Richard Grissom is a financial advisor with Primerica Advisors in Hartville, Ohio, holding Series 63 and Series 65 licenses and over 35 years of industry experience. He has been with Primerica Advisors since 1990 and Primerica Financial Services since 1988. Outside of his advisory role, he manages 20 acres of land where he raises cattle and sells hay. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure in its operational model.

Nadia Karaba is a financial advisor with Equitable Advisors in Independence, OH, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, she worked at Everstream Solutions and has experience in various roles including entrepreneurship with Pulp Smoothie and Juice Bar. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a variety of programs and third-party partnerships.

Joseph Morrow is a financial advisor with Primerica Advisors in Independence, OH, holding 11 years of industry experience. He has worked with Primerica Financial Services since 2004 and joined Evnases in 2024. Outside of investment advising, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model delivery strategies and separately managed account options. The firm curates third-party asset managers and offers a tiered wrap-fee structure for its services.

Daniel Ruminski is a financial advisor with Cambridge Investment Research Advisors, holding 13 years of industry experience. His career includes roles at LPL Financial, SII Investments Inc, and Ta Check Financial Ltd. He owns a tax services business and serves on the board of St. Patrick's Financial. Cambridge Investment Research Advisors, Inc. serves both individual and institutional clients, including pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Beth Young is a financial advisor with Stifel in Fairlawn, OH, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. She has been with Stifel since 2007. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group. The firm provides fee-based financial planning and guidance for asset allocation, retirement, insurance, and estate planning.

Eric Fuller is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He joined his father's practice, The Fuller Group, in 2005 and has since focused on helping clients plan for their futures and legacies. Eric serves as a Portfolio Manager and manages personalized or defined investment strategies on a discretionary basis, including the use of individual stocks and bonds, as well as various model portfolios. Eric holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Investment Management Analyst® (CIMA), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA). These credentials support his comprehensive approach to wealth management and investment planning. He graduated cum laude with a Bachelor of Science degree in Finance from Miami University in Oxford. A lifelong resident of Northeast Ohio, Eric lives with his wife, Lauren, a primary care physician, and their three children. Outside of his professional work, he enjoys golfing, skiing, and following Cleveland sports teams.

Edward Rupert is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He has worked at LPL Financial since 2026 and previously held roles at Cetera and Freeman Heyne Toma, LLC. In addition to his advisory work, he has been involved in fixed insurance sales, including life, health, disability, annuities, and long-term care products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and third-party asset management, supported by technology tools and a large network of advisors.

Kyle Utrup is a financial advisor with Charles Schwab & Co., Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Kohl's and the Office of First-Year & Student services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management through multi-asset model portfolios and maintains a large-scale, integrated operational structure.

Sharon Bradley is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 63 designation and 31 years of industry experience. She has worked with Ameriprise since 2018, including time as an independent contractor providing administrative support related to investment supervision. Outside of her advisory role, she is involved as a Financial Deacon at Trinity Church, contributing to the oversight of the church budget. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service which offers written retirement income planning recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Jacob Karnow is a CFP® and Series 66-registered financial advisor with eight years of industry experience. He has worked at Edward Jones since 2018 and previously held positions at Cortland Bank, Kraftech Inc., and Nordonia City Schools/Miami University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Scott Wolf is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has been with various J.P. Morgan entities since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process includes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Mark Hawald is a Series 66-registered financial advisor with 19 years of industry experience. He is currently with OSAIC and previously spent 14 years at American Portfolios Financial Services, Inc. Outside of his advisory role, Hawald serves as assistant wrestling coach at John Carroll University and holds executive positions in manufacturing and business services companies. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach includes model-based asset allocation, portfolio optimization, and a variety of managed and third-party investment programs.

Delores Elliott is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for nine years before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes firm-approved tools and modeling techniques, focusing on tailored plans without individual security recommendations as part of standalone planning.

Jeanette Cable is a financial advisor with Ameriprise in Broadview Heights, OH, holding a Series 66 designation and 24 years of industry experience. She has worked at Ameriprise since 2018 and previously spent 12 years with Key Investment Services LLC. Cable also owns JAC Steward Co, a tax entity related to her advisory business expenses. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-assisted recommendations within a large institutional framework.

Joseph Miner is a financial advisor at Ameriprise with 25 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with Ameriprise and its affiliated entities since 2014. He is also involved with 2uercus Operations LLC outside of his advisory role. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with at least $1,000,000 in net investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions through a centralized consulting team that uses research, modeling, and tax-efficiency analysis to deliver tailored retirement-income recommendations.

Robert Och is a financial advisor with Raymond James Financial in Medina, OH, holding the ChFC® and Series 63 designations and bringing 34 years of industry experience. He has worked at Raymond James Financial since 2007 and owns the Navancer Group, which manages group insurance and non-variable life insurance elements of his practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses advanced analytical tools to support client goals while also providing specialized municipal advisory and SIMPLE IRA employer consulting services.

Nathan Aviles is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at Fifth Third Bank and The Centers/El Barrio Workforce. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset portfolio approach and centralized operational infrastructure.

Balaram Kaimal is a financial advisor at Ameriprise with 24 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Patricia Giegerich is a financial advisor at Charles Schwab with 26 years of industry experience. She holds the Series 66 designation and has been with Charles Schwab & Co., Inc. since 2001. Outside of her advisory role, she serves on the Communications and Marketing Board for the St. Gabriel Church Food Pantry, assisting in connecting the pantry with other organizations in the Lake County, Ohio area. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and extensive centralized operational infrastructure.

Mark Kautzman is a financial advisor at Edward Jones in Solon, Ohio, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he serves as an assistant football coach for the offensive line at Cuyahoga Valley Christian Academy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors.