Steven Russell is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at Edward Jones since 2003. He holds Series 63 and Series 65 licenses and is based in Crofton, MD. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and proprietary money market funds. The firm manages approximately $1.01 trillion in assets and maintains a large nationwide network of financial advisors and branch offices.

Elizabeth Joseph is a financial advisor with LPL Financial and holds the Series 63 and Series 65 credentials. She has 21 years of industry experience, including prior roles at Bank of America, Merrill, CUNA Brokerage Services, and BB&T Securities. Based in Bowie, MD, she currently also works with M&T Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Peggy Montgomery is a financial advisor at Merrill with 23 years of industry experience and a Series 66 designation. She has been associated with Merrill Lynch, Pierce, Fenner & Smith since 2007 and also works at Bank of America, N.A. since 2011. Outside of her advisory role, she participates in The Neilson Company, a global leader in audience measurement and data analytics. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Asif Bhally is a financial advisor with UBS Financial Services in Washington, DC, holding a Series 66 designation and 22 years of industry experience. He previously worked at Raymond James & Associates and RBC Capital Markets. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Michael Mitchell is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, he works as an instructor in private sports and athletic training. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes incorporating advanced modeling tools.

Mingxin Jin is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2017 and 2018, respectively, following two years at Vesta Investment Inc. Outside of his advisory role, Jin is also a solo performer of the guzheng, a traditional Chinese musical instrument. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market modeling techniques.

Brian Phipps is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. His prior roles include positions at Commonwealth Financial Network and Severn Financial Advisors. Outside of his advisory work, he coaches at Goalie Performance School in Annapolis, MD. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various investment program options.

Ernest Burley Jr. is a CFP® and ChFC® with 28 years of experience in the financial industry. He has worked at LPL Financial since 2025 and was previously with Next Financial Group for 16 years. He is president of V.I.T.A.L. Provisions, a nonprofit organization, and is involved in several business ventures including insurance services and athlete management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by model portfolios and research from multiple sources.

Chad Lemko is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC from 2014 to 2017 before joining UBS, where he has been since 2017. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a range of capital markets functions.

Makenzie Belnap is a financial advisor with Fidelity Investments based in Washington, DC, holding Series 63 and Series 65 licenses and bringing five years of industry experience. Prior to her current role, she worked in various positions including at Esprit de Corps LLC and Brigham Young University. Outside of finance, she is active as a singer and songwriter, involved in music composition and production. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves a range of clients through discretionary portfolio management, advisory work, and model portfolios.

Forrest Williams is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63 and Series 65 licenses and possessing 52 years of industry experience. He has worked with various Wells Fargo entities since 2009, with a brief period of unemployment in 2025. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party data.

Richard Lehmann is a financial advisor with Merrill and holds a Series 66 designation. He has eight years of industry experience, including prior roles at Mass Mutual Life Insurance Company, AXA Advisors, and First Command Financial Planning. He is based in Annapolis, MD. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

William Cone is a financial advisor with UBS Financial Services in Washington, DC, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has worked at UBS Financial Services since 2006. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides proprietary research and capital markets services through its platform.

Leslie Starck is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo in various capacities since 2013. Outside of her advisory role, she has a minority ownership interest in PSM Ventures, LLC. Wells Fargo Clearing provides retirement plan consulting for ERISA-qualified and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Grant Baker is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked since 2006 at firms including Citigroup Global Markets and Morgan Stanley Smith Barney. Baker has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides planning services directly and through Corporate Financial Planning agreements.

Elizabeth Wurster is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 credentials with 13 years of industry experience. She has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2013. Outside of her advisory role, she serves as a trustee and finance committee member on the board of The Children's Inn at NIH, a nonprofit family-centered hospitality house. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering customized asset-allocation advice and performance reporting on a non-discretionary basis through its Institutional Consulting Services program.

Irina Kibizova is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at JPMorgan Securities since 2019, with prior experience at UBS Financial Services and Janney Montgomery Scott. In addition to her advisory role, she is also employed by JPMorgan Bank, enabling her to offer certain banking products alongside investment services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending investment strategies.

Mark Frederick is a financial advisor with Ameriprise in Annapolis, MD, holding a Series 66 designation and two years of industry experience. He previously worked at Ameriprise from 2012 to 2016 and spent seven years with the AA County Department of Recreation and Parks. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in net investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team.

Sara Renzi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her work history includes roles at Merrill Lynch and engagement work with The University of Tennessee. Outside of finance, she was involved in entrepreneurial activities with Berries and Bowls and RSV Pools Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tammie Williams is a Series 66-licensed financial advisor with 26 years of industry experience, currently with Wells Fargo Clearing since 2019. She previously worked at Merrill and Bank of America, N.A. Williams has a side business managing a VRBO rental property in Annapolis, MD. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.