Jayar Williams is a financial advisor at Raymond James Financial with 17 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Raymond James in 2026, Williams spent 10 years at Truist Advisory Services and 17 years at Truist Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to diverse clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary planning tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Whitney Hawkins is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2021 and Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved with the Heritage Foundation in a nonprofit capacity. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-supported planning process.

Jared Whittle is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked as a marketing manager for a moving company, Handy Relocations LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Douglas Climo is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. In this capacity, he leads a diverse team of financial associates dedicated to building lifelong relationships with clients and assisting with their overall wealth planning needs. Mr. Climo has extensive experience within Fidelity Investments, having served as Vice President and Regional Planning Consultant from 2016 to 2023, and as Vice President and Financial Consultant from 2008 to 2016. His professional background reflects a deep commitment to financial consulting and planning. Outside of his professional responsibilities, Douglas Climo enjoys baseball, family activities, fishing, football, social events with friends, and golf.

Michael Elders is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 32 years of industry experience. He has worked at MetLife Securities Inc. and Metropolitan Life Insurance Company since 1994, and has been with Mass Mutual Investors Services since 2017. Outside of his advisory role, he is an agent involved in life insurance and health insurance activities through his own business. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars, with a focus on collaborative, goal-driven financial planning engagements.

Garrett Burke is a Private Wealth Advisor at Merrill Private Wealth Management, focusing on developing financial strategies and providing tax-efficient portfolio management for high-net-worth individuals and families throughout the U.S. He has been with Merrill Lynch Wealth Management since April 2011, initially working in the Chicago Loop Complex before relocating to Orlando in 2015. Prior to joining Merrill, Garrett worked at Lockheed Martin as an analyst in their business development group, managing a portfolio of new business acquisition investments for a multi-billion dollar business area. Garrett holds a Bachelor's Degree in Finance from the University of Notre Dame and has completed an Accredited Certificate Program at the University of Chicago. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Plan Fiduciary Advisor® (CPFA). Beyond his professional work, Garrett is involved in community and professional organizations such as Leadership Seminole, the Notre Dame Club of Orlando, and The Catholic Foundation of Central Florida. He also contributes to the Rescue Outreach Mission. Garrett lives in Winter Park with his wife and three daughters and enjoys spending time with his family, as well as participating in activities such as adventure sports, golfing, music, reading, running, and traveling.

Austin Zoellner is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity since 2011, progressing through various roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. His professional experience encompasses working closely with families, business owners, and individuals to pursue financial success. Austin focuses on partnering with clients to understand their unique financial situations, developing customized strategies aimed at achieving long-term financial stability. He emphasizes ongoing discussions with clients to ensure their financial plans remain aligned with their goals throughout different stages of life. Outside of his professional work, Austin's interests include family activities, fitness, football, parenthood, traveling, and volunteering.

Vicky Delhaye is a financial advisor at Charles Schwab with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Charles Schwab entities since 1998, including Charles Schwab Bank and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. Schwab offers both non-discretionary and discretionary investment management options, employing multi-asset model portfolios and a centralized, integrated operational structure.

George Miller is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 63 designation and 43 years of industry experience. He has worked at Charles Schwab since 1991 and spent six years at optionsXpress, Inc. prior to that. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized operational and supervisory infrastructure.

Rachel Thompson is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and 16 years of industry experience. She has previously worked at TD Ameritrade and Financial Engines Advisors L.L.C. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios and alternative investment options.

Maria Ramirez is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has worked at Merrill for over 34 years, including her current tenure since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jose Delgado is a financial advisor with Ameriprise in Winter Park, FL, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Outside of his advisory role, he is co-owner of Practice Solutions Consolidated Group, LLC, which manages his Ameriprise business. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets. The firm provides advisory, brokerage, and insurance solutions supported by a centralized retirement-income consulting team that uses research, modeling, and tax-efficiency analysis to generate tailored recommendations.

Mitchell Houser is a financial advisor at Ameriprise in Winter Park, FL, holding a Series 66 designation with nine years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Jason Eddy is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding Series 63 and Series 66 credentials and eight years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and combines centralized supervisory, custody, and order-routing arrangements with access to alternative investments.

Michael Speed is a CFP® professional with 11 years of industry experience, currently affiliated with Cetera. He has previously worked with firms including Minnesota Life and Securian Financial Services Inc. Outside of advisory roles, he owns an expense management business, Michael E. Speed, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Steven Kazukietas is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has worked at Schwab Private Client Investment Advisors and Charles Schwab Bank during his career. Outside of finance, he assists with coordinating league schedules and registrations at RDV Sportsplex Ice Den in Orlando. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s approach combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Eric James is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at AXA Advisors, LLC and PNC Investments. Based in Orlando, FL, he has been with Wells Fargo Clearing since 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment vehicles such as insurance-related products and bank deposit sweep options.

Sheri Conerly Davis is a financial advisor with Edward Jones in Oviedo, FL, holding Series 63 and Series 66 designations and having 23 years of industry experience. She has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment options supported by a nationwide network of financial advisors and branch offices.

Carlos Alvarez is a Series 66-licensed financial advisor at Charles Schwab with 11 years of industry experience. He has been with Charles Schwab since 2013, including a role at Charles Schwab Bank since 2017. He serves as Treasurer and Secretary of the Ashbury Park Home Owner's Association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and related financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational services.

Kayla Dahl is a financial advisor at Fidelity with seven years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services since 2019. Prior to that, she held positions at Janus Henderson Distributors and Anheuser-Busch. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages multi-manager and fund-of-funds structures and delivers model portfolios to intermediary platforms, utilizing systematic methodologies and maintaining oversight controls.