Julie Marxen is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 66 designation and has worked at various Fidelity entities since 2017, as well as at Bank of America and Merrill between 2014 and 2017. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Robert Beamer is a financial advisor with LPL Enterprise holding a Series 66 designation and six years of industry experience. His prior roles include positions at Thrivent Financial and UCLA, and he currently holds teaching and administrative roles at California State University Channel Islands and Pepperdine University. Outside of financial advising, he is also active as an artist and musician and volunteers with UCLA Anderson and Kids and Families Together. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through its network of investment adviser representatives. The firm primarily uses model-driven investment implementation and offers financial planning, third-party asset management access, and insurance products through affiliated entities.

Raffi Kardzair is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he provides customized investment advice and financial services to high and ultra high-net-worth clients. Drawing from experience that began with UBS in 2007, Raffi joined Merrill Lynch in 2009 and has since focused on tailored wealth management solutions that consider clients’ risk tolerance, time horizons, liquidity needs, and overall investment goals. His areas of expertise include sound investment management, retirement and estate planning, real estate lending, and life insurance strategies. Before transitioning to financial services, Raffi served as a Senior Economist with the United Nations Development Program in Beirut, advising the Lebanese Treasury on international Eurobond issuance, debt, and public finance management. Concurrently, he lectured in Financial and Cost Accounting at Haigazian University. Raffi holds a Master’s degree in Money and Banking (now Financial Economics) from the American University of Beirut and a Bachelor’s degree in Business Administration from Haigazian University. He is a Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Raffi is involved in several professional and community organizations, including Haigazian University Alumni USA, the Western Diocese of the Armenian Church, World Vision Armenia, and YMCA Glendale. He speaks Arabic, Armenian, and English. Outside of work, Raffi enjoys basketball, photography, traveling, and spending time with his family.

Serge Melkizian is a financial advisor at Raymond James Financial with 24 years of industry experience. He holds the Series 66 designation and has been with Raymond James Financial Services Advisors, Inc. since 2013. Outside of his advisory work, he serves as the president of the board for the nonprofit Cancer Support Community Greater San Gabriel Valley. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through advisory programs and other providers.

Matthew Roxbury is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. Prior to his advisory role, he co-owned ASSH Construction Inc., a small construction company specializing in Solatube skylight products, and works part-time as a bartender at Rattlers BBQ. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority.

Charles Hahn is a financial advisor with LPL Financial in Burbank, CA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at Invest Financial Corp., Logix FCU, CUSO Financial Services, Bancwest Investment Services, and Banc Of America Investment Services. Hahn is also involved with Logix Financial Services, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research tools and oversight of substantial discretionary assets.

Peyton Lindman Marshall is a Series 66-licensed financial advisor at OSAIC in Glendale, CA, with one year of industry experience. Prior to joining OSAIC, Marshall held roles at Osaic FA, Inc., Ministerio de Educacion in Spain, and Lincoln Financial Group. Outside of financial services, Marshall has experience working with the Santa Barbara Girls Lacrosse Association and Westmont College. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supporting various managed account strategies and third-party manager selections.

Pamela Riet is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. She previously worked at Prudential Equity Group, LLC from 2000 to 2003. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Luis Cuevas is an Investment Consultant at Fidelity, where he focuses on helping clients make informed decisions about their financial futures. He brings over ten years of industry experience and a thorough understanding of financial markets, investment strategies, and risk management to his role. Before joining Fidelity in 2024, Luis held several positions including Financial Solutions Advisor at Merrill Lynch and Merrill Financial Solutions Advisor from 2018 to 2024. He also worked as a Registered Associate at Morgan Stanley and a Registered Representative at Ameriprise Financial. Luis holds a California Insurance License. Outside of his professional work, Luis enjoys baseball, fishing, golf, music, outdoor adventures, and traveling.

Fredrick Levy is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill. Outside of his advisory role, he serves as a board member at Deerlake Ranch HOA in Valencia, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Dominick Stillo II is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with Wells Fargo since 2016 and previously worked at Prudential Equity Group, LLC from 2001 to 2003. He is a silent partner in his spouse’s yoga instruction business. Wells Fargo Advisors is a large national securities firm providing investment advisory services, financial planning, and retirement plan consulting to a broad client base, including individuals, corporations, and institutional organizations.

Tercel West is a Series 66 licensed financial advisor with eight years of industry experience. He is currently affiliated with LPL Financial and Partners Federal Credit Union and has previous experience at firms including Ameriprise, Edward Jones, and Favor Wealth Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Javier Valenzuela is a financial advisor at Cambridge Investment Research Advisors with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Centaurus Financial, OneAmerica Securities, and Equitable Advisors. In addition to his advisory role, he is involved in independent insurance agency activities and serves as president of Concourse Financial Group and First Protective Insurance Group. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies under the Founders Gate Capital brand.

Cole Edwards is a financial advisor with Cetera in Valencia, CA, holding a Series 66 designation and two years of industry experience. He has previously worked with Avantax entities and maintains private consulting activities through his own firms, providing tax preparation, bookkeeping, and consulting services. Edwards also serves as an internal audit and financial advisory consultant at Protiviti Inc. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, financial planning services, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Abigail Ryan is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds a Series 66 designation and has worked at Merrill and JPMorgan Chase Bank, N.A. Outside of her advisory role, she owns and manages a rental property. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The program uses a centralized due diligence process and incorporates a range of strategies, including ESG eligibility frameworks.

Henry Liang is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and having two years of industry experience. Prior to joining Wells Fargo in 2025, he worked at Wilmington Trust for three years and Zen Private Wealth Advisors, Inc for eleven years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Lukas Richards is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Gelfand, Rennert & Feldman, Monarch Plan Advisors, and Cal State University Northridge, among other roles. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using proprietary tools and emphasizes an advisory role in financial planning.

Chad Kruger is a financial advisor at Morgan Stanley with 15 years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by proprietary tools and analysis.

Patrick Batac is a Series 66-licensed financial advisor at J.P. Morgan Securities with three years of industry experience. He has been with J.P. Morgan Securities since 2023 and has a prior history at JPMorgan Chase Bank, N.A. dating back to 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process incorporates systematic quantitative screening, qualitative research, and an ESG eligibility framework.

Noah Klein is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing eight years of industry experience. He has been with Ameriprise since 2017, including time at both Ameriprise Financial Services, Inc. and Ameriprise Financial Services, LLC. Prior to his advisory career, he worked in creative campaigning and the solar industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual planning advice focused on retirement income sources and tax-aware withdrawal strategies.