Kyle Rayder is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and six years of industry experience. His prior work includes positions at Equitable Advisors, AXA Advisors, and running the Rayder Law Firm. He also serves as a relationship manager in life and health insurance sales through Lenox Advisors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including educational seminars and event-driven planning services such as estate settlement and divorce planning.

Andrew Yoon is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Fidelity Brokerage Services, JP Morgan Chase Bank, and Bank of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Wei Chen is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Morgan Stanley since 2014, including over 11 years at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he owns and manages rental properties in Encinitas, California. Morgan Stanley Wealth Management provides a wide range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing structured planning tools without offering individual security recommendations in standalone plans.

Michael Rodriguez is a financial advisor at Fidelity with Series 66 and Series 63 registrations and four years of industry experience. He previously worked at Wells Fargo for two years and Chase Bank for thirteen years before joining Fidelity in 2026. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment process combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing systematic methodologies and oversight controls.

Vicky Rangsuebsin is a financial advisor with Ameriprise in Arcadia, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is a co-owner of Pumpkin Spice Latte, LLC. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that includes written Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory services and provides a broad range of brokerage and insurance solutions through its affiliated companies.

William Petro is a financial advisor at LPL Financial with 35 years of industry experience. He holds the Series 63 designation and has worked previously at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, J.P. Morgan Securities, and Chase Investment Services Corp. He is also associated with Foothill Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a broad range of investment strategies through a large network of advisors and offers various financial planning and institutional platforms.

Maria Lourdes B Chua Reyes is a financial advisor with Cetera, holding Series 66 and Series 65 credentials and five years of industry experience. Her work history includes roles at Cetera Investment Services LLC, East West Bank, CTBC Bank, and San Pasqual Fiduciary Trust Company. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program platforms and third-party money managers.

Luis Martinez is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been practicing since 2012. With over 13 years of experience in the financial services industry, Luis specializes in managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, and retirement income. He focuses on aligning clients' current and future financial needs with their goals, offering guidance on education planning, retirement planning, and estate planning strategies. He collaborates closely with clients' estate planning attorneys to provide comprehensive advice. Luis earned a Bachelor of Arts degree in Economics from California State University, Long Beach. He holds the Professional Investment Advisor (PIA) designation and communicates fluently in both English and Spanish. In addition to his professional work, Luis has contributed time and effort to fundraising initiatives for the Children’s Hospital of Los Angeles. He has been married for over ten years and is a father of three children. Luis's personal interests include basketball, dancing, music, painting, and spending time with his family.

Lee Gonzalez is a financial advisor with LPL Financial in Los Angeles, CA. He holds the Series 66 designation and has nine years of industry experience, including ten years with LPL Financial since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Gloria Lou is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities since 2013, including a previous tenure at JPMorgan Chase Bank, N.A., and seven years at CitiGroup. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary advisory program focuses on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Donna Wegmann is a financial advisor with Merrill in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Merrill since 2009, following prior roles at Banc of America Investment Services and Wells Fargo Clearing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of individual and institutional clients.

Kyu Ho Lee is a financial advisor with MassMutual Investors Services in Los Angeles, holding a Series 66 designation and having two years of industry experience. His work history includes roles at MassMutual Life Insurance Company/Credence Financial Group, MML Investors Services, LLC, and Bank of America. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs analytical tools such as Monte Carlo simulations and automated asset-allocation software to support collaborative annual planning engagements.

Parisa Gohari is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. Her prior work includes roles at Merrill Lynch, Wells Fargo Bank, and positions outside the financial sector such as caregiving and rideshare services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios across a broad investable universe.

Alison Huang is a financial advisor at Morgan Stanley in Los Angeles, holding a Series 66 designation with four years of industry experience. She previously worked at First Republic Securities Company and First Republic Investment Management. Prior to her financial career, she attended Vanderbilt University and taught at Xiamen No.1 High School of Fujian. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including customized financial planning that utilizes firm-approved tools and models, and manages approximately $2.74 trillion in client assets.

Michael Nguyen is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 2008. Outside of finance, he is involved in photography through a business he co-owns with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Ohan Chorekchyan is a financial advisor at Raymond James & Associates with 16 years of industry experience. He previously worked at Merrill and Bank of America, N.A. for nine years each. Chorekchyan holds Series 63 and Series 65 licenses. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that serves a wide range of clients including individuals, institutions, and municipalities. The firm provides tailored financial planning and consulting services, utilizing various portfolio management styles and research resources while maintaining primarily non-discretionary relationships with clients.

Connie Rodriguez Garcia is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 66 registrations and bringing 24 years of industry experience. She previously worked at Merrill, Banc of America Investment Services, Inc., and Citigroup Global Markets. Outside of her advisory role, she founded a professional networking group focused on supporting and educating local women professionals. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 advisors and offers both brokerage and advisory solutions.

Michael Yang is a CFP® with 23 years of experience in the financial services industry. He has worked at Mass Mutual Investors Services since 2017 and previously at METLIFE SECURITIES Inc. He is also the CFO and owner of DoOn Asset Inc. MML Investors Services, LLC, where he is based, is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Erica White is a CFA® charterholder with 10 years of industry experience. She currently works at J.P. Morgan Securities and JPMorgan Chase Bank, NA, having previously spent seven years at Clifford Swan Investment Counsel. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG considerations.

Jonathan Goldstone is a financial advisor at Wells Fargo Advisors in Pasadena, CA, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been associated with Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2003. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a comprehensive planning menu and integrates advisory services with banking and other financial products.