Ry Carter is a Financial Consultant currently working at Fidelity Investments since 2013. He has extensive experience in the financial services industry, having previously worked as a Financial Adviser at MassMutual Financial Group from 2009 to 2013 and at Edward Jones from 2008 to 2009. His professional focus is on building strong client relationships through collaborative planning, personalized guidance, and customized investment strategies that align with clients' goals and priorities. Ry's approach centers on understanding individual client needs to develop tailored financial plans. Outside of his professional work, Ry enjoys engaging in baseball, fishing, football, golf, and traveling.

Joseph Freeman is a financial advisor with Raymond James & Associates in Birmingham, AL, holding Series 63 and Series 66 credentials and 37 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves as a board member on the Jefferson County Board of Equalization and Adjustments, reviewing property value assessments. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Rachael Thomas is a Series 66-credentialed financial advisor with 11 years of industry experience. She is currently with Cetera and previously worked at firms including Concourse Financial Group Securities Inc and Investment Distributors Inc. Outside of her advisory role, she serves as an intergroup representative for Alcoholics Anonymous and is a junior board member of the Addiction Prevention Coalition. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services via a multi-manager platform with access to both affiliated and third-party investment managers.

Robert Smith Jr. is a CFP® with 39 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. in Birmingham, AL. He previously worked for Bbva Wealth Solutions Inc. and related entities for six years. In addition to his advisory role, he is a financial consultant with Pinnacle Asset Management and Pinnacle Financial Partners, assisting clients with financial planning and securities implementation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm delivers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and it maintains specialized offerings such as municipal advisory services and SIMPLE IRA employer advisory programs.

Joe Greene is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of Greene, Morton & Associates. He has been with Merrill Lynch since 2011, bringing over 15 years of experience in financial analysis, business development, and financial management. Joe provides personalized financial strategies to high net worth individuals, families, business owners, and retirees. His approach focuses on understanding each client's unique goals and circumstances to develop tailored financial planning, retirement planning, investment management, risk management, tax-efficient strategies, estate and legacy considerations, and wealth accumulation planning. Joe holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation and a Master's in Business Administration with concentrations in Finance and Strategic Management from the University of Alabama, where he also earned his bachelor's degree in management. He is affiliated with the University of Alabama Alumni Association and serves as Board Chair for Food For Our Journey. Prior to his career as a financial advisor, Joe worked in healthcare administration and as a small business CFO. Outside of work, he enjoys spending time with his family, coaching youth sports, playing golf, hunting, and fishing.

Cristine Ferguson is a financial advisor with Merrill Lynch Wealth Management and a member of the Taylor-Lepley team. She brings over 20 years of experience in strategic growth and business development, primarily within the healthcare sector. Cristine is dedicated to helping clients navigate financial decisions through personalized planning and a collaborative approach. With expertise in relationship management, strategic planning, and leadership, she works to understand clients' goals and develop tailored strategies to support their financial well-being. Cristine holds a Bachelor of Arts degree from Park University and an MBA from Samford University. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Originally from St. Louis, Missouri, Cristine has lived in Birmingham since 1999. Outside of her professional work, she enjoys cooking, genealogy, hiking, and spending time with her family.

Philippe Lathrop is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Bank of America, N.A. for 14 years before joining Wells Fargo Advisors in 2023. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a wide range of planning options, including specialized services such as business-owner transition planning and special-needs analysis, leveraging Wells Fargo’s research and tools to develop tailored recommendations for clients.

Barry Nelson is a financial advisor with Raymond James Financial in Birmingham, AL, holding Series 63 and Series 65 licenses with 34 years of industry experience. He has worked at Raymond James and its affiliates since 1999 and spent nearly three decades at Jefferson Securities. In addition to his advisory role, he has provided tax preparation services since 1979. Raymond James Financial Services Advisors offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and organizations. The firm uses analytical tools and risk profiling to provide tailored, non-discretionary advice and supports municipal and public finance work through a unique municipal advisor affiliation.

