Sheila Bulak is a financial advisor with Morgan Stanley, holding a Series 66 designation and 28 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets beginning in 2006. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.

David Mingori is a financial advisor at Mass Mutual Investors Services with 33 years of industry experience. He holds a Series 63 designation and has worked with Mass Mutual Investors Services since 2017, following prior roles at MassMutual Life Insurance Company and MetLife Securities Inc. Mingori is also an independent insurance agent specializing in life, accident, health, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to support collaborative, goal-oriented planning engagements.

Anthony Psikarakis is a financial advisor with Ameriprise in Needham, MA, holding a Series 63 designation and 27 years of industry experience. He previously worked at American Express Financial Advisors Inc. for 22 years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, providing detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Mark Bernier is a financial advisor with Edward Jones in Worcester, MA, holding Series 63 and Series 66 licenses and with 21 years of industry experience. He has worked at Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Logan Greene is a Financial Consultant currently working at Fidelity Investments. In this role, he partners with clients to understand their individual visions and goals, co-creating financial plans that aim to provide peace of mind through collaboration and thorough analysis. Logan's professional experience includes positions as a Financial Consultant and Investment Consultant at Fidelity Investments since 2022, as well as a Financial Advisor at Barnum Financial Group from 2021 to 2022. His approach focuses on understanding what is most important to each client and developing strategies tailored to their unique objectives. Outside of his professional work, Logan has interests in baseball, board games, fishing, golf, snowboarding, and volunteering.

Gary Shilman is a financial advisor at Edward Jones with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Potomac Fund Management and BTS Asset Management. Shilman serves as a member of the Finance Committee for the Town of Natick, MA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and offers services such as tax-efficient investing and proxy voting.

Michael Jankovic is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has been with Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Sparrow is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 after working with Morgan Stanley and Smith Barney beginning in 2002. In 2015, he joined the O'Brien Sparrow Wealth Management Group, where he continues to provide investment management and wealth planning services. Matthew received a Bachelor's Degree in Economics and Finance from Bentley University and holds the Portfolio Manager designation. He focuses on working with individuals, families, corporate executives, and institutions in areas including investment management, wealth planning, college education planning, corporate executive services, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Matthew resides in Hopkinton with his wife and four children. His personal interests include football, tennis, spending time with his family, and traveling.

Casey Freeman is the Resident Director and Wealth Management Advisor at Merrill Lynch, leading a team that includes his wife and another female advisor. With more than 20 years of experience in financial advising, Casey works closely with individuals, families, and organizations to develop personalized financial strategies. His approach emphasizes a collaborative partnership with clients to pursue long-term financial goals, including cash flow management and strategic tax mitigation. He specializes in areas such as executive compensation, equity compensation services, family wealth management, estate and trust planning, and services for endowments, foundations, and non-profits. Casey's team utilizes proprietary tools like the Personal Wealth Analysis™ to help clients achieve a work-optional lifestyle by projecting scenarios that maximize cash flow and uncover tax advantages. Casey holds a High School Diploma from Holy Name Central Catholic High School, a Bachelor's Degree from the University of Tampa, and a Master of Business Administration (MBA) from the University of South Carolina System. He has earned professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Casey participates in community activities through memberships such as the Coast Guard Auxiliary, Creative Hub Worcester, and Holden Youth Soccer. His personal interests include adventure sports, boating, fishing, football, scuba diving, soccer, spending time with his family, and traveling.

Douglas Gower is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. His prior experience includes roles at John Hancock and Mutual of Omaha. He serves as treasurer for the Wayland PTO, a local scholastic organization. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of professionals and multiple platform options.

Ryan Viktorin is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2013. He has 18 years of experience as a financial advisor, including prior work at Morgan Stanley from 2008 to 2013. He specializes in working with high net worth families, focusing on investment strategies, retirement planning, and tax-efficient investing. Ryan maintains an in-depth understanding of the financial markets and aims to simplify and communicate complex financial concepts to his clients. He holds a California Insurance License.

Christian Grundel is a CFP® professional with 18 years of industry experience, currently affiliated with Cetera in Worcester, MA. His prior roles include positions at Sovereign Wealth Partners, Arrow Wealth Management LLC, and Financial Engines Advisors L.L.C. Outside of financial advising, he is a writer and producer of fiction podcasts and serves on the board of trustees for the West Warwick Public Library. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

James Buzgo is a CFP®-certified financial advisor with 25 years of industry experience. He has worked with Ameriprise Financial Services since 2020, following eleven years at UBS Financial Services and eight years at Merrill. He holds the Series 66 designation and is based in Medfield, MA. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Petralia is a financial advisor at Fidelity with 29 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously with Newport Group Securities, Inc. and Newport Group, Inc. His tenure at Fidelity includes roles within Fidelity Brokerage Services and Strategic Advisers LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs, with distinct involvement in commodity pool operations and advisory roles to multiple registered investment companies.

Joseph Delano Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with LPL Financial and its predecessor firms since 1991. He serves as a board member for St. Mary’s Credit Union, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions supported by a large network of investment adviser representatives and extensive operational resources.

Peter Karle is a financial advisor with Morgan Stanley in Concord, MA, holding a Series 63 designation and bringing 24 years of industry experience. He has been with Morgan Stanley since 2020, following a 19-year tenure at Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm provides tailored financial planning using structured discovery conversations and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Susan Watson is a financial advisor at OSAIC with Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Sagepoint Financial, Inc. and Legacy Financial Advisors. She also serves as Operations Manager at Synergy Wealth Partners, LLC, providing client support and business management to financial advisors. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and supports various investment strategies across its affiliated broker-dealer and RIA relationships.

Samuel Grudzien is a Planning Consultant at Fidelity Investments, where he has been serving clients since 2022. He approaches financial planning with a focus on frugality, integrity, and empathy, emphasizing thoughtful and judgment-free client relationships. Samuel listens carefully to clients to help them make informed decisions based on their individual goals and values. His professional experience centers on workplace planning, providing guidance to clients to support their financial well-being. Outside of his professional role, Samuel enjoys cooking and baking, as well as participating in activities such as golf, running, and snowboarding.

Francis Novak is a financial advisor with Morgan Stanley in Worcester, MA, holding a Series 63 designation and 42 years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., Wells Fargo Clearing, and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services designed around structured discovery and firm-approved tools.

Nancy Malone is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and 18 years of industry experience. She has been associated with Raymond James Financial Services since 2008 and with Wheelhouse Wealth Advisors since 2015. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized services such as municipal advisory work and SIMPLE IRA Employer Advisory & Consulting programs.