Daniel Larsen is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior roles include positions at Canyon View Credit Union, UFirst Credit Union, LPL Financial, and Goldenwest FCU. Larsen also provides financial services within credit union settings. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management and advisory services through a multi-manager platform with various investment program options and approximately $256 billion in assets under management.

Michelle Bodin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Her prior work includes roles at Bright Insurance Services, Transamerica Financial Advisors, World Financial Group, Wildcat Insurance, Bodin and Associates Inc., and Primerica. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, third-party research, and various portfolio management options.

Cameron Leavitt is a financial advisor at Equitable Advisors with nine years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Morgan Stanley and E*TRADE Securities. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered SEC investment adviser and broker-dealer model.

Michael Landheim is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has been associated with various Fidelity entities since 1997, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios. The firm serves a diverse client base including registered investment companies and operates with a focus on systematic methodologies and oversight controls.

John Neuenswander is a financial advisor with LPL Financial in Murray, UT, holding Series 63 and Series 66 credentials and over 31 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Jordan Investment Services and Jordan Credit Union from 2018 to 2022, and at Cetera Advisor Networks LLC from 2013 to 2022. He is involved in a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs and financial planning services, providing both discretionary and non-discretionary management and utilizing model portfolios and research from multiple sources.

Ted Townsend is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services across retail and institutional markets.

Kaitlyn Pedersen is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Before joining Fidelity, she worked at Veterans First Mortgage for seven years and at a gymnastics training center for three years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and serves as an advisor to multiple registered investment companies and fund-of-funds.

Christina Larsen is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. She has been with Fidelity and its affiliated entities since 2006, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers a range of services such as discretionary portfolio management and fund advisory, and it employs systematic methodologies alongside oversight controls to manage potential conflicts of interest.

S. Grant is a financial advisor with Raymond James & Associates based in Cottonwood Heights, UT, holding a Series 66 designation and 18 years of industry experience. Prior to joining Raymond James in 2021, Grant spent 25 years with Wells Fargo in various capacities, including Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a diverse client base, including high-net-worth individuals, pension plans, corporations, and municipal entities, and is known for its integrated approach combining municipal advisory services and a broad affiliate network.

Hunter Hanks is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 credential and has worked at LPL Financial since 2018. Prior to joining LPL, he held roles at Cottonwood Residential and Mosaic, and also has experience working at Brigham Young University. Outside of his advisory role, he is involved as a partner and owner in a networking business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, research, and technology-driven strategies.

Daniel Hicks is a Series 66-licensed financial advisor at Fidelity with two years of industry experience. Prior to joining Fidelity, he worked at Belong Home Inc. and HOMIE. Outside of his advisory role, he also works as an independent contractor in real estate brokerage. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and offers model portfolios through intermediary platforms.

David Dodds is a financial professional with 24 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at Cetera Wealth Services, LLC since 2013. In addition to his advisory role, he is an executive vice president at Data Enterprises Inc., a financial services firm, and is involved in fixed insurance sales and equipment leasing management. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by over 10,000 advisors and managing assets exceeding $250 billion.

Justin Smith is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial LLC and Dorne J Hall. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm operates as both a broker-dealer and investment adviser, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Ryan Kunkler is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has held positions at Morgan Stanley and E*TRADE Capital Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that utilizes structured discovery tools and modeling techniques.

Alicia Zhang is a financial advisor at Raymond James & Associates with the Series 66 designation and approximately one year of experience. Her prior roles include positions at Ameriprise Financial, Mountain America Credit Union, and the University of Utah. She has also worked with nonprofit and community organizations such as ABS Kids and Shamrock Communities. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and government entities, providing wealth advisory planning, investment consulting, and specialized services such as municipal and public finance advisory.

Ryan Cox is a Series 66 licensed financial advisor with Fidelity, based in Salt Lake City, UT. He has nine years of industry experience and has worked in various capacities within Fidelity since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage its model portfolios, and holds registrations and advisory roles that distinguish it among large institutional firms.

Kristie Remington is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, J.P. Morgan Securities, Morgan Stanley, and TD Ameritrade. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Mason Moody is a financial advisor at Fidelity with one year of industry experience and holds the Series 66 designation. Prior to joining Fidelity, he worked at several firms, including Rocky Mountain Labs and Synlawn Utah. Outside of his advisory role, he is also self-employed as a DJ in Salt Lake City, performing sporadically after hours. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across a broad range of investments.

Casey Kotter is a CFP® with 22 years of industry experience and has been with OSAIC since 2013. He holds the Series 66 designation and serves as a partner and CFO of Integrated Financial Group, an LLC focused on financial and investment planning. Kotter is also involved in managing his wife’s psychology practice through business and marketing planning support. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of financial advisers. The firm offers integrated brokerage and advisory services, using advanced asset-allocation tools and third-party platforms to construct and manage portfolios across multiple asset classes.

Robert Nelson is a financial advisor at Cetera with 37 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior roles include positions at VOYA Financial Advisors and NFG Advisors. He also operates as an independent insurance agent focusing on fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated third-party managers.