Timothy Naffky is a Series 66-registered financial advisor with Equitable Advisors, where he has worked since 2008. He has 17 years of industry experience, including a tenure with AXA Advisors. He also serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Eric Davies is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has previously worked with NYSCVOA/PAVO, Norfolk Southern Railway, Lyft, and Customs and Border Protection. Outside of his advisory role, he is involved in rideshare driving and coaching in sports and fitness. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products through an integrated platform.

Caitlin Kahabka is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. She worked at M&T Securities for 10 years before joining LPL Financial in 2021. Outside of her advisory role, she serves as a Polling Location Inspector for the Erie County Board of Elections. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Benjamin Nicholson is a financial advisor with Raymond James & Associates in Buffalo, NY, holding a Series 66 designation and 15 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Raymond James in 2018. Outside of his advisory role, he serves on the membership committee of Business Networking International in Williamsville, NY. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a primarily non-discretionary advisory approach.

Jillian Donovan is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2025, she held roles at Express and various educational institutions. Outside of advising, she works as a retail sales associate at Express. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage services to tailor solutions based on client goals, risk tolerance, and time horizon.

Gregory Lewis is a financial advisor at Cetera with 25 years of industry experience and holds the CFP® and Series 66 designations. His prior experience includes 16 years at American Portfolios Financial Services Inc. He is also involved in tax preparation services through Nicastro Accounting Services and serves as co-treasurer for a homeowners association. Cetera Investment Advisers LLC is an SEC-registered advisory firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program structures and custodial relationships.

Bryan Castro is a CFP® professional with 22 years of industry experience, currently associated with Cambridge Investment Research Advisors. His prior roles include over a decade at Mollot & Hardy Inc. and FSC Securities Corporation. Outside of his advisory work, he is involved in teaching and consulting/coaching activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm provides a range of investment solutions across multiple platforms with both discretionary and non-discretionary options, including proprietary and third-party strategies.

Thomas Druelinger is a financial advisor with LPL Financial, holding a Series 66 credential and 11 years of industry experience. His prior roles include positions at M&T Bank, CitiGroup, Cadaret, Grant & Co., Bank of America, and Merrill. He is also involved with Wilmington Advisors at M&T, an investment-related business affiliated with his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research, model portfolios, and various technology-driven solutions.

Mark Anastasia Jr. is a financial advisor with OSAIC, holding a Series 63 designation and 17 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. for 15 years and has been involved with L&M Financial Services since 2004. Outside of his advisory role, he is active as an insurance agent with L&M Group Ltd. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, using a range of tools and platforms to support portfolio construction and management across various asset classes.

F Georger is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1997 and has since focused on small business and retirement planning. He assists clients by managing their individual wealth through various market cycles. Georger emphasizes a comprehensive approach by listening to clients' needs to help achieve their individual goals. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from the State University of New York College at Buffalo.

Jean Olivier is a Series 66-licensed financial advisor with 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. He is based in Williamsville, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Smigiera is a financial advisor at Morgan Stanley in Williamsville, NY, holding a Series 66 credential with seven years of industry experience. He has been with Morgan Stanley since 2018, including roles at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he serves on the Academy of Business and Finance Advisory Board for West Seneca East Senior High School. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Leonard Picone is a CFP®-certified financial advisor with 20 years of industry experience. He has been with OSAIC since 2018 and previously worked at Sii for 12 years. Picone serves on the board and finance committee of Nativity of Our Lord School in Orchard Park. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, retirement plan consulting, and access to third-party money managers. The firm employs a variety of asset allocation tools and supports multiple advisory platforms and managed-account solutions.

Angela Sebastiano is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. She also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of her prior employer. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process incorporating firm-approved tools and market outlooks.

Peter Spira is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley since 2021, following a 23-year tenure at UBS Financial Services. He is based in Buffalo, NY. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services under both direct client and corporate financial planning agreements.

Jeffery Carloni is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with RBC Wealth Management since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s capital markets and affiliated asset management capabilities.

James Miller is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 66 credential and 13 years of industry experience. Prior to joining UBS in 2019, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Miller serves on multiple golf-related boards and committees in New York State, including the New York State Golf Association and the Buffalo District Golf Association, focusing on conducting and organizing golf tournaments and supporting youth through related foundations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm’s financial advisors utilize proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Jason Reitmeier is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and 28 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1997 and also works at Western New York Bank Equipment. Outside of his advisory role, he is involved in sales of investment-related products and receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and an independent due-diligence process, providing a tiered wrap-fee structure and maintaining oversight of its investment models.

Samantha Cotter is a financial advisor with Merrill in Buffalo, NY, holding a Series 66 designation and eight years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeremy Martin is a financial advisor at RBC Capital Markets with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at HSBC Bank USA, HSBC Securities (USA) Inc., Equitable Advisors, and AXA Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.