Chelsea Smith is a financial advisor at Cetera with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Merrill and JP Morgan Securities LLC. She is based in San Antonio, TX. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors. The firm serves a range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering various portfolio management and financial planning solutions.

Brian Mattson is a financial advisor with Primerica Advisors in San Antonio, TX. He holds Series 65 and Series 63 licenses and has two years of industry experience. In addition to his work in financial services, Mattson has been involved with South Texas Radiology Imaging Centers since 2008. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate clients, and charities. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services primarily through model-driven investment strategies provided by third-party managers.

Lee Edwards is a financial advisor at OSAIC with eight years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Securities, Cetera, and Cetera Financial Specialists. Edwards is also the owner of Lee Edwards CPA PLLC, where he provides tax preparation services. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools, risk assessments, and automated rebalancing across a range of investment options.

Deborah Martinez is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2009, alongside a longstanding association with Bank of America dating back to 1989. Martinez maintains a Texas real estate license, though she does not actively engage in real estate activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Johnni Bradley is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning his financial services career in 2013 at Bank of America, he has developed expertise in areas including executive compensation, family wealth management strategies, legacy planning, and tax minimization. Johnni and his team provide clients with comprehensive strategies tailored to individual investment objectives and risk tolerance, utilizing Merrill Lynch's open architecture platform that incorporates a range of investment managers and model portfolios. Johnni holds multiple professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is also recognized as a qualified Senior Portfolio Advisor and holds Merrill Lynch's Portfolio Manager designation, enabling him to manage investments on a discretionary basis. A graduate of the University of Missouri-Columbia, Johnni applies his knowledge to help clients align their financial resources with their personal values and goals. Residing in San Antonio, Texas, Johnni is involved in various community organizations such as Communities in Schools of San Antonio, NAACP, Phi Beta Sigma Fraternity, Inc., San Antonio Food Bank, and UNCF. He volunteers through his local church and serves as a mentor for local high school students. Johnni enjoys spending time with his family and engages in personal interests including basketball, genealogy, golfing, rock climbing, running, and tennis.

Waleed Khan is a financial advisor with LPL Financial, holding the Series 63 and Series 65 licenses and possessing 13 years of industry experience. His professional background includes roles at Generations Community Federal Credit Union, CUSO Financial Services, and BBVA entities, among others. He is involved with Generations Investment Group, an LPL-affiliated business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ray Patterson is a CFP® with 27 years of experience in the financial industry, currently serving at Wells Fargo Advisors since 2025. He previously worked at Wells Fargo Clearing from 2016 to 2025 and Wells Fargo Advisors LLC from 2009 to 2016. Patterson has ownership interests in two financial-related businesses in San Antonio, including Hughston Financial, LLC and Patterson Breig Wealth Partners LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with clients able to choose how to implement recommendations through various brokerage or advisory programs.

Derrick Hall is a financial advisor at Edward Jones with eight years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2017. Prior to joining Edward Jones, he had brief roles at Millennium Exploration, LLC, The Champion Group, Inc., and Bluebonnet Motors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

Jennifer Owen Wnuk is a financial advisor with UBS Financial Services in San Antonio, TX, holding Series 63 and Series 66 designations and 20 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management, combining institutional trading capabilities with wealth management services.

David Matthews is a CFP®-certified financial advisor with 22 years of experience, currently practicing at Ameriprise since 2021. His prior roles include positions at Broadway Wealth Solutions, Securities America, and SWBC Investment Services. He also maintains outside employment as a financial advisor with Randolph Brooks FCU. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver these services through a centralized consulting team in partnership with client advisors.

Julian Mathews is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has worked with MassMutual and its subsidiaries since 2021. Outside of his advisory role, Mathews serves on the board of directors for Students of Service, a nonprofit focused on supporting students and the community. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of planning programs and educational seminars, emphasizing collaborative, goal-based financial advice.

Tory Devore is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1993. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Adriana Estevez is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Outside of her advisory role, she operates a sole proprietorship unrelated to investment activities. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning processes supported by firm-approved tools and methodologies.

Jose Velasco is a financial advisor at Equitable Advisors with 14 years of industry experience and holds a Series 66 designation. He has worked at Equitable Advisors and its predecessor Axa Advisors since 2011. Velasco serves as a trustee for his mother. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers advice through a network of Investment Adviser Representatives, offering both firm programs and referrals to third-party asset managers.

Alfredo Garza III is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Antonio, TX, holding a Series 66 designation and 19 years of industry experience. He has been with Raymond James and affiliated entities since 2015. Garza also serves as an associate at Security Service Investment Group. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Susanne Serna is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2015. She is also affiliated with Security Service Federal Credit Union and participates in the Security Service Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Candace Burkett is a financial advisor with Raymond James & Associates in San Antonio, TX, holding Series 63 and 66 licenses and 17 years of industry experience. She has worked at several notable firms, including Morgan Stanley, Citigroup, and JPMorgan Securities. Burkett is also the sole proprietor of Arrowhead Bookkeeping, LLC, an accounting and bookkeeping business. Raymond James & Associates is a large dually registered broker-dealer and investment adviser serving a broad client base, including individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a nationwide adviser network and a diverse range of portfolio management styles.

Javier Acosta Geraldino is a financial advisor with Edward Jones in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at CITIGROUP and JPMorgan Chase. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Jose Monterroso is a financial advisor at Fidelity with four years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Fidelity, Monterroso held roles at Brick House and Garden Bar and Bistro. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a diverse range of mutual funds, ETFs, and ETPs.

Michael Garza is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with three years of industry experience. Before joining Edward Jones in 2022, he worked at Vogt Auctions for one year and managed Cristina's Coins & Jewelry, Inc. for over three decades. He is also the owner of Boogie Bear Invitations, LLC, a party invitation and decor business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions with a nationwide network of over 23,700 advisors.