Michael Costello is a financial advisor with LPL Financial in Clarence, NY, holding Series 63 and Series 66 credentials and bringing 8 years of industry experience. His prior roles include positions at M&T Bank, TD Ameritrade, Bank of America, and AXA Advisors. Outside of his advisory work, he is involved with SkySeed LLC, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Richard Fichter III is a Series 66-licensed financial advisor with 22 years of industry experience. He is currently with LPL Financial and has previously worked at OSAIC and Securities America Advisors Inc. Fichter also operates Fichter Wealth Management, Inc., where he provides financial planning and investment advice. He is named to serve as a future co-trustee on a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advice provided by investment adviser representatives who use a variety of strategic and tactical investment approaches.

Jill Carter is a financial advisor with Wells Fargo Advisors in Williamsville, NY, holding Series 63 and Series 65 credentials and 23 years of industry experience. She has been with Wells Fargo Advisors since 2025 and previously worked at Wells Fargo Clearing for nine years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis.

Julie Murphy is a CFP® with 22 years of industry experience, currently serving at Osaic Wealth since 2024. She previously worked at Securities America Advisors, Inc. and Securities America, Inc. for 17 years. Outside of her advisory role, Murphy is the organizer of the Gerry Gentner Memorial Fund, which raises funds for cancer research through an annual golf tournament, and she serves as a head coach for high school and youth league softball and field hockey. Osaic Wealth serves a diverse client base including individual investors, retirement plan participants, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation and portfolio optimization.

Joseph Bufalino is a financial advisor with LPL Financial in Niagara Falls, NY, holding a Series 63 designation and 13 years of industry experience. His prior experience includes roles at Cadaret, Grant & Co., Inc., MML Investors Services, and MassMutual. Bufalino is also involved with the Capital Management Group of Niagara, an entity related to his advisory business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Joshua Mruk is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. His prior work includes positions at Barclay Damon LLP, Goldberg Segalla LLP, and Hodgson Russ LLP, as well as earlier roles outside the financial industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Nicholas Cecere is a financial advisor with Thrivent Investment Management in Amherst, NY, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Wealth Management Services LLC, Principal Financial Group, and Saybrus Partners. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses covering a wide range of planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Thomas Wahl is a financial professional with one year of industry experience, currently affiliated with Cetera and Lifetime Wealth Management Group, an affiliate of Lumsden McCormick. He holds a Series 66 designation and has prior experience at Avantax Advisory Services and Roswell Park Comprehensive Cancer Center. Wahl's roles have included assisting with client communications and preparing financial documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and third-party investment strategies.

Jack Buncy is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. His prior work history includes roles at Landesign and SUNY Brockport. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm uses a range of advisory models implemented through third-party managers and provides services covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Sean Siracusa is a financial advisor with LPL Financial based in Buffalo, NY. He holds the Series 65, Series 63, and Series 66 licenses and has nine years of industry experience. His prior work includes roles at Northwest Bank, Mass Mutual, Pruco Securities, and AXA Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Taerica Blanding is a financial advisor with Merrill in Williamsville, NY, holding Series 63 and Series 66 credentials and has 23 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ujala Tajammal is a financial advisor at LPL Financial with eight years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank. Outside of finance, she has been involved with NUST Construction & Roofing LLC since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various strategies and technology tools to support clients.

Michael Monin is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and advanced modeling tools.

Robert Romeo is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co, having previously worked at Wealth Advisors Network, Cambridge Investment Research, and TIAA. Romeo serves as a committee member for Feedmore WNY, a local food bank, where he assists with financial oversight and retirement plan management. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual financial planning engagements utilizing advanced software tools and offers various event-driven planning services.

Jennifer Drewniak is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds the Series 63 designation and has been with UBS Financial Services Inc. since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Carl Nagel is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 66 designation and 21 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, Nagel is active in maritime preservation and education, serving as a director and officer of the Buffalo Maritime Center and as president of the Niagara Frontier Antique and Classic Boat organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

Nathaniel Zawadzki is a financial advisor at LPL Financial with a Series 66 designation and approximately two years of industry experience, including his current role since 2025. His prior experience spans several firms, including Hafner Financial Group and EFPR Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisers and utilizes various model portfolios, third-party subadvisors, and technology tools in its service delivery.

Matthew Ryan is a financial advisor with Merrill, holding Series 63 and Series 66 designations and 26 years of industry experience. He has worked at Merrill since 2007 and at Bank of America since 2009. Outside of his advisory role, he serves on the board of the Burchfield Penney Art Center in Buffalo, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Kevin Weber is a CFP® professional with 19 years of experience in the financial services industry. He is currently affiliated with LPL Financial and M&T Bank and has previously worked at Key Bank, Lincoln Financial Advisors Corporation, Vanguard Advisers, Lehman Brothers Inc., and Chase Investment Services Corp. Weber holds part-time teaching positions at the University of Buffalo and Bryant & Stratton College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lisa Ciezki is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she is a notary public in the state of New York. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.