Pierluigi Neri is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 credential with one year of industry experience. Prior to joining Morgan Stanley, he worked for Northwestern Mutual in various capacities during 2025 and 2026. Outside of finance, he has been involved in tennis-related businesses, including Van Daalen Tennis LLC and AP Tennis LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate agreements.

Gerardo Avitia is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank, N.A. Outside of his advisory work, he is the sole proprietor of Goldstreet Collective LLC, a real estate business based in Miami, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services using structured discovery processes and firm-approved tools to tailor plans for its clients.

Mark Mcbee is a CFP® and holds a Series 66 license with 15 years of industry experience. He has worked with Morgan Stanley since 2017 and previously was associated with J.P. Morgan Securities LLC. Outside of finance, he was involved in operating The Fresh Squeeze Cafe, LLC from 2015 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs focused on financial planning and investment management supported by firm-approved tools and global market research.

Michelle Reid is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 65 credentials. Prior to joining Merrill in 2020, she worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2011 to 2020. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tulio Rosado Jr. is an International Wealth Advisor and Managing Director at Merrill Lynch Wealth Management. He leads Rosado & Associates, a team dedicated to providing wealth management services to affluent individuals and families both in the U.S. and internationally. Tulio focuses on designing tax-efficient strategies that enable his clients' money to work for them, allowing clients to devote more time to their families and personal pursuits. With over 28 years of experience in wealth management, Tulio has expertise in areas including executive compensation, family wealth management, international wealth management, liquidity management, retirement planning, portfolio services, and tax minimization. He is recognized for his understanding of cross-border regulations impacting foreign investors, including tax consequences, wealth transfer, currency issues, and inflation, which informs his approach to creating forward-thinking strategies for current and future generations. Tulio holds a Bachelor's degree in Economics from Florida International University and the Certified Investment Management Analyst (CIMA) designation awarded by the Investments & Wealth Institute. He is also a Personal Investment Advisor (PIA). He enjoys spending time with his wife, Susana, and their two sons. An amateur racecar driver, Tulio has competed at road courses such as Sebring International Raceway and Daytona Speedway.

Tenay Jackson is a Series 66 licensed financial advisor with Morgan Stanley in Aventura, FL, and has three years of industry experience. Before joining Morgan Stanley Smith Barney LLC, Tenay worked at Comcast for five years. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both individual plans and corporate financial planning agreements.

Elaine Roecklein is a financial advisor at Cambridge Investment Research Advisors with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Cambridge Investment Research Advisors and related entities since 2016. Outside of finance, she is a fitness instructor at LA Fitness and has experience as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory through a network of independent professionals. The firm offers various portfolio management options, including proprietary and third‑party strategies, with a range of custody and platform arrangements to tailor investment approaches to client objectives.

Christopher Seabrook is a financial advisor with Thrivent Investment Management, holding Series 66 and Series 63 credentials and 14 years of industry experience. He previously worked with COUNTRY Capital Management Company and related insurance affiliates for ten years before joining Thrivent. Outside of his advisory role, Seabrook serves as president of the Stonecrest Chamber of Commerce and vice chairperson of the Stonecrest Development Authority, engaging in community development and business networking activities. He is also a co-owner of CML Squared, LLC, a management consulting firm pursuing government contracts, and works as a wellbeing champion and ramp agent for Delta Air Lines. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm’s approach integrates broad planning topics and offers clients the option to combine planning with managed-account services under a consolidated billing system while keeping those services separate.

Axel Issel is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 14 years of industry experience. He previously worked at CITI Private Bank from 2013 to 2018 before joining Morgan Stanley Private Bank and Morgan Stanley in 2018. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Jean Pierre Fernandez is a financial advisor with LPL Financial in Fort Lauderdale, FL, holding Series 63 and Series 66 designations and 17 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options, supported by research and model portfolios.

Skip Ames is a financial advisor with OSAIC based in Sunrise, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent eight years at Jhfn Sii. Outside of his advisory work, Ames serves as an assistant varsity softball coach at Miami Country Day School. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, and institutional investors by providing integrated brokerage, advisory, and retirement consulting services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Natalia Rodriguez Sanchez is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2019, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Bradley Ross is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor plans to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including principal trading, market-making, and affiliated banking programs.

Allen Margolin is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley since 2009, including time with Morgan Stanley Private Bank, N.A. There are no notable outside business activities reported. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling as part of its advisory process.

Feaster Hampton is a financial advisor at Merrill with 22 years at the firm and 10 years of industry experience. He holds the Series 66 designation. Hampton serves as Board Chair for the Urban League of Palm Beach County and is involved in a for-profit business as an officer managing a photography website. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jerry Willenborg is a financial advisor at Raymond James & Associates with 39 years of industry experience. He has been with Raymond James & Associates since 1997. Outside of his advisory role, he is involved in managing multiple rental real estate properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm offers tailored financial planning and consulting services supported by extensive research, diverse portfolio management styles, and specialized municipal advisory solutions.

Caroline Geis is a financial advisor with Primerica Advisors in Pembroke Pines, FL, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2002. In addition to her advisory role, she is involved in sales of investment-related products and referrals for home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm employs third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

John Hays Duhalde is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities and JP Morgan Chase Bank NA. Outside of finance, he has been involved with St. Katharine Drexel Catholic Church. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and third-party databases.

Ran Regev is a CFP® professional with 18 years of industry experience, currently affiliated with OSAIC since 2023. He has worked at SagePoint Financial since 2015 and is involved in multiple entrepreneurial ventures related to life insurance and financial services, including co-founding RSB Life and serving as CEO of Regev Financial Group. Osaic Wealth, Inc. serves a diverse client base ranging from individuals to institutions, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and supports various managed account solutions, operating through a complex structure that includes multiple mergers and private-equity ownership.

Olga Khaitova is a financial advisor at Morgan Stanley with nine years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Fidelity Investments, JPMorgan Chase Bank, and JP Morgan Securities LLC. Outside of her advisory work, she is a partner and manager at Snooks "R" Us in Hallandale Beach, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and comprehensive asset management. The firm manages approximately $2.74 trillion in client assets and combines personalized planning with a broad suite of retail and institutional investment services.