a financial advisor with Fidelity, holding Series 63 and Series 66 registrations and brings 26 years of industry experience. She has worked at Fidelity Brokerage Services since 2000 and has served in various roles within Fidelity and its affiliated entities. Outside of her advisory work, Tanner is involved in managing real estate ventures, including property maintenance and guest services for short-term rentals. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios composed of mutual funds, ETFs, and ETPs, and maintains oversight through affiliated and unaffiliated sub-advisers.

Jon Nielson is a CFP®-designated financial advisor with 18 years of industry experience, currently practicing at Cambridge Investment Research Advisors since 2015. He also serves as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement advisory services to a diverse client base, including individuals, institutional plans, and charitable organizations. The firm offers a range of investment solutions through independent Financial Professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

M Scott Harries is a financial advisor with UBS Financial Services in Salt Lake City, UT, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, Harries operates a music production company called 241 Productions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client plans.

Cassie Baird is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. She joined Fidelity Investments in 2024 and has held positions in various other companies including Carhartt and The Insurance Store. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registered commodity pool operator status, advisory roles to multiple registered investment companies, and use of advanced technologies such as AI in its investment process.

Suliana Gonzalez is an Investment Solutions Representative III at Fidelity Investments. She works closely with individuals and families to understand their financial situations and collaborate on plans to pursue their financial goals. Her role involves helping clients feel confident and comfortable with their financial plans. Suliana has held several positions at Fidelity Investments, including Investment Solutions Representative I from 2024 to 2026, High Net Worth Associate from 2022 to 2024, and Customer Relationship Advocate from 2021 to 2022. These roles have contributed to her experience in financial planning and client relationship management. Outside of her professional work, Suliana has interests in pets and reading.

Alexandra Hilbert is a financial advisor with Cetera, holding the Series 66 designation and possessing five years of industry experience. Her prior roles include positions at Janney Montgomery Scott and Carta Securities. Outside of advising, she works as a server at a restaurant and serves as Director of Events for a nonprofit organization related to a local ladies’ executive golf society. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 advisors and serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and custodial relationships.

Jeffrey Barrick is a financial advisor with Raymond James & Associates, holding Series 63, Series 65, and Series 66 designations and bringing 11 years of industry experience. His prior roles include positions at UBS Financial Services, E*TRADE Securities, Fidelity, and Knox Capital Advisors. Outside of his advisory work, he has been involved in operating LiquidShop Solutions, LLC, providing consulting related to machine shop operations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipalities. The firm offers non-discretionary financial planning and consulting, utilizing a variety of portfolio management styles supported by in-house research and affiliated sub-advisers.

Craig Mason is a financial advisor with Fidelity based in Salt Lake City, UT, holding Series 63, Series 65, and Series 66 licenses. He has seven years of industry experience, including roles at Horizon Credit Union and various positions within Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Sylvee Tanner is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, Tanner worked at SoFi Lending Corp for three years and Intermountain Healthcare for four years. Outside of financial advising, Tanner operates an entertainment business focused on card readings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment products.

Mina Eisberg is a financial advisor at Fidelity with eight years of industry experience and holds a Series 66 designation. Her prior work includes roles at Fidelity Brokerage Services, CUNA Mutual Group, Wells Fargo Clearing Services, and ARUP Laboratories. Outside of finance, she coaches freestyle skiing athletes, helping to develop their technique and ensure a structured training environment. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, involvement in registered investment companies, and incorporation of AI and algorithmic methods in its investment process.

Caleb Barton is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Fidelity Brokerage Services in 2019, he held positions at Pioneer Pipe and Steel, BioLife Plasma Services, UVU UCCU Events Center, Hobby Lobby, and Utah Valley University. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, as well as fund advisory services.

Daniel Larsen is a financial advisor with Cetera based in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His career includes roles at LPL Financial, CUNA Brokerage Services, and credit unions such as Goldenwest FCU, UFirst Credit Union, and Canyon View Credit Union. He also works as a financial professional providing services on credit union premises. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and operates a multi-manager platform with diverse program structures and custodial relationships.

Michelle Bodin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 33 years of industry experience. Her prior roles include positions at Bright Insurance Services, Transamerica Financial Advisors, World Financial Group, Wildcat Insurance, and a long tenure at Primerica. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Cameron Leavitt is a financial advisor with Equitable Advisors in Salt Lake City, holding Series 63 and Series 66 designations and bringing nine years of industry experience. His prior roles include four years at Morgan Stanley and multiple positions at E*TRADE Securities. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs. The firm’s advisory approach involves matching clients to program models or discretionary managers, often through third-party sponsors, and offers a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Michael Landheim is a financial advisor at Fidelity with 28 years of industry experience. He has held various roles within Fidelity’s affiliated entities since 1997 and holds Series 63 and Series 66 credentials. Based in Salt Lake City, UT, his career includes work with Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI-driven methods and its role as a registered commodity pool operator.

John Neuenswander is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. His prior work includes roles at Jordan Investment Services, Jordan Credit Union, Cetera Advisor Networks, Cetera Wealth Services, Equitable Advisors, and CUNA Brokerage Services. He has also been involved in non-variable insurance as a separate business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions, leveraging both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Ted Townsend is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services across retail and institutional markets.

Kaitlyn Pedersen is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she worked for seven years at Veterans First Mortgage and three years at a gymnastics training center. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios across various fund structures.

Christina Larsen is a financial advisor at Fidelity with 19 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliates since 2006. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and other investment solutions.