Kurt Reinhold is a financial advisor with LPL Financial in McKinney, TX, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has worked at LPL Financial since 2008, following prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, providing advisory and brokerage services through a large network of investment adviser representatives.

Enrique Perez is a financial advisor with J.P. Morgan Securities in Plano, TX, holding Series 65 and Series 66 licenses and one year of industry experience. His prior experience includes roles at Amazon, HD Supply, and the Small Business Development Center at the University of La Verne. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program.

Andrea Torcates is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill and Bank of America in 2026, she worked at EY and held positions in education and hospitality. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth clients, and institutional entities.

James Keller is a Series 66 licensed financial advisor with 25 years of industry experience. He is currently with OSAIC, having joined in 2024, and previously worked at Woodbury Financial Services, Bank of America, Merrill, Banc of America Investment Services, Inc., and Equitable Advisors. Outside of his advisory role, Keller serves as owner and president of the nonprofit Financial Educators Network of North Texas, which focuses on adult financial education and literacy. OSAIC Wealth serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm utilizes a model-based investment process with tools for asset allocation and portfolio optimization, supporting various strategies including discretionary management and third-party manager selection.

Denise Scharfenberger is a financial advisor with LPL Financial in Allen, TX, holding Series 63 and Series 66 licenses and possessing 31 years of industry experience. She has been with LPL Financial since 2013 and previously worked at 1st Global Advisors Inc for five years. Outside of her advisory work, she is involved in a consulting business called The Serial Nester. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Richard Scordo is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and over 21 years of industry experience. Before joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC for a combined 22 years. He is also the owner and operator of Scordo Insurance Agency, which offers commercial and personal lines insurance, and serves as a general member on the board of Metro Relief, a for-profit organization. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm typically employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, while also offering access to third-party asset managers and various financial planning services.

Jillian Dits is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior roles include positions at Bank of America and Luther King Capital Management. Outside of finance, she works as a sculpting instructor at Align Studio in Dallas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Christopher Ramirez is a financial advisor with Ameriprise in Frisco, TX, holding Series 63 and 65 licenses and six years of industry experience. His prior work includes roles at Wells Fargo Clearing, NTB Financial Corporation, J.P. Morgan Chase Bank, and First Bank Southwest. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing detailed written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers these services through a centralized consulting team and combines algorithmic automation with advisor input to tailor retirement strategies.

Lakshmi Srinivas is a financial advisor with Vanguard Advisers, holding Series 65 and Series 63 licenses and four years of industry experience. She has worked at The Vanguard Group, Inc. since 2022 and has prior experience in education and staffing sectors. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

John Hinrichs is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2009, following six years at Merrill and two years at Prudential Equity Group, LLC. He is also associated with JRH Financial, LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a variety of investment strategies and advisor-facing tools.

Rachel Sampl is a Series 66-licensed financial advisor with nine years of industry experience. She is currently with Thrivent Investment Management and has previously worked at firms including Mass Mutual and LPL Enterprise. Her background also includes roles outside finance, such as at Ameristar Casino St. Charles and Carol House Furniture. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses across a wide range of financial planning topics. The firm provides these services through a network of Financial Advisors without discretionary trading authority and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Nannette Sabo is a financial advisor with Vanguard Advisers, holding Series 65 and Series 63 licenses and bringing 23 years of industry experience. She has worked at multiple firms, including Morgan Stanley, Citigroup Global Markets, and Cumberland Advisors. Outside of her advisory role, she owns Mon Parachute Equus, LLC, a business specializing in equine and canine therapy. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Jacob Hardman is a financial advisor with Vanguard Advisers based in Plano, TX. He holds Series 63 and Series 66 licenses and has three years of industry experience. His work history includes roles at various Vanguard entities since 2023. Vanguard Advisers offers automated and human-supported investment advice, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to tailor asset allocations and constructs portfolios largely from Vanguard funds and ETFs.

Travis Federick is a financial advisor with Ameriprise in Plano, TX, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise since 1998. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to produce tailored retirement plans and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Susan Guo is a financial advisor at Cambridge Investment Research Advisors with five years of industry experience. She holds the Series 66 designation and previously worked at LPL Financial and Corptax Inc. Outside of her advisory role, she owns and operates a tax services business, REN & Associates Tax Services Inc., and is an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, institutional, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management through multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

David Taylor Jr. is a financial advisor at Wells Fargo Advisors in Frisco, TX, holding Series 63 and Series 65 credentials with 27 years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients with a broad range of financial planning services tailored to clients meeting a net-worth threshold. The firm offers comprehensive planning and investment recommendations, utilizing Wells Fargo research and tools, with services that cover both common and specialized financial needs.

Jill Ehlers is a financial advisor with Cambridge Investment Research Advisors holding Series 63 and Series 65 licenses and 13 years of industry experience. Her prior roles include positions at Envision Wealth Strategies, Walnut Hill Advisors, and Principal Securities Inc. She serves as a volunteer board member for the Elkhorn Public School Foundation and operates a YouTube channel and related social media platforms through Wealth Health Family. Cambridge Investment Research Advisors provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs to a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm manages a multi-billion dollar asset base and offers access to proprietary model strategies as well as third-party advisers across multiple platforms.

Alejandro Martinez is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC and Strategic Advisers LLC prior to joining Vanguard. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily built from Vanguard funds and ETFs, offering various customization options including tax-aware features and ESG choices.

Kyle Walker is a financial advisor with Fidelity Investments in Plano, TX, holding a Series 66 designation and one year of industry experience. His prior work includes positions at Amazon and Belmar Golf Club, and he was a full-time student until 2023. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with notable use of AI and systematic methodologies.

Gregory Howard is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. His prior work includes over a decade at Morgan Stanley in various capacities before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers both brokerage and advisory solutions.