Zachary Ross is an investment adviser representative at Independent Wealth Network, Inc. with nine years of industry experience. He holds a Series 66 credential and has held prior roles at firms including Emerson Equity LLC, Fidelity Investments, Equitable Advisors, and JP Morgan Chase Bank. Independent Wealth Network, Inc. provides wealth management, financial planning, and consulting services to individuals—including high-net-worth clients—as well as trusts, pension plans, estates, charitable organizations, and corporations. The firm employs a range of portfolio strategies and may utilize third-party managers and oversight services to align client assets with broader financial plans.

Richard Spinner is a financial advisor at Cary Street Partners with 11 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Edge Wealth Management, Transcend Wealth Collective, and Merrill. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies through its affiliated asset manager, serving diverse client needs including ERISA retirement plans and institutional niches such as state and municipal government entities.

Christopher Wholehan is a financial advisor at Simplicity Wealth with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including TLG Advisors and various entities within the Simplicity Group. Prior to his advisory career, he was associated with Ohio State University and has been involved with Wholehan Marketing Associates since 1994. Simplicity Wealth serves a diverse client base that includes individual and high-net-worth investors, retirement plans, corporate and institutional investors, as well as other financial firms. The firm employs a fund-of-funds investment approach using ETFs, mutual funds, and individual securities when appropriate, and offers a managed account platform that includes discretionary and non-discretionary services alongside operational and technology solutions for advisers.

Hitesh Shah is a financial advisor at Gilder Gagnon Howe & Co. LLC with 24 years of industry experience. He has been with the firm since 1999 and holds a Series 63 designation. Gilder Gagnon Howe & Co. LLC provides discretionary portfolio management and brokerage services to a range of clients including individuals, charitable organizations, corporations, pension plans, and trusts. The firm employs an active, growth-oriented trading strategy focused primarily on stocks, combining fundamental and technical research.

Patrick Rogers is a Senior Relationship Manager at Prosperity - An EisnerAmper Company with 14 years of industry experience. He has held roles at firms including Dai Securities, APW Capital, and Scottrade. His current work focuses on client relationship management and wealth advisory services. Prosperity - An EisnerAmper Company serves individuals, trustees, estates, retirement plans, and business entities with financial planning, portfolio management, and retirement-plan advisory. The firm manages approximately $5 billion in client assets, emphasizing asset allocation and diversification through both discretionary and non-discretionary management strategies.

Cecilia Hoang is a financial advisor at Gilder Gagnon Howe & Co. LLC in New York, NY, holding Series 66 and Series 63 licenses with four years of industry experience. She has been with Gilder Gagnon Howe & Company since 2020 and previously spent six years at Vassar College in various roles. Gilder Gagnon Howe & Co. provides discretionary portfolio management to individuals, trusts, estates, charitable organizations, corporations, and retirement plans, employing an active, growth-oriented equity strategy managed by multiple independent portfolio managers with full trading discretion. The firm operates both as a registered investment adviser and a broker-dealer, utilizing transaction-based commissions on non-retirement accounts and engaging in securities lending and revenue-sharing arrangements.

Stuart Simchowitz is a financial advisor with RMR Wealth Builders, Inc. holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has worked at RMR Wealth Builders since 2020 and has been involved with Sammax Consultants, Ltd. as Owner, President, and CEO since 1996, managing bookkeeping and administration. RMR Wealth Builders is an SEC-registered multi-team advisory firm with 52 advisors managing approximately $2.9 billion. The firm serves individuals, retirement plans, and institutional accounts through portfolio management, financial planning, fiduciary services, and specialist advisory programs including digital asset management and annuity management.

Thomas Belding is a CFP® professional with four years of experience, currently serving at CGN Advisors, LLC since 2021. His prior career includes 29 years at BELKO, Inc. and 13 years at The Newgrange School of Princeton, Inc. He serves as a trustee for the Jean Belding Fay Trust and holds board memberships with the Planning Board of Chatham Borough and the Progressive Center for Independent Living, a nonprofit advocating for the rights of people with disabilities. CGN Advisors, LLC provides financial planning, investment consultation, and portfolio supervisory services to a diverse client base including individuals, trusts, businesses, pension plans, and charitable organizations. The firm employs a range of asset-allocation strategies and offers fiduciary advice through discretionary and non-discretionary engagements, incorporating tax-aware investment vehicles and third-party manager relationships.

Lee Delaporte III is a financial advisor at Beacon Trust with 24 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. Outside of his advisory role, he is a partner in a fitness club, NBD Fitness, located in Springfield, NJ. Beacon Trust provides financial planning, portfolio management, and trustee services to individuals, trusts, pension, and charitable entities, managing over $4 billion in discretionary assets. The firm employs an open-architecture investment platform emphasizing tax awareness, active loss harvesting, and customized fixed-income portfolios.

