William Mclane is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services through the Select Portfolio Solutions (SPS) Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Marshall is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Compass Bank, BBVA Wealth Solutions, and Cambridge Investment Research. He is based in Jacksonville, FL. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines proprietary research with third-party analytics to support its investment approach.

Charli Clifford is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Her prior roles include positions at Aerotek, Aston Carter, and Turning Point Christian Academy. She works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager funds, model portfolios, and registered investment companies.

Kip Zebroski is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked within various Wells Fargo entities since 2013. Outside his advisory role, he is an owner of investment-related businesses in Jacksonville, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory work with other financial products and referral channels.

Austin Gapen is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 66 licenses and four years of industry experience. His work history includes roles at Fidelity Investments as well as positions outside the financial sector, such as at Willowbrook Ford and Amazon. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.

Robert Mcsweeney is a financial advisor at Fidelity with five years of industry experience. He holds Series 66 and Series 63 designations and has worked at Fidelity Investments since 2021. Prior to his current role, he was employed at Atlantic Tax Service and has held positions at Broward College, the City of Pompano Beach, and the University of Central Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of funds and model portfolios.

Ira Holowell is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2017. Prior to this role, he served as a Retirement Relationship Manager at Fidelity Investments from 2012 to 2017. In his current capacity, Ira partners with individuals and families to develop financial plans aimed at improving their overall financial well-being. He focuses on understanding clients' goals and needs to outline effective and detailed financial plans and investment strategies. Ira holds insurance licenses in Arkansas and California, supporting his work in the financial services industry. Outside of his professional responsibilities, he has interests in baseball, fishing, football, military service, outdoor adventures, and scuba diving.

Trevor Canali is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He has been with Fidelity since 2007, progressing through various positions including Financial Consultant, Retirement Representative IV, Senior Investment Representative-Customer, Investment Representative Phones, and Financial Representative PreLicensed. Trevor has extensive experience helping clients with their financial needs and holds insurance licenses in Arkansas and California. His professional background reflects a consistent focus on client service and investment guidance. Outside of his professional work, Trevor enjoys camping, family activities, fitness, football, gardening, and volunteering.

Joann Squires is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Benjamin Clark is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63, 65, and 66 licenses and 23 years of industry experience. He has worked at Merrill and Bank of America since 2015. Clark serves as a trustee for The Fields Galley Private Foundation, a grant-making organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Mark Fronczek is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991, alongside a career at Lockheed Martin spanning the same duration. Outside of advising, he is involved in sales of investment-related products and refers home security and automation services through affiliated companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm manages a wrap-fee asset management program using model-delivery strategies and discretionary separately managed accounts, supported by third-party managers and custodians.

Tara Daniels is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 credential and has been with Merrill since 2007. Located in Jacksonville, FL, her professional background is centered on serving a diverse client base through a large institutional firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers, serving individuals, high-net-worth clients, and various institutional investors.

Sonia Hernandez is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and is based in Jacksonville, FL. Hernandez has worked with Fidelity Brokerage Services LLC since 2016 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including Charitable Gift Funds and registered investment companies, and is noted for its use of systematic methodologies and formal advisory roles to multiple registered funds.

Leon Eady is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 credential and has been with Merrill and Bank of America since 2014. Outside of his advisory role, he owns 904 Exotic Rentals, a business that leases vehicles for personal travel in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Sasha Poulos is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding a Series 66 designation and seven years of industry experience. Poulos has worked at Merrill and J.P. Morgan affiliates and serves on the boards of the Florida State College at Jacksonville Foundation and The Arc Jacksonville. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Taylor Martin is a financial advisor with Merrill in Jacksonville, FL. He holds a Series 66 designation and has been with Merrill since 2025. His prior work experience includes roles in various industries such as hospitality and legal services. Outside of finance, he has worked at Metro Diner and Night Lite Pediatrics. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Katie Mc Kee is a financial advisor at Ameriprise with 20 years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2017, following earlier roles at Damon Allen, Bradley Ernst, and Northwestern Mutual Investment Management. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm delivers these services through a centralized consulting team using research, modeling, and algorithmic tools, alongside a broad range of advisory, brokerage, and insurance solutions.

Daniel Smith is a financial advisor at Fidelity with Series 63 and Series 66 designations and three years of industry experience. He previously worked with Juice Plus as a partner involved in promotional events and speaker conferences. His background also includes roles at the Jewish Community Alliance and Martin J Gottlieb Day School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a systematic approach that combines fundamental research with quantitative analysis and model portfolio construction. The firm is noted for its use of algorithmic methods and its advisory role to multiple registered investment companies.

Gary Smith is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing extensive experience in financial planning and portfolio management since 1981. He joined Merrill Lynch in 2007 and holds professional designations including Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), and Personal Investment Advisor (PIA). Gary employs a planning-based approach that assesses risk tolerance to develop financial strategies aimed at optimizing certainty while minimizing risk. His expertise encompasses retirement income planning, managing sequence of returns, and wealth transfer to intended beneficiaries. Gary’s approach involves a comprehensive review of clients’ financial lives, emphasizing a clear understanding of their priorities to create personalized strategies aligned with their goals. He focuses on client segments such as individuals near or in retirement, those undergoing divorce transitions, widows and widowers, and professionals seeking tailored financial guidance. Gary also incorporates Total Merrill’s resources to address all facets of clients’ financial situations and conducts regular reviews to ensure alignment with changing circumstances. He holds a Bachelor’s degree from Allegheny College and a Master’s degree in Teaching from Antioch University. Gary has contributed articles to national magazines and authored a weekly financial column for the Syracuse Herald Journal from 1991 to 1997. Beyond his professional role, he is active in community organizations including Rotary International and Learn To Read St. Johns County. Gary’s personal interests include golfing, racquetball, woodworking, traveling, and spending time with his wife and five children.

Elio Murillo is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to help them make informed financial decisions and develop strategies that align their wealth with their personal goals. His work encompasses areas such as retirement planning, investment management, legacy planning, and philanthropic planning. With over 10 years of experience in the financial services industry, Elio focuses on creating personalized financial strategies by understanding each client's unique goals and values. His approach is rooted in integrity and transparency, aiming to simplify financial complexity and help clients pursue meaningful outcomes. Elio holds a Bachelor of Business Administration from the University of Florida and holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification as well as the Chartered Retirement Planning Counselor™ (CRPC) designation. He is also registered with multiple FINRA licenses. Bilingual in Spanish and English, Elio lives in Jacksonville, Florida, with his wife and their two young sons, and enjoys fishing, football, soccer, traveling, watching movies, and spending time with family.