Connor Rosser is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 designations and five years of industry experience. He has been affiliated with Charles Schwab since 2020 and concurrently operates the Rosser Law Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Nicholas Fieldson is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2010. Outside of his advisory work, he is also active as a musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolios and third-party asset management, supported by a large network of advisors and extensive operational tools.

Micah Davidson is a financial advisor at Thrivent Investment Management with credentials including Series 63 and Series 65 licenses. He began his advisory career in 2025, with prior experience at Trinity Wealth Securities, LLC and Florida Financial Advisors DBA Four Corners Financial Advisors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of financial topics without implementing recommendations directly. The firm combines holistic, goal-based analyses with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separation between planning and portfolio management services.

Walter Bigelow is a financial advisor at Charles Schwab with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Charles Schwab & Co., Inc. since 2017, including a role at Charles Schwab Bank, SSB. Prior to his financial career, he was employed at Eddie V's Seafood Restaurant and Arizona State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Kathryn Prescott is a financial advisor at Fidelity with 18 years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021, with prior roles at Charles Schwab and USAA Financial Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, fund advisory services, and model portfolios.

Forrest Holland is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. His prior work history includes roles at Morgan Stanley, Yelp, and Arizona State University. Outside of his advisory duties, he is involved in video game streaming and operates a retail sales business on eBay. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm supports a range of investment strategies through various custody platforms and proprietary models under the Founders Gate Capital brand.

Andrew Walle is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. His prior roles include positions at Moser Marriott PLLC, RW Baird, and Mirabella, as well as work outside the financial sector. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing a multi-asset model portfolio approach supported by centralized supervisory and custody services.

Carrine Langley is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Securities. Outside of finance, she has been involved in photography and co-owns a charcuterie catering business, The Grazing Slate, as well as operating a sound healing and wellness venture called Pause for Life. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Jonathan Vanderwerff is a CFP® professional with 12 years of industry experience, currently serving at Charles Schwab & Co., Inc. in Phoenix, AZ. His prior roles include positions at My Financial Coach, A-Advantage Tax and Financial Services, and Northwestern Mutual, among others. Vanderwerff holds Series 63 and Series 66 licenses in addition to his CFP® designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, leveraging multi-asset model portfolios and an integrated operational structure.

Jeffrey Ellish is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 63 designation and 27 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Outside of his advisory role, Ellish owns a publishing company, Little Wing Publishing, and serves as Treasurer on the Board of Directors for All Saints' Episcopal Church. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides detailed retirement income planning and ongoing advice focused on tax-aware withdrawal strategies and dependable income sources.

Emmanuil Kandinov is a financial advisor at Cetera with 15 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Cetera in 2019, he worked at Foresters Financial Services and Foresters Advisory Services LLC. He is also the owner of Emmanuil Kandinov LLC, an independent business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, providing access to various investment strategies and program structures.

Christopher Armenta is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has previously worked at USAA Investment Services Company and USAA Life Insurance Company. Outside of his advisory role, he is involved with the Church of God for the Nations in Phoenix, where he participates as a worship team member providing musical support. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kevin Krestan is a CFP® professional with 43 years of industry experience, currently serving at Charles Schwab in Phoenix, AZ since 2012. He previously worked at Arizona Christian University in 2016. Outside of his advisory role, he is a Reserve Deputy Sheriff with the Maricopa County Sheriff's Office. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and alternative investment options.

Sarah Marson is a Senior Vice President, Senior Financial Advisor, and Portfolio Manager with Merrill Lynch Wealth Management. She is a founding member of The Hersh/Marson Group, an all-women advisory team that serves high-net-worth individuals, entrepreneurs, company founders, and families. Sarah's work focuses on helping clients navigate financial complexity with clarity, discipline, and confidence to achieve long-term financial goals. With more than a decade of experience, Sarah provides highly personalized guidance supported by the global capabilities of Merrill Lynch Wealth Management and the banking and credit resources of Bank of America and Bank of America Private Bank. She employs an intentionally consultative approach, beginning with a thorough understanding of each client's goals and circumstances before designing integrated financial strategies. Collaboration with clients' outside professionals—including estate planning, tax, and transactional advisors—is encouraged to ensure comprehensive service. Sarah holds a Bachelor of Science degree in Economics from Bridgewater State University and is a member of the Bridgewater State Alumni Association. Originally from Massachusetts, she currently resides in Arizona with her husband Louis and their three children. In her personal time, Sarah enjoys spending time with her family and watching baseball.

Carl Richardson is a financial advisor at Charles Schwab with 30 years of industry experience. He has been with Charles Schwab since 1996 and holds Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by the Schwab Center for Financial Research.

Dipen Patel is a CFP®-designated financial advisor with UBS Financial Services in Phoenix, AZ, where he has worked for 24 years. He is also a member of the Global Chamber of Phoenix, an organization focused on promoting business activity and global trade in Arizona. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans according to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad platform that includes custody, underwriting, and capital markets operations.

Nicholas Hunter is a financial advisor at Charles Schwab with 12 years of industry experience. He has held roles at USAA Investment Management Company and various USAA Financial Services entities from 2007 to 2020. Outside of his advisory work, he is a co-owner of a business engaged in financial management, tax filing, tech support, and video editing. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its integrated wrap fee programs. The firm combines non-discretionary advice with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by its research and due diligence capabilities.

Bryce Houdeshel is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2023, with prior roles at LPL Financial and Wells Fargo. He is affiliated with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers discretionary and non-discretionary advisory services.

David Bown is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services, Questar Asset Management, and Mass Mutual Investors Services. Outside of his advisory role, he owns a sole proprietorship that produces a Christian radio show focused on Bible lessons, personal empowerment, and success strategies. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services with a range of portfolio management options and access to multiple third-party money managers.

Anthony Kong is a financial advisor at Cetera with 25 years of industry experience and holds a Series 66 designation. He has previously worked at firms including Avantax Investment Services and 1ST Global Advisors and is also the owner of Kong & Associates CPA's. Kong is involved as Vice President of PK Charities Inc., where he participates in charitable fundraising and decision-making for organizational support. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and consulting services through a multi-manager platform combining affiliated and third-party strategies, managing over $256 billion in assets across more than 10,000 advisors.