Stephen Bratta is a financial advisor with Ameriprise in Oakland, MI, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its predecessor firms since 2006 and is also a co-owner of a consulting business, Advisor Legacy, and owner of Bedrock Acquisitions, LLC, which is used for practice acquisitions. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm serves a broad client base through a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Kimberly Melletat is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. She has been with Raymond James & Associates since 2006. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services with a range of portfolio management styles and affiliated research.

Mary Crummey is a financial advisor with UBS Financial Services in Troy, MI, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has been with UBS since 1989. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Anthony Bucci is a financial advisor with LPL Financial in Troy, MI, holding a Series 66 designation and 23 years of industry experience. He previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. for eight years each. Outside of his advisory role, Bucci is an author who writes a blog and serves as an assistant lacrosse coach at Notre Dame Prep High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a national network of investment adviser representatives. The firm provides a range of advisory programs, research-supported model portfolios, and technology-enhanced portfolio management solutions.

Jason Braun is a financial advisor with UBS Financial Services in Troy, MI, holding Series 65 and Series 66 licenses and bringing 20 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Jennifer Gelineau is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Beauvais is a financial advisor with Ameriprise in Troy, MI, holding Series 63 and Series 65 licenses and with 24 years of industry experience. He previously worked at Lincoln Financial Advisors for 13 years and had shorter tenures at OSAIC and DeRoy & Devereaux before joining Ameriprise in 2026. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies. The firm’s approach includes restrictive enrollment criteria and investment recommendations influenced by an affiliated product ecosystem and distribution arrangements.

Charles Mc Calla is a financial advisor with J.P. Morgan Securities in Birmingham, MI, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Lisa Cuckovich is a financial advisor with UBS Financial Services in Troy, MI, holding a Series 66 designation and one year of industry experience. Prior to joining UBS in 2022, she worked at the International Academy and Costco Wholesale, and she spent 25 years at the Academy of the Sacred Heart. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Michael Kaline is a financial advisor at Morgan Stanley in Birmingham, MI, with 21 years of industry experience. He holds Series 65 and Series 66 credentials and has worked previously at Ashton Young, Inc. and LSG Financial LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary investment outlooks as part of its financial planning process.

Gary Brown Jr. is a financial advisor at Cambridge Investment Research Advisors with 12 years of industry experience. He holds a Series 66 credential and has previously worked at PNC Investments and JPMorgan Chase Bank. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platforms.

Scott Rooney is a financial advisor with LPL Financial based in Bloomfield Hills, MI. He holds Series 63 and Series 66 licenses and has 27 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Cambridge Investment Research Advisors and National Planning Corporation. Rooney is also a speaker for White Glove Workshops, delivering seminars related to investing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a broad range of advisory programs and financial planning services, with access to model portfolios, research, and both discretionary and non-discretionary management solutions.

Jeffery Leaf is a Financial Advisor at Merrill Lynch Wealth Management. He provides financial advisory services within the institution. Specific details about his areas of expertise, educational background, and personal interests have not been provided.

Joseph Prechtel is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has previous experience at firms including VMG Health, T. Rowe Price, and Prudential Financial. Outside of his advisory role, he operates a business under the name At Aspen LLC. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm utilizes LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions, with a regulatory asset management mix of discretionary and non-discretionary accounts.

Troy Allen is a financial advisor at Charles Schwab with 29 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co. since 2005. Outside of his advisory role, he serves as the Grand Rapids Chapter President of the Ruffed Grouse Society & American Woodcock Society, where he leads the planning team for chapter events. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by its integrated operational structure and centralized service model.

David Vera is a CFP® professional with 17 years of industry experience, currently serving at Charles Schwab in Troy, MI since 2014. He holds the Series 66 designation and has been involved with Charles Schwab bank and Charles Schwab over the past 12 years. Vera is a board member of the Boys & Girls Club of Troy, participating in community outreach and fundraising activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Jake Mc Neil is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has seven years of industry experience, including prior roles at Northwestern Mutual from 2016 to 2018. He also works as a financial planner for Planned Financial Services, focusing on group short-term disability insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Jennifer Galey is a CFP® professional with 14 years of experience, currently with Ameriprise in Troy, MI. She has been with Ameriprise and its affiliated entities since 2010, including a role at Key Management Group from 2010 to 2018. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Sally Hawk is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has been associated with Gordon Financial Advisory Services since 2002 and has operated a tax preparation and accounting business as a CPA since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing research and model portfolios from multiple sources, including proprietary and third-party providers.

Lauren Ruggirello is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her work history includes multiple roles at Merrill and Bank of America, as well as positions outside the financial services sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.