Richard Fichter III is a financial advisor with OSAIC, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at Securities America Advisors Inc. and Securities America, Inc. for over 18 years combined before joining OSAIC in 2024. Fichter also operates Fichter Wealth Management, Inc., providing financial advice including investments, financial planning, and retirement services. He is designated to serve as co-trustee on a family trust. OSAIC serves a wide range of retail and institutional clients through a large network of financial advisers and offers integrated brokerage and investment advisory services. The firm employs asset-allocation tools and multiple advisory platforms, providing access to various investment products and third-party money managers.

Jill Carter is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. She holds Series 63 and Series 65 designations and has worked within Wells Fargo-affiliated firms since 2009. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations across various planning areas, with implementation options through brokerage or advisory programs.

Julie Murphy is a CFP®-certified financial advisor with 22 years of industry experience. She currently works at OSAIC and has prior experience with Securities America Advisors, Inc., where she worked for 17 years. Outside of her advisory role, she organizes the Gerry Gentner Memorial Fund, an annual golf tournament raising funds for cancer research, and serves as a high school softball and field hockey head coach. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios tailored to client needs.

Nicholas Cecere is a financial advisor at Thrivent Investment Management with five years of industry experience. He has held roles at several firms including Wealth Management Services, Principal Securities Inc., and Simplicity Financial Investment Services. He holds Series 63 and Series 65 licenses. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping these services separate.

Thomas Wahl is a financial professional with one year of industry experience, currently affiliated with Cetera and Lifetime Wealth Management Group, an affiliate of Lumsden McCormick. He holds a Series 66 designation and has prior experience at Avantax Advisory Services and Roswell Park Comprehensive Cancer Center. Wahl's roles have included assisting with client communications and preparing financial documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and third-party investment strategies.

Jack Buncy is a Series 66-licensed financial advisor with Equitable Advisors in Williamsville, NY. He has one year of experience in the industry, including prior work at Landesign and a background that includes roles in education and service industries. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively through program sponsors and third-party managers to deliver advisory and brokerage solutions.

Sean Siracusa is a financial advisor affiliated with LPL Financial in Buffalo, NY, holding Series 65, Series 63, and Series 66 designations with eight years of industry experience. He has worked at multiple firms including Northwest Bank and Pruco Securities, LLC, with roles spanning investment-related positions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Taerica Blanding is a financial advisor with Merrill in Williamsville, NY, holding Series 63 and Series 66 credentials and has 23 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ujala Tajammal is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Prior to joining LPL Financial, Tajammal worked at JP Morgan Securities and JP Morgan Chase Bank. Outside of finance, Tajammal has an ongoing interest in construction and roofing through involvement with NUST Construction & Roofing LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research and diverse investment strategies.

Michael Monin is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and advanced modeling tools.

Robert Romeo is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co, having previously worked at Wealth Advisors Network, Cambridge Investment Research, and TIAA. Romeo serves as a committee member for Feedmore WNY, a local food bank, where he assists with financial oversight and retirement plan management. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual financial planning engagements utilizing advanced software tools and offers various event-driven planning services.

Jennifer Drewniak is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds the Series 63 designation and has been with UBS Financial Services Inc. since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Carl Nagel is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 66 designation and 21 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, Nagel is active in maritime preservation and education, serving as a director and officer of the Buffalo Maritime Center and as president of the Niagara Frontier Antique and Classic Boat organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

Nathaniel Zawadzki is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. His prior roles include positions at Hafner Financial Group, EFPR Group, Freed Maxick CPAs, Montana International, M&T Bank, and Yogenfruz. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Matthew Ryan is a financial advisor with Merrill, holding Series 63 and Series 66 designations and 26 years of industry experience. He has worked at Merrill since 2007 and at Bank of America since 2009. Outside of his advisory role, he serves on the board of the Burchfield Penney Art Center in Buffalo, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Kevin Weber is a CFP® professional with 18 years of industry experience, currently associated with LPL Financial in Buffalo, NY. His prior roles include positions at Lincoln Financial Advisors Corporation, Key Bank, and M&T Bank. He also holds outside employment at the University of Buffalo and Bryant & Stratton College. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and various managed account options.

Lisa Ciezki is a financial advisor with Wells Fargo Clearing in Williamsville, NY, holding a Series 63 designation and 30 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as a notary public in New York, occasionally notarizing documents for family and friends. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, and it includes a broader range of financial product offerings than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Michael Gimlin Jr. is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and offering five years of industry experience. He previously worked at Ameriprise and started his career in real estate and retail before transitioning to financial advisory. He is also engaged in providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, institutions, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, and retirement consulting supported by research and diversified investment strategies.

Michelle Hatten is a financial advisor with Raymond James Financial who holds a Series 63 designation and has 28 years of industry experience. She has worked at Raymond James Financial Services Advisors Inc. since 2009 and has been associated with Scheff Thompson Cress Investment Group since 2007. Outside of her advisory role, she serves as support staff for Scheff Liddell Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and maintains specialized programs supporting municipal finance and SIMPLE IRA employer advisory services.

Christina Norman is a financial advisor at Raymond James Financial with 14 years of industry experience. She holds a Series 63 designation and has worked at Raymond James Financial Services Advisors since 2012. In addition to her advisory role, she is involved in warehouse property management as the owner of 2605 DCN LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting, supported by various analytical tools and advisory programs.