Anthony Rispoli is a financial advisor with Cetera who holds a Series 66 designation and has 10 years of industry experience. He previously worked at Avantax Investment Services, Inc. and Avantax Advisory Services, among other firms. Outside of his advisory role, he is involved with Nisivoccia LLP and is the owner of Wealthspring Financial Partners LLC, a vehicle for acquiring financial services and tax practices. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Frederick Walter III is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1985 and provides education and guidance in asset management, tax reporting, estate planning, and other wealth management activities. His approach is guided by the lives, families, and priorities of his clients. Fred focuses on offering a comprehensive approach to managing wealth, beginning with understanding each client's financial situation and what matters most to them. His expertise includes family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He works with clients to develop flexible, personalized financial strategies that adapt to changing goals and market conditions, leveraging the investment insights of Merrill and the banking convenience of Bank of America. Fred holds a Bachelor's Degree from Williams College and holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He was born and raised in Parsippany, New Jersey. Outside of work, he enjoys biking, golfing, running, skiing, and spending time with his family, often reflecting on financial matters during these activities.

Juliet Parsons Betzel is a Senior Financial Advisor with Merrill Lynch Wealth Management. In her role, she focuses on connecting clients to the appropriate people, plans, and processes tailored to their unique financial goals. Her approach integrates personal perspectives and priorities to assist clients in pursuing objectives such as funding education, planning for retirement and potential healthcare costs, and establishing long-term family financial plans. Juliet holds multiple professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor's Degree from St. Francis University. Through her work, Juliet emphasizes simplicity and transparency in wealth planning to help clients navigate the complexities of investing.

Michael Smith is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has previously worked with firms including Avantax and Northwestern Mutual. He also serves as a Wealth Management Assistant at Nisivoccia Wealth Advisors, where he supports client service and account-related activities. Cetera Investment Advisers LLC is an SEC-registered firm that services individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, featuring multi-manager investment platforms with diverse program options and custodial arrangements.

Paula Kirejevas is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with RBC Capital Markets since 2014. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individuals, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing a mix of in-house and third-party investment managers tailored to each client’s risk profile.

David Hollenberg is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior work includes roles at Merrill, Bank of America, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with customizable portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Macklin Micera is a Series 66-licensed financial advisor with five years of industry experience. He is currently with RBC Capital Markets and City National Bank, having previously worked at SSA and Co and General Electric. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Eric Mattessich is a Financial Consultant at Fidelity Investments as of 2024. He is a CFP professional with nearly 15 years of experience providing financial guidance. He focuses on working collaboratively with families in the Morristown area to develop and implement financial plans that align with their goals. Prior to his current role, Eric held positions as Vice President at J.P. Morgan Private Bank from 2021 to 2024 and at Ayco Goldman Sachs from 2010 to 2021. His professional experience encompasses wealth maximization and financial planning for individuals and organizations. Outside of his professional work, Eric has interests in baseball, fitness, food, football, and pets.

David Brask is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. He has worked with Morgan Stanley since 2009, including 11 years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and analytical tools, managing approximately $2.74 trillion in client assets.

Anthony Martino is a CFP® with six years of industry experience, currently affiliated with Cetera. He has worked at several firms including Nicholas Pascarella & Co., Allied Wealth Partners, and Minnesota Life Insurance Co. Martino is also a financial professional at Pascarella Wealth Partners LLC. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering various portfolio management and retirement services through a network of over 10,000 advisors.

Matthew Giordano is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and 20 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2020 before joining Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Todd Smith is a financial advisor at Equitable Advisors with 35 years of industry experience. He has been with Equitable Advisors since 2001 and previously worked at Axa Advisors, LLC. His credentials include Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in an additional insurance business. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm employs a model-based approach utilizing third-party asset managers and advisory programs, providing services across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Michael Bianco is a financial advisor at Edward Jones in Chatham, NJ, holding a Series 66 designation with nine years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Stephen Ponichtera Jr. is a financial advisor at Morgan Stanley with 54 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a prior tenure at Citigroup Global Markets beginning in 1993. He holds a Series 63 designation and is based in Morristown, NJ. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Duncan Roberts is a financial advisor at Edward Jones in Basking Ridge, NJ, holding a Series 66 designation. He has one year of industry experience and previously worked at Brookfield Properties and KPMG LLP. Prior to his financial career, he was involved in various roles including at Clemson University Intramural Sports and Fiddlers Elbow Country Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Daniel Barrett is a financial advisor with Raymond James Financial in Morristown, NJ, holding Series 63 and Series 66 credentials and 28 years of industry experience. Prior to joining Raymond James in 2022, he worked at UBS Financial Services for 11 years. He is also employed as a financial advisor at 1792 Wealth Advisors. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning using risk profiling and analytical tools and supports municipal and public finance work through unique affiliations.

Arielle Thompson is a Series 66-licensed financial advisor with J.P. Morgan Securities in Morristown, NJ, where she has worked for 12 years. She has 19 years of industry experience and has been with JPMorgan Chase Bank, N.A. since 2014. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.

Donald Marvel is a financial advisor with Equitable Advisors in Basking Ridge, NJ, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Equitable Advisors and its predecessor entity Axa Advisors since 1999. Outside of advisory services, he is involved in other outside insurance business activities. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm employs a variety of advisory programs and third-party asset managers to match clients with appropriate investment solutions.

Julia Bishop is a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management. She has over 41 years of experience in the financial services industry and joined Merrill in 1987. Julia holds several professional designations, including CERTIFIED FINANCIAL PLANNER4CFP4, Certified Private Wealth Advisor4 (CPWA4), and Chartered Retirement Planning Counselor4 (CRPC4). She earned a Bachelor of Science degree in Biology from Fairleigh Dickinson University. Julia focuses on providing clients with strategic financial planning, investment guidance, and retirement planning solutions. Her expertise covers areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Julia also serves as a Portfolio Manager, managing discretionary personalized or defined strategies on behalf of clients. Outside of her professional commitments, Julia enjoys biking, cooking, gardening, hiking, ice skating, running, skiing, and spending time with her family.

Marc Coopersmith is a CFP®-designated financial advisor with RBC Capital Markets, bringing 40 years of industry experience. He has been with RBC Capital Markets since 2009 and also has a decade of experience at City National Bank. Outside his financial career, he is involved with SROVIC LLC, a travel and recreation business. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients with customized advisory programs that include portfolio management, financial planning, and brokerage services. The firm uses a variety of investment managers and strategies tailored to clients' risk profiles, offering a comprehensive range of financial solutions.