Sara Hibbs is a financial advisor at LPL Financial with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Cambridge Investment Research Advisors and ProEquities, Inc. In addition to her advisory work, she owns a lawn care business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a range of advisory and brokerage services.

Kenneth Bluestein is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 25 years of experience in providing financial and wealth management advice and services to affluent families, individual clients, closely-held businesses, and non-profit organizations. His expertise includes family wealth management strategies, legacy planning, retirement income, portfolio management services, and small business strategies. Kenneth works closely with clients through personal consultations to establish quantifiable goals and prioritize their financial needs. He develops and implements customized strategies leveraging a wide variety of financial instruments, including developing tailored approaches for corporate retirement plans. He holds a Bachelor of Science degree in Corporate Finance from the University of Alabama System and maintains FINRA registrations Series 7, Series 63, and Series 65. Additionally, he holds the designation of Personal Investment Advisor (PIA). Outside of his professional role, Kenneth engages in community involvement and enjoys golf, coaching basketball, and traveling with his wife, Karen, and their three children.

Donna Womack is a financial advisor with Morgan Stanley Wealth Management in Birmingham, AL, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2003. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Michael Turnbough is a financial advisor with Raymond James & Associates in Birmingham, AL. He holds Series 63, 65, and 66 licenses and has 32 years of industry experience, including 14 years with Raymond James. Raymond James & Associates is a large firm serving individuals, institutional clients, and various organizations with financial planning and investment consulting. The firm offers a range of portfolio management styles and specialized services, including municipal advisory and employer consulting programs.

Charles West II is a financial advisor with Morgan Stanley who holds Series 63, 65, and 66 licenses and has 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, West participates in community activities as a member of the Finance Committee for the Black Chamber of Commerce of Palm Beach County and assists with property rehabilitation projects related to agriculture and real estate through a family enterprise in Alabama. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to tailor plans to client needs.

Jonathan Williams is a financial advisor at Edward Jones in Birmingham, AL, holding a Series 66 credential with one year of industry experience. Prior to joining Edward Jones, he worked at Hoover City Schools and served for 19 years at First Baptist Church of Pelham. Outside of his advisory role, he maintains the lawn and parking lot at his wife’s dental practice through his sole proprietorship lawn care business and is an associate missionary leading trips with E3 Partners. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and managed solutions, supported by a large nationwide network of advisors and branch offices.

Bonnie Brewer is a financial advisor at Cetera with 12 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, Ameriprise Financial Services, and SA Stone Wealth Management. Outside of advising, she is involved in retail and online sales through her role at Pottery Barn. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Michael Jones is a financial advisor with Primerica Advisors in Birmingham, AL, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked at PFS Investments Inc. since 2020 and has been involved with Primerica Financial Services since 1995. Outside of his advisory role, he is the owner and salesperson of Harmony Remodeling, Inc., a non-investment-related business. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

London Huie is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds a Series 66 designation and has prior work history including roles at O'Neal Steel, LLC and O'Neal Industries, as well as experience at Jacksonville State University and his own firm, Huie and Associates. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as collaborative, annual relationships using firm-approved analytical tools.

Bethany Davis is a financial advisor with LPL Financial in Birmingham, AL, holding a Series 66 credential and 12 years of industry experience. She was previously with The Covenant Group from 2012 to 2019 before joining LPL Financial. Outside of advising, she is the owner of Feed Dixie Farms, a business based in Wilsonville, AL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and portfolio management services, utilizing a broad range of investment strategies and technology tools alongside a large network of investment adviser representatives.

Kelly Webb is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 63 designation and 25 years of industry experience. She previously worked at Merrill from 2008 to 2022 before joining Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models as part of its advisory services.

Clay Wheeler is a financial advisor with Wells Fargo Clearing in Birmingham, Alabama, holding Series 63 and Series 65 licenses and 26 years of industry experience. He previously worked at Bank of America, N.A. for 11 years before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.