Derek Reinhold is a Series 66 licensed financial advisor with UBS Financial Services in Buffalo, NY, where he has worked since 2013. He has 18 years of industry experience. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Jacob Erenstoft is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 66 licenses and 10 years of industry experience. He has been with Equitable Advisors since 2016 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and a variety of asset-management programs. The firm’s approach includes risk assessment and matching clients to program models or managers, utilizing third-party managers and proprietary programs without sponsoring its own wrap fee program.

Anthony Pandolfi is a financial advisor with Raymond James Financial in Buffalo, NY, holding a Series 66 designation and 22 years of industry experience. His career includes 13 years at UBS Financial Services Inc. Prior to his current role, he was affiliated with Crux Wealth Advisors LLC. Outside of advising, he owns Grand Cru Consulting, a wine and spirits consulting business serving restaurants. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, institutions, and charitable organizations. The firm uses analytical tools tailored to client goals and offers advisory programs alongside institutional consulting and portfolio management.

Cara Safy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 12 years of industry experience. She has worked with Wells Fargo Bank since 2015 and Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from its Investment Institute and third-party sources.

Dawn Maher is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 14 years of industry experience. She has worked at Raymond James Financial Services since 2012 and is also an associate at Scheff Liddell Wealth Group in Clarence, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Ann Nicholson Wright is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with the firm since 1984, providing financial advisory services to clients. Ann holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and is also recognized as a Personal Investment Advisor (PIA). She graduated from Colgate University with a bachelor's degree in Mathematics. Ann specializes in Goals Based Wealth Management, focusing on individualized financial planning through ongoing conversations tailored to each client's needs. Her areas of expertise include individual wealth management as well as business retirement planning, offering services for 401(k) and profit sharing plans.

Robert Ellis is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His prior roles include positions at Robert J. Ellis Financial Advisors, LLC and Crux Wealth Advisors, LLC. Ellis also serves as CEO of Ellis Legacy Advisors, LLC, a company related to payroll services for advisory fees. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm provides tailored non-discretionary planning and consulting using analytical tools and supports a wide network of advisors with specialized programs in municipal finance and retirement plan consulting.

Edward Harof is a financial advisor at LPL Financial with 44 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Rampart Wealth Management, Commonwealth Financial Network, Royal Alliance Associates, and Georgetown Capital Group. Harof is also the owner of Rampart Asset Management Group, LLC, a private entity facilitating securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and operational tools while overseeing substantial discretionary assets.

Tyler Diebold is a CFP® professional with five years of industry experience, currently affiliated with Mass Mutual Investors Services. His work history includes roles at Northwestern Mutual Wealth Management Company and Primacy Financial. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning, asset management, and educational seminars. The firm emphasizes collaborative annual planning relationships using firm-approved analytical tools, recommending investment strategies without discretionary authority.

William Jones is a Series 66-licensed financial advisor at Equitable Advisors with one year of industry experience. His prior roles include positions at Orchard Rouge LLC and various educational and retail organizations. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Jerome Wojnicki is a financial advisor with LPL Financial based in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at The Vanguard Group, TD Ameritrade, and Scottrade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad advisory platform that includes financial planning, model portfolios, and third-party asset management.

Craig Mellenthine is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 31 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has prior experience at MetLife Securities Inc., New England Securities, and New England Financial. In addition to his advisory work, he owns and operates a tax preparation business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Dennis J. Donovan is the sole advisor at Donovan, Dennis J, an independent advisory firm based in Buffalo, NY. He holds a Series 65 designation and has three years of industry experience. Prior to founding his advisory firm, he has been involved with Stark Tech, Inc. since 2016. Donovan also holds a CPA license but is not currently practicing in that capacity. Donovan, Dennis J operates as a referral-based advisory firm that serves a small client base, including high-net-worth individuals and pension or profit-sharing plans. The firm does not manage or take custody of client assets directly but directs clients to third-party investment advisers, focusing primarily on fixed income and equity allocations.