Joshua Moody is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Prior to his current roles, he worked at Costco Wholesale from 2015 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Alan Pederson is a financial advisor with Osaic Wealth, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has 29 years of industry experience. Since 2014, he has worked with SagePoint Financial. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers a broad range of brokerage and advisory services, portfolio construction tools, and access to third-party money managers and wrap programs.

Stephen Pessagno is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and having nine years of industry experience. His prior work includes roles at Bank of America, Merrill, and JP Morgan Chase & Co. He has been with Morgan Stanley and its Private Bank since 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

George Vargas is a CFP® certificant with 14 years of industry experience, currently serving as an advisor at Vanguard Advisers in Scottsdale, AZ. His prior roles include positions at TD Ameritrade and USAA financial planning services. He is also an employee of The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Joyce Barden is a financial advisor at Edward Jones in Phoenix, AZ, holding a Series 66 designation with eight years of industry experience. She has been with Edward Jones since 2018 and previously spent 24 years at DeVry University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a broad range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

William Moren is a CFP® professional with 32 years of experience at The Vanguard Group, Inc., where he has worked since 1994. He holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Outside of his advisory role, he acts as a limited agent for family members' investment matters. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Jason Harrison is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various capacities since 2011. Outside of his advisory role, he is involved as an owner and partner of LP208 LLC, a private real estate holding. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm offers non-discretionary advice through a select group of Wealth Advisors and incorporates an ESG eligibility framework in its investment recommendations.

Kevin Clements is a financial advisor at Morgan Stanley with 18 years of industry experience. He previously worked at Charles Schwab for 14 years before joining Morgan Stanley in 2018. Outside of finance, he is involved in music production and owns a clothing business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Kristin Mavis is a financial advisor at OSAIC with 18 years of industry experience and holds a Series 66 designation. She previously worked at Lincoln Financial Advisors and Lincoln Financial Securities Corporation for a combined 15 years before joining OSAIC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managed-account solutions to construct portfolios across a wide range of investment types.

Will Garnaas is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. His prior roles include positions at The Vanguard Group, J.P. Morgan Chase & Co., and Sidecar LLC. He has also worked in various capacities outside finance, including at Grand Canyon University and local country clubs. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, with options for tax-aware features and customization.

Stephane Louis is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His career includes 20 years at Charles Schwab and nine years at Bank of America and Merrill, both since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Addy LaRue currently serves as a Wealth Management Planning Consultant at Fidelity Investments. In this role, Addy collaborates with advisors and leverages Fidelity's resources to develop and implement financial engagement strategies tailored to the unique needs and goals of clients and their families. Addy has been with Fidelity Investments since 2018, progressing through various roles including Customer Experience Associate, Financial Representative, Relationship Manager, and Planning Consultant before assuming the current position in 2023. This experience has contributed to a comprehensive understanding of wealth management and client service. Outside of professional responsibilities, Addy has interests in concerts, lakes, music, pets, reading, and traveling.

Christine Jacot is a financial advisor at Vanguard Advisers with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Vanguard Advisers since 2019, following roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. She also serves as a trustee for an immediate family member’s investment. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs, delivering scalable digital solutions through a large advisory team.

Darby Maley is a financial advisor with Fidelity Investments in Scottsdale, AZ, holding Series 63 and Series 66 credentials and nine years of industry experience. Prior to joining Fidelity, Maley worked at the University of Arizona from 2013 to 2017. Darby Maley works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios composed of mutual funds, ETFs, and ETPs.

Yolanda Rodriguez is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at RBC Capital Markets and Zions Capital Advisors. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base—including individuals, institutions, and municipal entities—and offers financial planning, investment consulting, and institutional fiduciary services.

Joshua Jackson is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors in 2023, he spent nine years working in the Cahokia Unit School District #187. Outside of his advisory role, he owns Holdin' Mine Own LLC, a ticket resale and yield farming business. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and third-party managers.

Robert Stuber is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Advisors for 13 years. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, investment advisory services, and access to multiple advisory platforms and third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary accounts across a wide range of investment products.

Linda Charvonia is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory work, she manages a rental property in Scottsdale, Arizona. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory approach is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Carmen Richards is a financial advisor at Osaic Wealth Inc. based in Scottsdale, AZ, with two years of industry experience. She holds the Series 66 designation and previously worked at Edward Jones for eleven years. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and investment advisory services and employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios with a range of investment options.

Fred Genge is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 66 designation and has worked at Advisor Group since 2013 before joining OSAIC in 2023. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services through multiple platforms, utilizing asset-allocation tools and automated rebalancing to manage portfolios comprising a broad range of securities.