Karol Krucinski is a CFA® charterholder and holds a Series 65 license, with five years of experience in the financial advisory industry. He has been with Fortis Capital Advisors, LLC since 2021 and previously worked at Fortis Lux Wealth Management and Marea. Fortis Capital Advisors is an SEC-registered multi-team investment adviser serving a range of clients including individuals, families, businesses, retirement plans, and institutions. The firm offers customized, primarily discretionary portfolio management and financial planning services, utilizing a blend of passive, active, tactical, and ESG-aware strategies alongside specialist sub-advisors.

Nicholas La Verghetta is a financial advisor at RMR Wealth Builders, Inc. with three years of industry experience. He holds a Series 65 designation and has previously worked at Bank of America, Weber, Shapiro & Company LLP, NCM Capital Management, and Stack Sports. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, with client relationships organized around registered investment adviser representatives who implement strategies using model portfolios and periodic reviews.

Adam Talmadge is a CFP® with seven years of experience at Simon Quick Advisors, LLC. He joined the firm in 2019 after completing five years as a full-time university student. Simon Quick Advisors serves individuals, families, pension and non-profit entities, endowments, and foundations by providing wealth management, investment consulting, financial planning, tax planning and compliance, and administrative services. The firm employs a multi-manager approach combined with proprietary quantitative analysis and due diligence, and it sponsors affiliated pooled investment vehicles and fund-of-funds structures.

Anthony Ferraiolo is a CFP® professional with six years of industry experience, currently affiliated with Mariner Independent in Whippany, NJ. His background includes roles at Altfest Personal Wealth Management, AdvicePeriod LLC, and several other advisory firms. In addition to his advisory work, he is involved with Mazz CPA LLC as a tax associate specializing in tax preparation. Mariner Independent serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers financial planning, portfolio management, retirement plan consulting, coordinated tax support, insurance solutions, and alternative investment access through a network of investment adviser representatives and affiliated businesses.

Pablo Montero Bianchi is a CFP® with 31 years of industry experience, currently serving at Savvy since 2026. His prior experience includes roles at FINPPASS Financial Stewardship, Financial Advisors Of Delaware Valley, and Principal Life Insurance Company. Outside of his advisory work, he is involved in a business entity established to pay non-principal staff salaries. Savvy provides investment and financial planning services to individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations. The firm employs a primarily index-based, long-term investment approach supplemented by active equity portfolios and tax-aware direct indexing, integrating third-party sub-advisers and fintech tools.

Harvey Spira is a financial advisor at Sowell Management with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including UBS Financial Services, J.P. Morgan Securities, and National Securities Corp. He has been with Sowell Management since 2021. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs with portfolio management, financial planning, and retirement-plan advisory services. The firm operates through over 100 independent contractors and employs various management styles, including model portfolios and sub-advisory relationships.

Omar Rajjoub is a financial advisor at Arete Wealth Advisors, LLC with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Ocean Capital and HudsonPoint. Arete Wealth Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm primarily manages assets on a discretionary basis using advisor-driven and proprietary model allocations, and it integrates affiliated financial businesses and product channels in its service offerings.

Zacariah Fustgaard is a financial advisor at Root Financial Partners with two years of industry experience. He holds the Series 66 designation and has previously worked at Commonwealth Financial Network, Longwave Financial, and several other firms. Root Financial Partners provides investment management and comprehensive financial planning to individuals, trusts, estates, small businesses, and select retirement-plan relationships. The firm employs a diversified, passive investment approach using index funds and ETFs, with tailored portfolios that may include specialized strategies for clients with complex needs.

Christopher Bromley is a CFP® professional with one year of industry experience, currently advising at Simon Quick Advisors, LLC. His prior experience includes roles at Beacon Trust Company and UBS. Outside of his advisory work, he has worked as a bartender at Sammy's Ye Old Cider Mill during non-trading hours. Simon Quick Advisors serves individuals, families, pension and non-profit entities, endowments, and foundations by providing wealth management, investment consulting, and financial planning. The firm employs a multi-asset investment approach including independent managers, mutual funds, ETFs, and private funds, and offers additional services such as tax planning, return preparation, and administrative support.

David Greenberg is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He serves as president of Integrated Planning Concepts LLC, where he advises clients on health insurance matters, and acts as an ambassador for the Morris County Chamber of Commerce. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, businesses, and organizations, combining advisor-led management with model-based strategies and offering a range of financial planning and consulting solutions.

Michael Barrett is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 licenses and five years of industry experience. He has been with Citigroup since 2018 and previously worked at Yelp from 2016 to 2020. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.