Edward Dipietro is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2025, following 14 years at Next Financial Group Inc and over 30 years at Scharf Group. Dipietro is also involved in other business activities, including management roles at Scharf Group LLC and ENJ Enterprises LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management and providing access to model portfolios and research from multiple sources.

William Tavico Juan is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses and previously worked with Wells Fargo Clearing and Wells Fargo Bank. Outside of finance, he serves in the United States Marine Corps and operates a coffee wholesale business. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs and providing various customization options.

Matthew D'antonio is a CFP®-credentialed financial advisor with 31 years of industry experience. He has been with The Vanguard Group, Inc. since 1991. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

William Wolfe is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked previously at Columbia Management Investment Distributors, Inc., Putnam Investments, and Lincoln Financial Group. Wolfe’s background also includes multiple roles at Boston College and a teaching position at Malvern Prep High School. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support its financial advice.

Robert Whitlock is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 registrations and 16 years of industry experience. He has been with Vanguard Advisers since 2020 and affiliated with The Vanguard Group and Vanguard Marketing Corporation since 2011. Whitlock serves as a limited agent in a fiduciary capacity for immediate family members. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. Its investment approach is goal-based and algorithm-driven, utilizing proprietary models and predominantly Vanguard funds and ETFs.

John Procak is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with The Vanguard Group since 2017 and previously worked at Randstad. Outside of finance, he has served as a PIAA basketball referee since 2008. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and offers a broad range of portfolio customization options primarily using Vanguard funds and ETFs.

Matthew Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios largely composed of Vanguard funds and ETFs, supported by a large advisory team and digital platform.

Robyn Geiss is a financial advisor at Wells Fargo Advisors with eight years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors since 2017. Her prior experience includes roles at Temple University, Urological Associates, P.C., and Strathmann Lumber Company. She is the sole owner of Geiss Wealth Management, LLC, an investment-related business based in Yardley, PA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored financial recommendations, providing clients with a menu of planning services that cover various specialized needs.

Alfred Amato III is a Series 66-licensed financial advisor with five years of experience, currently with Vanguard Advisers. He has worked at various Vanguard entities since 2021 and has additional experience at firms including Randstad and Northwestern Mutual. Outside of advising, he operates an eBay sales business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach and portfolios primarily constructed from Vanguard funds and ETFs. The firm serves hundreds of thousands of clients through a large advisor team and emphasizes digital delivery alongside personalized asset allocation strategies.

Sean Molloy is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Randstad and Creative Capital Wealth Management Group. He is also affiliated with West Chester University of Pennsylvania. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Matthew Hildebrand is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at The Vanguard Group since 2005 and has been self-employed since 2017, providing career coaching as an independent contractor outside of his advisory role. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and portfolios constructed mainly from Vanguard funds and ETFs. The firm serves a large client base with a digital delivery model and emphasizes personalized asset allocations across various savings goals.

Jon Engleman is a CFP® professional with 17 years of industry experience. He has been with Vanguard Advisers since 2011 and also holds roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Engleman is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to construct portfolios mostly from Vanguard funds and ETFs, supported by a large advisor team managing a high volume of client relationships.

Vikas Kwatra is a financial advisor with Vanguard Advisers, holding a Series 66 designation and seven years of industry experience. Before joining Vanguard, he worked at Union Bank of Switzerland and Novartis Pharmaceutical. He is also the owner of a general contracting business outside the financial industry. Vanguard Advisers delivers automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery.

Stephen Clark is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. He has previously worked at PFG Advisors and serves as a designated licensed producer for Diamond Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Brian Mcgrath is a financial advisor at LPL Financial with 45 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Boenning & Scattergood for 10 years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Justin Higgins is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds a Series 66 designation and has been with The Vanguard Group since 2017. Prior to Vanguard, he worked at Your Pie and Clemson University. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to asset allocation, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and team servicing model.

Matthew Beers is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Vanguard entities since 2015, including roles at Vanguard Advisers and Vanguard Marketing Corporation. Outside of his professional duties, he serves as a trustee and power of attorney for immediate family members. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios predominantly composed of Vanguard funds and ETFs.

Julia Lynch is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has been with The Vanguard Group, Inc. since 2012 and previously worked at Ann Taylor Loft from 2016 to 2017. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and advisor teams.

Lawrence McHugh is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 11 years of industry experience and has been associated with MML Investors Services LLC and MassMutual Life Insurance Company since 2014. Outside of his advisory roles, McHugh is involved in farm management as a general partner at Titus McHugh Group and provides consulting services to nonprofit organizations through McHugh Advisory Services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers comprehensive financial planning, asset management, and educational seminars, utilizing firm-approved software and structured annual planning relationships.

Scott Donaldson is a CFP® professional with over 33 years of experience in the financial services industry. He has been with The Vanguard Group, Inc. since 1991 and is based in Malvern, PA. Vanguard Advisers provides investment advice through automated and human-supported services for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor asset allocations, primarily utilizing Vanguard funds and ETFs with various tax-aware and customization features.