Jose Garcia is a financial advisor at J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 65 designations. He began his career in the financial industry in 2026 after working in various roles in the automotive and payment solutions sectors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Cesar Castelo Jr. is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at notable firms including J.P. Morgan Securities, Chase Investment Services, and Wells Fargo Investments. He has been with Morgan Stanley since 2013, serving in both the Private Bank and Smith Barney divisions. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides a range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning supported by proprietary tools and serves clients with a comprehensive suite of investment and planning services.

Larry Sklar is a financial advisor with LPL Financial in Houston, TX, holding Series 63 and Series 66 licenses and 42 years of industry experience. He previously worked at Next Financial Group Inc for 18 years and 1717 Capital Management Company for six years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a network of over 22,800 advisors.

Colin Welch is a financial advisor at Edward Jones in Webster, TX, holding a Series 66 designation with over a decade of experience. Before joining Edward Jones in 2026, he worked at Link Crude Resources for four years and AET, Inc for nine years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Justin Griffin III is a Series 66-registered financial advisor with Merrill in Houston, TX. He has held positions at Merrill, Merrill Lynch, and Bank of America since 2024, with prior experience at Werner Firewood and Clear Companies. His background also includes four years at Texas A&M University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America’s broader platform allows access to various financial products and services beyond typical advisory offerings.

Trevor Pickett is a financial advisor at Raymond James Financial with four years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services Advisors, Inc. since 2022. Prior to this, he was employed at Pinebrook Wealth Strategies and T-Mobile. Outside of advising, he is an associate at Velonix Wealth, where he is responsible for trade entry, transaction review, portfolio research, and related tasks. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports advisory programs across a large network of advisors.

Jane Pham is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 13 years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 24 years before joining Morgan Stanley in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.

Risher Randall Jr. is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including service at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as an officer and board member of the Kiwanis Club in Houston. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with specialized services such as estate planning and access to private funds.

Phyllis Johnson is a financial advisor at Cetera with 29 years of industry experience. She holds a Series 63 designation and has been associated with Cetera since 2015. In addition to her work at Cetera, she is involved in multiple financial services businesses, including ownership roles in Kirven Wealth Strategies and Inclusive Financial Services. Cetera Investment Advisers LLC serves a broad client base that includes individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various program and custody options.

Federico Rojas is an International Wealth Advisor with Merrill Lynch Wealth Management, based in the Houston Galleria office. He has been in his current role since 2001 and has worked as a Financial Advisor since 1997. Federico holds a Master's degree from Tulane University and a Bachelor's degree from Universidad de Costa Rica. He holds the Professional Investment Advisor (PIA) designation. Outside of his professional work, Federico spends time with his wife and three children and enjoys playing tennis and golf.

Nico Ditges is a CFA® charterholder with 24 years of industry experience, all of which have been with Edward Jones since 2002. He holds a Series 63 license and is based in Houston, TX. Outside of his advisory role, he receives income from an installment sale of residential property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds.

Barbara Harmon is a Series 66-licensed financial advisor at Ameriprise with 14 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations and offers a broad range of advisory, brokerage, and insurance solutions.

Juan Romo is a Private Wealth Advisor with Merrill Private Wealth Management. In his role, he provides personalized investment advisory services to high-net-worth clients. He holds the professional designation of Personal Investment Advisor (PIA). Juan earned a Bachelor's Degree from Arizona State University and completed a Master of Business Administration (MBA) at the Thunderbird School of Global Management.

Travis Batts is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2014. He is based in Houston, TX. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutions. The firm offers a variety of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Marcel Hamburger is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. His career includes positions at Citigroup Global Markets and Hilltop Securities Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Frank Hegr is a financial advisor at Morgan Stanley with nine years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Banking and Morgan Stanley Smith Barney LLC since 2018. Prior to that, he worked at Capital One Advisors and Capital One Investing, and also spent a year at Southern Methodist University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and risk modeling techniques.

Spencer Clift is a Financial Advisor based in Dallas, providing strategic guidance for affluent professionals and families. He works with clients approaching retirement to develop personalized strategies aimed at helping them pursue their financial goals with confidence. His expertise includes family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and tax minimization. Spencer takes the time to understand each client's unique circumstances to offer tailored advice, combining resources from Merrill Lynch Wealth Management and Bank of America. He holds a Bachelor's Degree from Bryant College and the Personal Investment Advisor (PIA) designation. Outside of work, Spencer enjoys camping, golfing, hiking, and reading.

Lancelot Lee is a financial advisor with Raymond James Financial in Houston, TX, holding the ChFC® designation and Series 63 license, with 26 years of industry experience. Prior to his current role, he worked at Sunamerica and its affiliated entities for eight years. Outside of his advisory work, he serves on the Planning and Zoning committee for the City of Spring Valley Village, providing input on local land use and zoning matters. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm focuses on tailored, non-discretionary planning and consulting using risk profiling and modeling tools, supporting clients through various advisory programs and specialized offerings such as municipal advisory and SIMPLE IRA Employer Advisory services.

Logan Mitchell is a Series 66-licensed financial advisor with Morgan Stanley, based in Houston, TX, with seven years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. He also has prior experience working with Howard University and Mustard Seed International Charities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools to model outcomes but does not provide individual security recommendations as part of standalone planning services.

Steele Arthur is a CFP®-credentialed financial advisor with 19 years of industry experience, currently with Edward Jones since 2024. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities LLC from 2022 to 2024, and Ameriprise Financial Services, Inc. from 2010 to 2022. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.