Ben Baker is a Planning Consultant at Fidelity Investments, where he partners with clients to provide a clear view of their long-term financial goals. He focuses on building relationships of trust and collaborates with clients to develop plans tailored to their personal needs. Ben has been with Fidelity Investments since 2020, progressing through roles including Customer Relationship Advocate, Investment Solutions Representative, Investment Consultant, and Investment Solutions Representative III before assuming his current position in 2024. His experience spans various client-focused and investment-related roles within the company. He holds insurance licenses in Arkansas and California.

Nisha Bhandary is a financial advisor with J.P. Morgan Securities in Frisco, TX, holding Series 63 and Series 66 licenses and having 16 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2010. Outside of her financial services career, she was involved with Saivi Shree, LLC, operating under the name Embroid It, during 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program is non-discretionary, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Michelle Hall is a financial advisor with LPL Financial in Frisco, TX, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She previously worked at Brennan Wealth Advisors and FSC Securities Corporation. In addition to her advisory work, she is an author. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and extensive operational resources.

Della Prather is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding a Series 66 designation and 19 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously spent nine years at Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Tracie Guyer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 26 years of industry experience. She previously worked at PFS Investments Inc and Primerica Financial Services. Guyer is also a notary and operates a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Traci Steelman is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has four years of industry experience. Prior to her current role, she worked at Frank Storm CPA and Tailored Wealth Management. She serves as an acting trustee for a family trust managing a farm estate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary investment consulting supported by analytical tools, with specialized services in municipal and public finance as well as employer retirement plan advisory programs.

David Test is a financial advisor with Cetera Wealth Services, LLC, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He previously worked at Avantax and Northwestern Mutual Investment Management. Outside of his advisory work, he serves on the board of Emily’s Place, a nonprofit focused on ending domestic violence, and is a group fitness instructor at local community centers. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing assets for more than 10,000 advisors nationwide.

Mary Martha Pickens is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Merrill since 2009 and also maintains a long-standing affiliation with Bank of America. Outside of her advisory role, Pickens is involved in several nonprofit organizations, including serving as co-chair of the Cattle Baron's Ball for the American Cancer Society and holding board positions with the Crystal Charity Ball, The Retina Foundation, and Community Partners of Dallas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Moore is a financial advisor with LPL Financial, holding a Series 66 registration and bringing six years of industry experience. Prior to joining LPL Financial in 2025, he worked at NEXT Financial Group and BKM P.C. He has also been involved with organizations such as the Eugene Emeralds and Northwest Collegiate Ministries. Moore owns RL Moore Enterprises, LLC, an entrepreneurial venture based in Eugene, Oregon. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor resources and technology.

Rohan Garg is the Resident Director and Wealth Management Advisor at Merrill Lynch, where he works with business owners, serial entrepreneurs, and corporate executives, particularly those undergoing significant financial transitions such as the sale of a business or a major liquidity event. He leads a select team serving the uniquely successful and business owners through the lifecycle of their business, focusing on providing clarity and actionable plans that align with clients' long-term legacy goals through his proprietary framework, Personal Wealth Analysis®. With a professional background in financial services since 2013 and tenure at Bank of America / Merrill since 2015, Rohan brings expertise in areas including college education planning, divorce transition planning, liquidity management, personal retirement planning, portfolio management, small business strategies, socially responsible and ESG investing, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Bachelor's Degree from the University of Texas System and maintains multiple professional designations including Certified Financial Planner (CFP), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond his client work and leadership role at Merrill Lynch's Galleria office, Rohan is involved in professional and community organizations such as the Financial Planning Association and American Society of Engineers of Indian Origin. He serves on the leadership boards of the Asian Leadership Network and as Co-Chair of Bank of America's Asian Business Council, contributing to inclusion and professional growth within the organization. His community involvement includes mentoring students within Frisco ISD and delivering financial education through Bank of America's Better Money Habits® program across the Dallas-Fort Worth area. Rohan is fluent in Hindi, Urdu, and English and is personally interested in antiquing, baseball, basketball, music, reading, running, spending time with family, volleyball, and yoga.

Andrew Liss is a Financial Consultant at Fidelity Investments, a role he has held since 2021. He has been with Fidelity Investments since 2014, serving in various capacities including Investment Consultant, Relationship Manager, Fixed Income Specialist, and roles focused on retirement and investment solutions. His career spans over 11 years in the financial services industry. Andrew is a Certified Financial Planner (CFP4) and holds an Arkansas Insurance License. He partners with clients to develop comprehensive financial plans, emphasizing trust and integrity in his practice. Andrew is committed to helping clients work towards their financial goals while ensuring they feel confident and informed about their financial decisions.

Grace Ku is a financial advisor with UBS Financial Services in Plano, TX, holding a Series 66 designation and 16 years of industry experience. Her career includes roles at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities Inc., where she has worked since 2010. UBS Financial Services serves individual, corporate, and institutional clients through a broad range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment strategies to client goals and risk tolerances.

Amy Legate is a CFP® professional with 23 years of experience in the financial services industry. She is currently associated with LPL Financial and has previously worked at Ameriprise Financial Services and 360 Wealth Management. Her career includes multiple tenures at LPL Financial and experience with Cfo4 Life, L.P. Amy is also a licensed notary in the state of Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms while supporting advisors with a range of discretionary and non-discretionary investment strategies.

Cristian Marceleno is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 65 designations and possessing one year of industry experience. His prior roles include positions at Fisher Investments, Charles Schwab & Co., Inc., and Altruist Financial, LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and primarily investing in Vanguard funds and ETFs.

Amanda Lepla is a CFP® professional with seven years of experience in the financial services industry. She is currently with Raymond James Financial Services Advisors, Inc. and affiliated entities, having previously worked at Fidelity for several years. Outside of advisory work, she is involved with Bell & Valente, a non-investment related support company in Plano, Texas. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Matthew King is a Senior Financial Advisor at Merrill Lynch Wealth Management. He is a partner of Loftus & King Wealth Management, where he oversees business development efforts, manages client communication, and analyzes wealth management strategies. Prior to joining Merrill Lynch Wealth Management in 2011, Matthew was an investment advisor at Fidelity Investments, serving non-profit and for-profit organizations as well as business owners. His professional approach emphasizes helping clients preserve and grow capital, providing clear explanations of investment opportunities, market conditions, and portfolio returns. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Matthew earned a double major in Investment Finance and Real Estate Finance from the University of Arkansas in Little Rock. He resides in the DFW area with his wife and two children, enjoys spending time outdoors with his family, and is an active member of his church.

Steve Herrmann is a financial advisor at UBS Financial Services with 42 years of industry experience. He has been with UBS since 2010 and holds a Series 63 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining model-based asset allocations and proprietary research to tailor financial plans. The firm operates with a broad platform that includes institutional trading, wealth management, and capital markets services.

Swaroop Agrawal is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has worked in various roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. prior to his current position. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven strategies with portfolios built mainly from Vanguard funds and ETFs, emphasizing scalability and digital delivery.

Rosie Dabbaghi is a financial advisor at J.P. Morgan Securities in Plano, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. She has worked at J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2017 and was previously employed at Woodforest National Bank. Outside of her advisory role, she is a managing member of H17H LLC, an e-commerce business selling home and kitchen products on Amazon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized due diligence process that uses both quantitative and qualitative research.

Lorena Boyd is a financial advisor at Morgan Stanley in Plano, TX, holding Series 63 and Series 65 credentials with 26 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and advanced planning tools to support client financial plans.