Steven Sackel is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers.

Michael Supernault is a financial advisor with LPL Financial in Niagara Falls, NY, holding a Series 63 designation and eight years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., The Prudential Insurance Company of America, and Pruco Securities, LLC. He also operated a pet-related business, The Puppy Playpen, for one year. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with access to model portfolios and research from internal and third-party sources.

Michael Makula is a financial advisor with Ameriprise in Buffalo, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliate since 2014. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, delivering customized Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with algorithmic tools overseen by specialized committees to support its advisory approach.

Amy Abrahamson is a financial advisor at Merrill with 24 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Merrill since 2010, including prior roles at Wells Fargo Clearing Services LLC. She serves on the Board of Trustees for the Buffalo Olmsted Parks Conservancy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Chloe Benzin is a financial advisor with LPL Financial in Buffalo, NY, holding a Series 66 designation and seven years of industry experience. Her prior positions include roles at Raymond James Financial Services and Bank of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs supported by proprietary and third-party research, providing both discretionary and non-discretionary portfolio management.

Kevin Klein is a CFP®-certified financial advisor with 20 years of industry experience. He currently works with Raymond James & Associates and previously held roles at Bank of America and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Connie Herr is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 63 designation and 17 years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Joseph Shaw III is a financial advisor at LPL Financial in Williamsville, NY, holding a Series 66 designation with 17 years of industry experience. His prior experience includes roles at OSAIC, Private Advisor Group, LLC, and M&T Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and technology-driven strategies.

Nicholas Ludwa is a financial advisor with Equitable Advisors in Lakewood, NY, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2004, including time with its predecessor, Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory, brokerage, and insurance services tailored through a detailed client intake process.

Matthew Briggs is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 16 years of industry experience. He has previously worked at City National Bank, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on clients’ risk profiles and utilizes both in-house and third-party investment managers.

Adam Brunner is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has 21 years of industry experience, including over two decades at Equitable Advisors and its predecessor, Axa Advisors. He serves on the boards of the ILIO DiPaolo Scholarship Fund, which awards scholarships to high school athletes, and the SonShine Charitable Fund. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, working with LPL and various third-party asset managers to tailor advisory services based on client goals, risk tolerance, and time horizon.

Mariah Hines is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining LPL Enterprise, she held positions at Northwestern Mutual, Good Neighbors FCU, Buffalo Metropolitan FCU, and First Niagara/KeyBank. Outside of advisory work, she is employed by The Westin. LPL Enterprise serves a broad client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs. The firm combines advisory programs with sales of financial products, including insurance, through an integrated platform.

William Oliver is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and 12 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities from 2013 to 2020. Outside of his advisory role, Oliver is involved in structured settlement consulting and insurance brokerage activities related to health, life, disability, and annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to provide tailored recommendations without investment discretion.

Michael Costello is a financial advisor at LPL Financial with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including M&T Bank, TD Ameritrade, Bank of America, and AXA Advisors. Outside of his advisory role, he is involved with SkySeed LLC, a business unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting with access to model portfolios, research, and a variety of discretionary and non-discretionary management options.

Richard Fichter III is a financial advisor with OSAIC, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at Securities America Advisors Inc. and Securities America, Inc. for over 18 years combined before joining OSAIC in 2024. Fichter also operates Fichter Wealth Management, Inc., providing financial advice including investments, financial planning, and retirement services. He is designated to serve as co-trustee on a family trust. OSAIC serves a wide range of retail and institutional clients through a large network of financial advisers and offers integrated brokerage and investment advisory services. The firm employs asset-allocation tools and multiple advisory platforms, providing access to various investment products and third-party money managers.

Jill Carter is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. She holds Series 63 and Series 65 designations and has worked within Wells Fargo-affiliated firms since 2009. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations across various planning areas, with implementation options through brokerage or advisory programs.

Julie Murphy is a CFP®-certified financial advisor with 22 years of industry experience. She currently works at OSAIC and has prior experience with Securities America Advisors, Inc., where she worked for 17 years. Outside of her advisory role, she organizes the Gerry Gentner Memorial Fund, an annual golf tournament raising funds for cancer research, and serves as a high school softball and field hockey head coach. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios tailored to client needs.

Joseph Bufalino is a financial advisor at LPL Financial with 12 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., MML Investors Services, and MassMutual. Bufalino holds a Series 63 designation and is based in Niagara Falls, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, supporting both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Nicholas Cecere is a financial advisor at Thrivent Investment Management with five years of industry experience. He has held roles at several firms including Wealth Management Services, Principal Securities Inc., and Simplicity Financial Investment Services. He holds Series 63 and Series 65 licenses. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping these services separate.

Thomas Wahl is a financial professional with one year of industry experience, currently affiliated with Cetera and Lifetime Wealth Management Group, an affiliate of Lumsden McCormick. He holds a Series 66 designation and has prior experience at Avantax Advisory Services and Roswell Park Comprehensive Cancer Center. Wahl's roles have included assisting with client communications and preparing financial documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and third-party investment strategies.