Mark Palazzolo is a financial advisor with Ameriprise in Rochester, NY, holding a Series 63 designation and 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of advisory services, he manages office real estate through a business he owns. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written retirement income plans and ongoing advice focused on income reliability and tax-aware withdrawal strategies. The firm’s approach integrates proprietary investment research and third-party analytics within a defined product ecosystem.

Kimberly Lawrence is a financial advisor with Raymond James & Associates in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a nationwide adviser network and a wide range of portfolio management styles.

Bradley Smith is a financial advisor with Mass Mutual Investors Services in Webster, NY, holding a Series 63 designation and 11 years of industry experience. He has worked at Mass Mutual Investors Services since 2019 and previously held roles at Guardian Life and Park Avenue Securities. Outside of his advisory work, he is the CEO and owner of Cardinal Wealth LLC and also acts as a life and disability insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning relationships using firm-approved analytical tools.

Robert Gringeri Jr. is a CFP® and holds a Series 66 designation. He has 15 years of industry experience and has been with Wells Fargo Clearing since 2016, following a five-year tenure at Wells Fargo Advisors LLC. He is also involved in educational activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ryan Prine is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has previous work experience at Roberts Wesleyan and the Ontario Golf Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Jeffrey Chapman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Cetera Advisors LLC and Investors Capital Corporation prior to his current role and serves as vice president of Penfield Financial Group LLC. Chapman is a board member of Shepherd Home, a hospice care organization. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large national network of independent advisors, serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services with a multi-manager platform that allows advisors to implement diverse investment strategies.

Sean Hucko is a financial advisor at Cambridge Investment Research Advisors with Series 63 and Series 65 credentials and three years of industry experience. Prior to his current role, he worked at Stokes, Visca, Hucko & Barone, CPAs, LLC, and operated his own CPA firm. Outside of advising, he has ownership interests in accounting and business services entities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals. The firm offers multiple investment platforms and proprietary models while maintaining documented advisor business relationships with professionals providing legal and accounting services.

Christopher Harmon is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he held various roles across healthcare, hospitality, and service industries, including positions at Brooks Memorial Hospital and Entertainment Partners Services LLC. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, working extensively through program sponsors and endorsed manager platforms to deliver advisory and brokerage solutions.

Nancy Eagle is a financial advisor with Mass Mutual Investors Services in Rochester, NY. She holds the Series 66 designation and has three years of industry experience. Prior to joining Mass Mutual, she worked at Equitable Advisors and has a background in the automotive industry with roles at BacklotCars and Cox Automotive. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

John Summers is a financial advisor with LPL Financial in Victor, NY, holding a Series 63 designation and 39 years of industry experience. He has worked with LPL Financial since 2018 and previously held positions at Cetera Advisors LLC and Investors Capital Corporation. Summers has operated Summers Financial Services since 1987. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Suzanne Xander is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

John Woodworth is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has two years of industry experience. His prior work includes roles at JPMorgan Chase Bank and Commonwealth Financial Network. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides non-discretionary planning using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Pamela Baker is a financial advisor with MassMutual Investors Services in Rochester, NY, holding a Series 63 designation and 13 years of industry experience. She has worked at MassMutual and MML Investors Services since 2020, and prior to that, she was with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent, Inc from 2014 to 2020. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management programs, and educational seminars, with planning engagements structured as annual relationships that use firm-approved tools to analyze client goals and deliver written recommendations.

Todd Harris is a financial advisor with Raymond James Financial Services Advisors, Inc. in Rochester, NY, holding Series 65 and Series 66 credentials and with 20 years of industry experience. He has previously worked with firms including American Portfolios Financial Services and Commonwealth Financial Network. Harris is a partial owner of ADF Wealth Management LLC and owner of Harris Wealth Management. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and utilizes advanced analytical tools to support client goals, while also maintaining specialized municipal advisory capabilities and recently expanding its SIMPLE IRA Employer Advisory services.

Kaitlin Patt is a financial advisor at Equitable Advisors with a Series 66 designation and less than one year of industry experience. Her prior work includes roles in education and community services within the Rochester, NY area. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Peter Bishop is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he is a member of the Screen Actors Guild and works as a Natural Health Consultant, operating through his firm, Extraordinary Gentleman LLC. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including advisory, custody, underwriting, and capital markets options.

Susan Dezio is a financial advisor with UBS Financial Services in Rochester, NY, holding a Series 66 designation and nine years of industry experience. She previously worked at Morgan Stanley for ten years before joining UBS in 2025. Outside of her advisory role, she serves on the board of directors and as the financial secretary for the St John Fisher Columbiettes Auxiliary, a charity organization focused on fundraising and community service. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research, capital markets services, and affiliated banking programs.

Geoffrey Glanville is a CFP®, ChFC®, and Series 66 licensed financial advisor with Edward Jones, where he has worked since 2010, totaling 16 years of industry experience. He serves as an adjunct professor at the American College of Financial Services, teaching retirement and investment courses within the CFP, ChFC, and RICP programs. Edward Jones is a full-service wealth management firm that serves more than four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Igor Yurovskiy is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, combining institutional advisory operations with affiliated brokerage and investment management capabilities.

Michael Hough is a financial advisor at Edward Jones in Rochester, NY, holding Series 63 and Series 65 credentials with nine years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance, UBS Financial Services, Russell Tobin & Associates, Ameriprise Financial Services, and Hennion & Walsh. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services through a nationwide network of financial advisors and branch offices.