Cynthia O’Neal is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has worked at Merrill since 2000 and joined UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Joshua Dowd is a financial advisor with UBS Financial Services in Houston, TX, holding Series 66 and Series 63 designations and having eight years of industry experience. Prior to joining UBS in 2020, he served four years in the United States Marine Corps with the Department of Defense. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to alternative products. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client strategies.

Andrea Hendon is a financial advisor with J.P. Morgan Securities LLC holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Merrill and Edward Jones. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Ritchie Nuncio is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2019 and previously spent six years at Merrill. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Bott is a financial advisor with Cetera, holding the PFS™ and Series 63 designations and bringing 38 years of industry experience. His prior work includes long tenure at Avantax Advisory Services and its related entities, along with experience at Coopers & Lybrand. Outside of his advisory role, he serves as Vice President at Kenwood & Associates, PC CPA's, focusing on tax preparation and accounting. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, overseeing more than $256 billion in assets through over 10,000 advisors.

Rebecca Norman is a financial advisor with Equitable Advisors in Katy, TX, holding Series 63 and Series 66 credentials and seven years of industry experience. She has worked with Equitable Advisors since 2020 and previously spent four years at TIAA. Norman is also involved with Flodder Financial Group. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, and institutional investors, offering financial planning, broker-dealer services, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and provides a mix of discretionary and non-discretionary advisory services.

Lisa Washington is a financial advisor with LPL Financial, holding a Series 63 designation and 35 years of industry experience. She previously worked at Waddell & Reed, Inc. and various insurance carriers over a 32-year period before joining LPL Financial in 2021. Outside of her advisory role, she is an agent for a non-variable insurance business serving clients in their homes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by research and model portfolios, with both discretionary and non-discretionary management options.

Rodney Ambrose is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 63 designation and bringing 38 years of industry experience. He has worked at Morgan Stanley since 2009 and at Citigroup Global Markets since 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Karen Trekell is a financial advisor at Cetera with 18 years of industry experience. She holds a Series 66 designation and has worked at Cetera Advisors LLC since 2013 and Duffy, Cardwell, Clark & Clarke since 2018. Outside of her advisory work, she is a co-owner and partner in LatherUp, LatherMeUp, a soap-making business involved in internet sales and craft fairs. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform with various program options and custodial relationships.

Yaqi Li is a financial advisor with J.P. Morgan Securities in Sugarland, TX, holding Series 63 and Series 66 designations and bringing nine years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Li worked at Bank of America/Merrill Lynch and AIG. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, delivering asset-allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis.

Sandy Janki is a financial advisor with Ameriprise in Katy, TX, holding a Series 63 designation and 28 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory work, she serves as President of the SomBas Wellness Foundation. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, utilizing a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to generate personalized recommendations.

Patrick Ward is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2026. He initially joined Fidelity in 2011 and has progressed through various positions within the company, including Financial Representative, Investment Consultant, and Financial Consultant. As Branch Leader since 2023, Patrick focuses on fostering a culture of excellence, collaboration, and inclusion within his branch. Throughout his tenure at Fidelity, Patrick has supported his team in developing their skills and growing their business while encouraging autonomy in their approaches. He collaborates with other leaders and stakeholders across the organization to drive strategic initiatives and enhance Fidelity's competitive position.

Frank Diamond is a financial advisor with Fidelity Investments, holding a Series 66 credential and based in Houston, TX. He has one year of industry experience, with prior roles including work on several political campaigns and involvement with Congregation Beth Israel. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across diverse investment vehicles.

Jacob Anderson is a CFP® with 17 years of experience in the financial advisory industry. He is currently with Ameriprise Financial Services, LLC and previously worked at Equitable Advisors and AXA Advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning with a written Recommendation Report and ongoing advice.

Robert Bishop is a financial advisor at UBS Financial Services in Houston, TX, with 31 years of industry experience. He has been with UBS since 2003 and holds a Series 63 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad range of capital markets and lending services.

Alvin Zheng is a financial advisor at Wells Fargo Clearing in Houston, TX, holding a Series 66 designation with two years of industry experience. Prior to joining Wells Fargo in 2026, he worked at Morgan Stanley from 2024 to 2026 and Deloitte from 2021 to 2023. He also spent five years in full-time education before starting his finance career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large team of advisors and uses research-backed approaches including diversification and modern portfolio theory to evaluate investment options.

Ashish Mathews is a CFP®-certified financial advisor with 16 years of industry experience. He is currently with OSAIC since 2023, having previously worked at FSC Securities Corporation for 14 years. Mathews also owns a sole proprietorship that provides sales and service support for disability, life, and health products. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and managed-account solutions.

Alyssa Gonzales is a Planning Consultant who collaborates with Financial Consultants and clients to develop personalized financial plans tailored to individual goals and circumstances. She focuses on building strong relationships with clients and their families, emphasizing reliability, transparency, and competency in her work. Her professional experience includes roles at Fidelity Investments, where she served as a Financial Representative from 2023 to 2025 and as a Relationship Manager from 2025 to 2026.

John Varick is a financial advisor at Cambridge Investment Research Advisors with 26 years of industry experience. He holds Series 63 and Series 65 designations and has been with Cambridge since 2013. Outside of his advisory work, he volunteers annually at the Houston Livestock Show and Rodeo. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals, utilizing a range of portfolio management strategies and platforms tailored to client needs.

John Fry is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including seven years at Oppenheimer prior to joining Cambridge in 2016. In addition to his advisory role, Fry serves as an independent insurance agent specializing in health and life insurance and is involved with Synergy Wealth Management in a marketing and agent capacity. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients including individuals, institutions, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing tailored strategies across multiple platforms with both proprietary and third-party model options.