Eric Doyel is a financial advisor at Morgan Stanley in Las Vegas, NV, holding a Series 66 designation with one year of industry experience. Prior to his advisory role, he has been employed at Excalibur Hotel & Casino under MGM Resorts since 2012. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services under both direct client agreements and corporate financial planning arrangements.

Minnie Wong is a financial advisor at Merrill with 21 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2005 and concurrently at Bank of America, NA since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Milholen is a CFP® with 32 years of industry experience, currently affiliated with Fidelity in Las Vegas, NV. His tenure at Fidelity includes roles since 2011 across various divisions, including Fidelity Personal and Workplace Advisors and Fidelity Investments. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a proprietary investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including fund advisory and model portfolio delivery for intermediary platforms.

Raquel Madison is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Francis Mc Laughlin is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A./Merrill Lynch and the Clark County School District. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities under the J.P. Morgan brand.

Grant Redmond III is a financial advisor with J.P. Morgan Securities in Henderson, NV, holding Series 63 and Series 66 licenses and 11 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., and Allstate Financial Services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Keith Lund is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 designation and 21 years of industry experience. He has worked at LPL Financial since 2011 and previously spent seven years at Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Daniel Fritzler is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds the Series 66 designation and has worked with Thrivent Financial for Lutherans since 2012. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning without discretionary trading authority, allowing clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Sean Mcginness is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at CUSO Financial Services, L.P. and T. Rowe Price. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Patrick Maj is a Certified Financial Planner® with 17 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2017 and spent one year at JPMorgan Securities LLC prior to that. He is based in Las Vegas, NV. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Linnette Stauffer is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has been with Cambridge Investment Research since 2015. Outside her advisory role, she is also employed by the Adam Udy Group in Las Vegas. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Kyle Lum is a CFP®-credentialed financial advisor with 20 years of industry experience. He is currently with Osaic Wealth Inc and has held prior roles at firms including Pruco Securities, LLC, Prudential Insurance Company of America, and MassMutual Life Insurance Company. Lum is also the owner and managing member of Parity Capital Financial LLC, where he provides financial advice to individuals. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services along with financial planning, retirement consulting, and access to third-party money managers. The firm employs a variety of tools and platforms to construct and manage portfolios, supporting both discretionary and non-discretionary accounts.

Rotarnah Seung is a financial advisor with Thrivent Investment Management in Las Vegas, NV, holding a Series 66 designation and four years of industry experience. Prior to joining Thrivent, Seung held positions at several firms including Bankers Life and Casualty and Sun City Financial. Seung serves on the national board of directors for Omega Delta Phi, a brotherhood organization focused on camaraderie and mutual support. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning that covers a broad range of topics, with an option to combine planning and managed-account services under a consolidated billing program called WealthPlan.

Linda Cruz is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. She has previously worked at Avantax Advisory Services and maintains her role at Strategize Wealth Management Group. Cruz serves as a board member of the Maryland Twilight Homeowners Association, where she assists with community governance and financial policies. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party and affiliated investment managers.

Nicholas Lymangrover is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 65 designations and eight years of industry experience. He has worked at Ameriprise since 2017 and previously held a position at Lee's Discount Liquor. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides clients with tailored recommendation reports and ongoing tax-aware withdrawal strategies.

Mihaela Luminita Dogaru is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works as part of an advisory team focused on serving the wealth management needs of affluent families, senior corporate executives, business owners, and tax-exempt organizations in the Wilmington, Delaware area and the greater Philadelphia metropolitan region. David Plaza, Mihaela's husband, is noted for his extensive experience in wealth management strategies that include asset management, retirement and estate planning, risk management, alternative investments, and specialized lending. While Mihaela’s specific professional background and credentials have not been detailed here, she is professionally aligned with Merrill Lynch Wealth Management, a firm known for comprehensive financial advisory services. Additional information regarding Mihaela's education, professional designations, community involvement, and personal interests was not provided.

Lilia Ramirez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. She has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 1999. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lawrence Cervantes is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Carl Johnsen is a financial advisor at UBS Financial Services with 29 years of industry experience. He has been with UBS since 2013 and holds Series 63 and Series 65 credentials. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocation tailored to client goals and risk tolerances.

Robert Disman is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His prior work includes six years at Investment Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to project potential outcomes, supporting clients through advisory programs and partnerships.