Gina Cetnar is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at LPL Financial since 2009. Prior to joining LPL, she worked at Investment Advisors International, Inc. for one year. She is also engaged in writing a book, an activity unrelated to her investment advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing both proprietary and third-party strategies, and supports its advisors with operational and research tools.

Bradley Fischer is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 66 credentials and over 31 years of industry experience. He has been with LPL Financial and its predecessor since 1997 and is also associated with Trygreen Chemlann, where he has been active since 1989. Fischer serves as a trustee for a revocable trust and sells non-variable insurance products through Aflac. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors and employs both proprietary and third-party investment strategies.

David Runyon is a financial advisor with Morgan Stanley in Birmingham, MI, holding a Series 66 designation and bringing 20 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a hockey coach for Cranbrook Schools, a private foundation in Bloomfield Hills, MI. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, utilizing structured financial planning tools and offering access to extensive retail and institutional investment services.

Carrie Syrett is a financial advisor at LPL Enterprise with three years of industry experience. She holds the Series 66 designation and previously worked at Thrivent Financial and Citizens Bank. Outside of her financial advisory work, she is the organizer of Motor City Frenchies LLC, a French Bulldog adoption, grooming, and rescue business. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporations, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and non-securities products through affiliated entities.

Gurdeesh Singh is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and includes capabilities in derivatives and commodities through affiliated entities.

Meredith Atrasz is a Financial Consultant at Fidelity Investments, a position she has held since 2017. Her professional background includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, as well as Client Service Specialist at TD Ameritrade. Her approach focuses on helping clients improve their financial situation by aligning their plans with their goals and personal preferences. Meredith emphasizes collaboration that involves candor, openness to new ideas, accountability, and action. She aims to build life-long relationships with clients and their families to educate and empower them to make informed financial decisions. Outside of her professional work, Meredith has interests in cooking and baking, music, parenthood, puzzles, traveling, and yoga.

Steven Andriola is a financial advisor with Ameriprise Financial Services in Troy, MI, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise since 2009 in various capacities. Outside of his advisory role, he serves as president of the Tuesday Jr. House League, a sanctioned bowling league, where he reviews and audits league financials. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm employs a non-discretionary, research-driven approach focused on dependable income sources and tax-aware withdrawal strategies.

Steven Enders is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms including Cetera, Summit Financial Group, and J P Turner & Company Capital Management. He is involved with Michigan Financial Companies as a registered financial consultant, focusing on fixed annuities, securities sales, and investment advisory. OSAIC Wealth serves a broad range of clients, including individual investors, retirement plans, charities, and corporations, offering brokerage and advisory services through multiple programs. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by tools such as risk-tolerance questionnaires, efficient frontier analysis, and rebalancing.

David Gasper is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds the Series 63 and Series 65 designations and has been with UBS since 2009. Outside of his advisory role, he serves on the board of directors for Midnight Golf, a nonprofit after-school program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Zachary Conforti is a financial advisor at Equitable Advisors with one year of industry experience. He holds Series 63 and Series 65 credentials. Prior to his current role, he worked at Aflac Insurance Company and has a background that includes academic involvement at Wayne State University. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes third-party asset managers and advisory programs, emphasizing personalized client assessment and program matching without sponsoring its own wrap fee program.

Matthew Suszan is a financial advisor with Raymond James Financial, holding CFP® and Series 66 credentials and bringing 14 years of industry experience. He has been with Raymond James Financial Services since 2012. Outside of his advisory role, he owns a support company established for tax purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through various advisory programs.

Joseph Youngblood is a Senior Financial Advisor with Merrill Lynch Wealth Management. Based in Grosse Pointe, MI, he specializes in personalized wealth management strategies that address client priorities such as divorce transition planning, personal retirement planning, portfolio management services, and retirement income. Joseph integrates market insights from Merrill and banking and lending solutions from Bank of America to help clients pursue their financial goals. Joseph brings a diverse professional background, including six years of active duty service in the United States Air Force. During his military service, he earned a bachelor's degree in finance and later completed a Master of Business Administration (MBA) at the University of Detroit Mercy. He holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Continuing a family legacy in finance, Joseph and his father operate the family business, following his grandfather’s start with Merrill in 1968. In addition to his advisory work, Joseph is involved in community initiatives such as Adopt a Highway, Pope Francis Warming Center, Gleaners Food Bank, and the Grosse Pointe Animal Adoption Society. He enjoys outdoor activities including camping, hunting, photography, scuba diving, skiing, and woodworking. Joseph lives in Grosse Pointe with his wife and two dogs and values spending time with family and clients in both professional and personal settings.

Ryan Armstrong is a financial advisor with Osaic Wealth who holds a Series 66 designation and has 21 years of industry experience. He has worked at Midwest Financial Advisors since 2006 and Merrill in 2005. Armstrong also serves as vice president at Midwest Financial Advisors, where he provides insurance services in addition to his investment-related responsibilities. Osaic Wealth serves retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process focuses on model-based asset allocation and portfolio optimization supported by various analytical tools and offers access to alternative investments through third-party platforms.

Robert Stockoski is a CFP® professional with 22 years of experience in the financial services industry. He currently serves as an advisor with LPL Financial, where he has worked since 2018. His prior roles include positions at The Huntington Investment Company and PNC Wealth Management. He also holds a notary public designation as a minor outside activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment programs, utilizing model portfolios, third-party subadvisors, and various advisory strategies.

John Maki is a Series 66-registered advisor with J.P. Morgan Securities in Birmingham, MI, with one year of industry experience. His prior work includes roles at JPMORGAN Chase Bank, N.A., J.P. Morgan Private Bank, and First Merchant's Corporation, as well as entrepreneurial experience running John’s Lawn Care. He also worked at Meadowbrook Country Club for seven years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative due diligence and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Douglas Clark is a financial advisor at Edelman Financial Engines with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Financial Engines Advisors L.L.C. since 2016, following prior roles at The Mutual Fund Store and IFMG Securities. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients, combining proprietary modeling with planner delivery and online tools to offer diversified, long-term oriented portfolios.

Gregory Sheldon is a financial advisor with Morgan Stanley in Grosse Pointe Farms, MI, holding Series 63 and Series 66 designations and possessing 29 years of industry experience. He has been with Morgan Stanley since 2016 and has also served with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he acts as a successor trustee in a trust-related capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools aimed at modeling financial outcomes.

Donovan Strong is a financial advisor with J.P. Morgan Securities in Troy, MI, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Thrivent Investment Management Inc and Thrivent Financial, as well as work with International Contract Services and Sub Teacher Source. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through customized asset allocation advice, investment manager searches, and performance reporting. The firm’s advisory process includes centralized due diligence with a focus on systematic quantitative screens, qualitative research, and the incorporation of ESG criteria.

Vincent Ashley Jr. is a CFP® professional with 46 years of experience in the financial services industry. He currently works at OSAIC and has previously held positions at Securities America Advisors, Inc., Sunset Financial Services, Inc., Inner Harbor Asset Management, and FSC Securities Corporation. Ashley also operates a sole proprietorship as an insurance agent. Osaic Wealth serves a wide range of retail and institutional clients and offers a multi-advisor platform with a focus on model-based asset allocation and portfolio optimization, supporting various advisory and brokerage services.

Adam Albert is a financial advisor with J.P. Morgan Securities in Birmingham, MI, holding a Series 66 designation and three years of industry experience. His background includes roles at JPMorgan Chase Bank, the Michigan House of Representatives, and the Michigan Department of Health & Human Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates systematic quantitative screening and qualitative research, incorporating ESG frameworks and centralized due diligence.