Amanda Capuano is a financial advisor at UBS Financial Services with two years of industry experience. She holds Series 63 and Series 65 licenses and has prior work experience at Core Facility Services, Direct Computer Resources, and Monmouth University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets, custody, and research resources.

Paul Lotito is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the RLA Group. He has over 33 years of experience focusing on portfolio design and implementation for high-net-worth individuals, associations, and charitable institutions. Paul works closely with clients to develop portfolios that align with their financial needs and concerns, specializing in areas such as family wealth management strategies, legacy planning, liquidity management, and retirement income. Paul holds a Bachelor's degree from Rutgers University and is a CERTIFIED FINANCIAL PLANNER® professional as well as a Personal Investment Advisor (PIA). His expertise includes tactical asset allocation strategies and portfolio management services. The RLA Group at Merrill Lynch Wealth Management, which he is part of, serves clients including high net worth individuals and their families, foundations, and corporate retirement plans, helping them prepare for significant life events like retirement and generational wealth transfer. Paul has been married to Cheryl for over 39 years and they have two adult children. His personal interests include basketball, racquetball, spending time with family, traveling, and watching movies.

Josephine Holguin is a financial advisor at Merrill with Series 66 and Series 63 credentials and three years of industry experience. Her prior work includes roles at Wells Fargo Clearing and Wells Fargo Bank, NA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ramsey Khattab is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors Corp. for 21 years. Outside of advisory work, he owns and operates multiple businesses including a social networking dating portal and various medical aesthetics and wellness ventures. OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutional clients through a large network of financial advisers and offers integrated brokerage and advisory services. The firm employs a variety of investment platforms and tools, including third-party models and managed-account solutions.

James Cramer is a financial advisor with Edward Jones in Pompton Plains, NJ, holding Series 63 and Series 66 designations and possessing 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Yedidya Diena is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Before joining Merrill and Bank of America in 2026, he operated a custom clothing business and held various roles in educational and nonprofit organizations, including Chai Lifeline Canada and Touro University. His outside business activities include managing a custom clothing enterprise. Merrill and its affiliate Managed Account Advisors LLC provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Bajakian is a financial advisor at Primerica Advisors with 34 years of industry experience. He has been with Primerica Financial Services since 1991 and with Primerica Advisors since 1990. Bajakian is registered with Series 63 and Series 65 licenses. His other business activities include sales of investment-related products and referrals for home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap fee structure.

Joseph Brunelli is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. His prior experience includes roles at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory work, he is a trustee for his father's trust and holds a minority ownership in a real estate holding company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Carter Spearry is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he was involved with nRICHD Consulting, a recruiting and talent acquisition business specializing in manufacturing and IT, where he oversaw business operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs supported by a nationwide network of financial advisors and branch offices.

Daniel Twomey is a CFP® with 37 years of industry experience, currently affiliated with LPL Financial since 2011. Prior to joining LPL, he worked at Edward Jones from 2005 to 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and retirement advice services through a network of investment adviser representatives.

Amy Miller is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is involved in direct sales through an independent contractor position with Avon Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and models but does not provide individual security recommendations as part of its standalone planning.

Christopher Gaetano is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans that align with their individual goals and circumstances. He employs a structured financial planning process to address clients' short and long-term objectives and adapts strategies over time to reflect changes in clients' lifestyles. He has been with Fidelity Investments since 2019, gaining experience in various roles including Financial Representative, Relationship Manager, and Investment Consultant before becoming a Financial Consultant in 2026. This progression within the company showcases his familiarity with diverse aspects of financial services. Outside of his professional work, Christopher has interests in beach activities, attending concerts, hiking, skiing, and traveling.

Louis Ferriello is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. Outside of his advisory role, he is an owner and manufacturing consultant at Slider Sports Seats, Inc., a consulting business focused on product vision. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a large team of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations to deliver non-discretionary wealth management and related services.

Michael Karlewicz is a Certified Financial Planner® with 10 years of industry experience. He has worked at UBS Financial Services since 2022 and previously held positions at Bank of America and Merrill from 2016 to 2022. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients. The firm combines institutional trading capabilities with wealth management and offers a range of services including fee-based financial planning, portfolio management, and access to proprietary research and capital markets solutions.

Deann Cavagnaro is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 65 designations and has been with UBS since 2016. Outside of her advisory role, she serves as Treasurer on the Ramapo Board of Education, overseeing financial records and reporting for the organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and investment solutions.

Corey Albright is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held positions in various industries including automotive and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manage funds.

Robin Ax is a financial advisor at UBS Financial Services with 28 years of industry experience. She has been with UBS since 2006. Outside of her advisory role, she serves as an investment committee member for the Sisters of Saint Dominic of Blauvelt, a religious organization involved in education and special education programs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research with fiduciary financial planning. The firm integrates institutional trading capabilities with wealth management services to support a range of client needs.

Jack Van Itallie is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation. He joined Morgan Stanley in 2025 after completing ten years of full-time education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Eric Shell is a financial advisor with RBC Capital Markets in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

Husan Iddin Abdul Ghani is a Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2012, he has brought over a decade of experience in the financial services industry, focusing on helping clients with financial strategies, asset allocation, and long-term investing to achieve their financial goals. Husan works closely with clients to develop personalized financial plans and serves as a financial quarterback, coordinating resources from Merrill Lynch and partnering with other trusted professionals to meet his clients' personal, business, and professional objectives. Husan's expertise includes corporate benefit programs such as equity compensation, defined benefit and contribution plans, and nonqualified deferred compensation plans. His client focus areas cover liquidity management, retirement planning, philanthropic and socially responsible investing, portfolio management, and strategies for small businesses, sports, and entertainment sectors. He is a 2008 graduate of Johnson C. Smith University with a B.A. in Communication Arts and holds the Personal Investment Advisor (PIA) designation. Husan is actively involved in his community through volunteering with organizations including the International Gathering at Beth Rapha church, Omega Psi Phi Fraternity Inc., the NAACP's AACTSO mentoring program, Junior Achievement, and local food banks and shelters. He is also a sports enthusiast with a background playing college football and follows teams such as the New York Giants, Knicks, and Yankees.