Michael Fasano is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. His prior work includes roles at Vector Marketing, Bill Vinces Bridgewater Acura, Fullerton Ford, Shoprite of Flemington, and Hunterdon Central Regional High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kanisha Scott is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and with three years of industry experience. She has worked at Merrill since 2022 and previously was employed by the University of Pennsylvania and the City of Philadelphia Department of Revenue. Outside of her advisory role, she is employed as a bartender with Profit Legends Hospitality LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Caruso is a financial advisor with Charles Schwab, holding a Series 66 designation and 18 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset, model portfolio investment approach supported by extensive research and centralized operational infrastructure.

Thomas Mclaughlin is a financial advisor at Merrill with 14 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Wade Martin is a financial advisor with RBC Capital Markets in Princeton, NJ, holding a Series 63 designation and 38 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Martin is also an owner and active partner in a family investment partnership. RBC Wealth Management serves a broad range of clients including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

Rachel Schmiege is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018, including seven years with Bank of America, N.A. prior to her current role. Before joining the financial services industry, she was employed at Freedom Federal Credit Union and Wegmans Food Markets. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Schneiweiss is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Thomas Fallon is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He previously worked at American Portfolios Financial Services, Inc. for 21 years and OSAIC for one year. Fallon is also a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Andrew Salmon Jr. is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes roles in education at various institutions and employment at Pennington Quality Market. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sean Mc Intyre is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked in the telecommunications sector for T-Mobile and Executive Cellular Phones. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jill Borges is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. Prior to joining Merrill in 2020, she worked at BlackRock from 2015 to 2019. Outside of her advisory role, she owns Kings of Tailgating, LLC, a business focused on event setup. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Sedam is a ChFC® credentialed financial advisor with 22 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and is the owner and CEO of TEN22 Private Wealth, P.C., where he provides securities, financial planning, advisory, and insurance services. His prior experience includes roles at Commonwealth Financial Network and Northwestern Mutual Wealth Management Company. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides multiple portfolio management options that can be tailored to client objectives, including proprietary and third-party model strategies.

Patrick Buzby is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping clients develop personalized wealth management strategies tailored to their short-, mid-, and long-term financial goals. Patrick works with clients in areas such as corporate benefits, education planning, employee benefits planning, personal retirement planning, portfolio management services, and retirement income. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from James Madison University. Patrick emphasizes building client-centered strategies by understanding what matters most to each individual, offering a range of services from general investing to retirement planning, and providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Patrick enjoys fishing, golfing, skiing, and spending time with his family.

Timothy Drake is a financial advisor with Merrill holding a Series 66 designation. He has one year of industry experience and has worked in various roles including positions at United Energy Services, Somerset County, and the University of Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Craig Denham is a Senior Financial Advisor with The Martinides Group at Merrill Lynch Wealth Management. He brings 27 years of experience in wealth management, having worked with US Trust, Bank of America's Private Bank division, before joining Merrill in 2012. Craig's career has involved various roles focused on serving high-net-worth individuals and institutional clients. Craig grew up in Yorkshire, England, and moved to the United States in 1994 on a golf scholarship. He earned bachelor's degrees in Finance and Management from the University of Mobile, graduating magna cum laude. He holds the Personal Investment Advisor (PIA) designation. Currently residing in Pennington, New Jersey, Craig lives with his wife, Jill, their children Gwyneth, Felicity, and Tristan, and a variety of pets. Outside of work, he spends time with his family, enjoying activities such as cooking, going to the beach, and golfing.

Renee Donahue is a financial advisor with Merrill in Yardley, PA, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1998. Outside of her advisory role, she is connected to a construction business started by her husband, although she does not have operational responsibilities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Eric Scriffiano is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 credential. He has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Ruhi Lulla is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. Prior to joining Merrill and Bank of America in 2022, Ruhi worked at Prudential Insurance Company of America and Pruco Securities, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karen Schwartzman is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at AUA Capital Management from 2015 to 2017. She has been with Merrill since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Walters is a Wealth Management Advisor leading Broughton Ward, a boutique wealth management team within Merrill Lynch Wealth Management. He oversees $2.1 billion in client assets as of October 2025, delivering personalized strategies supported by Merrill's resources and the banking services of Bank of America. His team employs a disciplined, quantitatively driven investment process with six proprietary portfolios, emphasizing risk-adjusted returns, tax efficiency, and cash flow management. Beyond portfolio management, Walters helps clients simplify their financial lives through private banking, custom lending, liquidity planning, and guidance on wealth transitions and generational values. Walters holds the CERTIFIED FINANCIAL PLANNER® professional designation and several other credentials including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Portfolio Manager (CPM), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree from Oberlin College. Based in Saint Paul, Minnesota, Walters maintains personal interests in music, golf, cycling, and snowboarding. He is involved in his community through participation with organizations such as the MacPhail Center for Music and Claire Housing.