Roberto Fernandez is an International Wealth Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, investment consulting for defined contribution plans, and international wealth management. He has served in this capacity since 2007 and has over 22 years of experience in the wealth management business, following a prior career in finance and accounting. Roberto’s professional background includes a Certified Public Accountant license obtained in 1984 and extensive experience as Comptroller, CFO, and Treasury Manager in various financial institutions. He began his wealth management career in 2002 at Smith Barney/Citigroup before joining Merrill. Roberto holds several designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor of Science degree in Finance and Accounting from the University of Puerto Rico, Rio Piedras. Roberto is fluent in Spanish and English. In his practice, Roberto emphasizes understanding clients' life priorities and creating personalized strategies that address the financial well-being of business owners, individuals, and families. He views wealth management as a comprehensive process involving collaboration on what matters most to clients while navigating life’s financial complexities. Outside of work, his interests include boating, fishing, golfing, music, and pickleball.

Tenay Jackson is a Series 66 licensed financial advisor with Morgan Stanley in Aventura, FL, and has three years of industry experience. Before joining Morgan Stanley Smith Barney LLC, Tenay worked at Comcast for five years. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both individual plans and corporate financial planning agreements.

Elaine Roecklein is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. She has 21 years of industry experience, including prior roles at FSC Securities Corp and multiple positions within Cambridge Investment Research entities. Outside of financial advising, she works as a fitness instructor at LA Fitness and is an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services. The firm offers both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Patricia Luis Molina is a financial advisor with Primerica Advisors in Miami, FL. She holds Series 63 and Series 65 licenses and has two years of industry experience. Prior to her current role, she worked in education at various schools from 2014 to 2024. She is also involved in the sale of loan products and home-related services through affiliate companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-delivery strategies managed by unaffiliated asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Christopher Seabrook is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds Series 63 and Series 66 licenses. Seabrook has previously worked at COUNTRY Capital Management Company and related affiliates before joining Thrivent in 2023. Outside of his advisory role, he serves as President of the Stonecrest Chamber of Commerce, Vice Chairperson of the Stonecrest Development Authority, and is co-owner of a management consulting firm pursuing government contracts. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across a broad range of topics, combining planning with managed-account programs while maintaining separate services and not accepting discretionary trading authority for the planning service.

Axel Issel is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 14 years of industry experience. He previously worked at CITI Private Bank from 2013 to 2018 before joining Morgan Stanley Private Bank and Morgan Stanley in 2018. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Jean Pierre Fernandez is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise Financial Services and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research tools and a broad non-advisory financial services platform.

Skip Ames is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and over 26 years of industry experience. His work history includes positions at Royal Alliance Associates, Jhfn Sii, Ladenburg Thalmann Asset Management Inc, and The Concord Equity Group. Outside of his advisory work, Ames serves as an assistant varsity softball coach at Miami Country Day School. OSAIC Wealth serves a diverse client base including individual investors, retirement plan participants, charities, and corporate clients. The firm offers a multi-advisor platform with a model-based investment approach, providing various advisory and brokerage services designed for comprehensive financial planning and portfolio management.

Natalia Rodriguez Sanchez is a financial advisor at Morgan Stanley with ten years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2019, previously working at Wells Fargo Clearing from 2016 to 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process supported by proprietary tools and serves approximately $2.74 trillion in client assets.

Bradley Ross is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor plans to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including principal trading, market-making, and affiliated banking programs.

Allen Margolin is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley since 2009, including time with Morgan Stanley Private Bank, N.A. There are no notable outside business activities reported. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling as part of its advisory process.

Feaster Hampton is a financial advisor at Merrill with 22 years at the firm and 10 years of industry experience. He holds the Series 66 designation. Hampton serves as Board Chair for the Urban League of Palm Beach County and is involved in a for-profit business as an officer managing a photography website. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jerry Willenborg is a financial advisor at Raymond James & Associates with 39 years of industry experience. He has been with Raymond James & Associates since 1997. Outside of his advisory role, he is involved in managing multiple rental real estate properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm offers tailored financial planning and consulting services supported by extensive research, diverse portfolio management styles, and specialized municipal advisory solutions.

Caroline Geis is a financial advisor with Primerica Advisors in Pembroke Pines, FL, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2002. In addition to her advisory role, she is involved in sales of investment-related products and referrals for home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm employs third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

John Hays Duhalde is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities and JP Morgan Chase Bank NA. Outside of finance, he has been involved with St. Katharine Drexel Catholic Church. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and third-party databases.

Olga Khaitova is a financial advisor at Morgan Stanley with nine years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Fidelity Investments, JPMorgan Chase Bank, and JP Morgan Securities LLC. Outside of her advisory work, she is a partner and manager at Snooks "R" Us in Hallandale Beach, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and comprehensive asset management. The firm manages approximately $2.74 trillion in client assets and combines personalized planning with a broad suite of retail and institutional investment services.

Henry Boyce IV is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds a Series 66 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering research-based asset allocation and various capital markets services.

Alexander Forster is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 28 years of industry experience. His prior roles include positions at Santander Securities, CUNA Brokerage Services, and Allstate Insurance Company. Outside of his advisory work, he is associated with Ananda Properties LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning, model portfolio programs, and institutional platforms to individuals, retirement plan participants, banks, and trust companies. The firm supports a large network of advisors with a range of discretionary and non-discretionary investment strategies and integrates various operational tools alongside a broad set of financial services.

Maria Wolf is a Financial Advisor with Merrill Lynch Wealth Management based in Weston, Florida. She works with individuals, families, and business owners to help them navigate their financial decisions. Her practice emphasizes building relationships founded on trust, communication, and a clear understanding of her clients' unique goals and priorities. As a bilingual professional fluent in English and Spanish, Maria serves clients from diverse backgrounds, aiming to keep them informed and supported throughout their financial journey. Maria's expertise includes college education planning, employee benefits planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, women and wealth, and retirement income. She holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Maria earned her Bachelor's degree from Nova Southeastern University. Originally from Venezuela, Maria has a perspective that values long-term financial planning and trusted guidance. Outside of her professional work, she enjoys interior decorating, running, soccer, and spending time with her family. She also participates in community initiatives that support causes important to both her and her clients.

Paula McDonell is a Senior Financial Advisor at Merrill Lynch Wealth Management with over three decades of experience. She joined Merrill Lynch in 1989 and has worked in various locations including South Florida, Princeton, and Chicago. Since 2002, Paula has partnered professionally with Phil Caso, forming Caso, McDonell & Associates, a team recognized on the Forbes Best-in-State Wealth Management Teams list in multiple years. Paula specializes in areas such as college education planning, divorce transition planning, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, and socially responsible investing. She holds several professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Paula completed an Accredited Certificate Program from the College for Financial Planning. Beyond her professional work, Paula enjoys boating, gardening, horseback riding, skiing, woodworking, and spending time with her family. She is involved in the community through the Garden of Joy in Sebring, Florida.