Ryan Penders is a financial advisor at RBC Capital Markets with six years of industry experience. He holds Series 65 and Series 66 designations. His prior roles include positions at Midwest Equity Mortgage, Premise Capital, Quasar Distributors, LLC, and Epsilon. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored portfolios managed through a combination of in-house and third-party investment managers, featuring various options for rebalancing, tax management, and responsible investing.

Tyler Minetti is a Financial Consultant currently working at Fidelity Investments since 2023. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2022 to 2023. His professional experience also includes positions as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2020 to 2022, and as a Licensed Personal Banker and Mortgage Loan Originator at Republic Bank of Chicago from 2017 to 2020. In his role as a Financial Consultant, Tyler focuses on simplifying financial plans and helping clients pursue their financial goals. He emphasizes building relationships based on trust and transparency and collaborates with clients to develop holistic financial plans.

Peter Erl is a Series 66-credentialed financial advisor with 18 years of industry experience. He has worked at LPL Financial since 2025 and previously held roles at IC Advisory Services Inc, The Investment Center Inc, Morgan Stanley, and Principal Financial Services. He also receives fixed insurance commission trails. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Emma Bledsoe is a financial advisor with Cetera, holding a Series 66 credential and nine years of industry experience. She has worked at Cetera and Cetera Advisors LLC since 2019 and was previously employed by Edward Jones from 2017 to 2019. Outside of her advisor role, she serves as an investment executive at Megent Financial, assisting advisors with client needs. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers and various program structures.

Jacob Mudde is a financial advisor at Edward Jones with 10 years of industry experience. He holds the CFP® and Series 66 designations and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Amanda Davila is currently serving as Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2024. She has been with Fidelity Investments since 2019, progressing through roles from Financial Consultant I to Financial Consultant before her current appointment. With over a decade of experience in the financial industry, Amanda has held various positions including Branch Manager at Citibank from 2014 to 2019 and Financial Center Manager at Bank of America between 2011 and 2014. Her expertise includes client financial planning and building long-term client relationships based on trust and personalized service. Amanda is committed to assisting clients in planning for their futures and emphasizes integrity in her work. Further details about her education, credentials, personal interests, or community involvement were not provided.

Madeline Shounick is a financial advisor at Ameriprise Financial Services with six years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2018. Outside of her advisory role, she is co-owner of Absolute Group LLC and Nemeth & Co, both related to managing Ameriprise business activities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written retirement income recommendations and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Steven Galminas is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 28 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2009 and previously was with PRUCO Securities, LLC. Outside of his advisory role, he serves as president of SG Financial, focusing on fixed insurance and annuity sales, and acts as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base that includes individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, and retirement-plan advisory services, supporting both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Nicholas Corcoran is a financial advisor at Cetera with seven years of industry experience. He holds a Series 66 designation and currently serves as a registered assistant at Megent Financial, assisting advisors with client accounts. Corcoran has been affiliated with Cetera and its related entities since 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures, managing over $256 billion in assets with more than 10,000 advisors.

Chelsie Brandon is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has been associated with Merrill since 2016 and Bank of America since 2017. Outside of her advisory role, she serves as a board member for Sneakers to Scrubs, an organization focused on increasing diversity among healthcare professionals through athlete engagement and educational programs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Joseph Purpura Jr. is a financial advisor with Primerica Advisors in Orland Park, IL, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has been with Primerica Financial Services since 1991 and with PFS Investments Inc. since 1983. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Ryan Gibbons is a financial advisor with RBC Capital Markets, holding a Series 66 designation and five years of industry experience. He has worked at RBC Capital Markets since 2020 following his studies at Northern Illinois University. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations, offering a range of advisory programs with tailored investment strategies and integrated financial services.

Barry Moschel is a financial advisor at OSAIC with 40 years of industry experience. He holds the ChFC® designation and has previously worked at Woodbury Financial Services, Equitable Advisors, and Mony Securities Corporation. Outside of his advisory role, Moschel is a published author and a Certified Public Accountant (CPA). OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation and portfolio optimization.

Brian Ullrich is a financial advisor with OSAIC in Downers Grove, IL, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Royal Alliance since 2012 and previously at LPL Financial and Waterstone Financial Group, Inc. He owns Ullrich Brokerage, Ltd., a sole proprietorship that provides sales and service for the employee benefits marketplace and individual insurance. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and offers multiple investment program options through its extensive affiliate network.

Tyler Wardell is a Series 66-licensed financial advisor with Equitable Advisors in Oak Brook, IL. He has one year of experience in the industry, joining Equitable Advisors in 2026. Prior to his advisory role, he held positions at Crumbl, The Red Lion, and other companies across various industries. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management services. The firm utilizes a network of Investment Adviser Representatives and offers both firm-sponsored and third-party advisory programs.

Pamela Hollinger is a financial advisor at Cetera with 41 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 65 licenses. Her career includes roles at Marquette Bank since 2010, Invest Financial Corp. from 2010 to 2018, and Citizens Securities, Inc. from 2006 to 2010. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and unaffiliated third-party managers.

Dawson Coon is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC. Outside of his advisory role, he has worked as a server at Red Robin. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Debra Baker is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley in various roles since 2009, including at Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual plans and Corporate Financial Planning agreements.

Robert Johnson III is a financial advisor at Equitable Advisors with 22 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2004, previously affiliated with Axa Advisors, LLC. He is the owner and founder of Optimal Planning Partners, Inc., a separate business unrelated to his advisory role. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm offers a variety of advisory models implemented through third-party managers and focuses on matching clients to appropriate program models based on risk tolerance and personal information.

William Bishop is a financial advisor at Osaic with a Series 66 designation and less than one year of industry experience. His prior work includes roles in education, automotive manufacturing, and university facilities. OSAIC serves a diverse client base that includes individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform focused on model-based asset allocation and portfolio optimization.