Erik Sahakian is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Halluminate Inc, Rapidx Labs Inc, and Ernst & Young LLP. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Taylor Cutcliff is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and seven years of industry experience. His work history includes roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A., as well as prior positions at Seton Hall University, Susquehanna International Group, and Envestnet. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Clark Neel is a CFP® with 32 years of industry experience and has been with Edward Jones since 2006. He is based in Moorpark, CA, and holds Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large national network of financial advisors and branch offices.

James Horney is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2023, following three years at Equitable Advisors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management functions, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Paul Vanacker is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 1998 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he serves on the Board of Directors for InheRET. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans based on clients’ goals and risk tolerances.

James Delgado is a financial advisor with Wells Fargo Clearing in Westlake Village, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with Wells Fargo since 2016. Outside of his advisory role, Delgado works as a personal running coach and is employed part-time at a golf shop servicing customers with golf equipment and repairs. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets across more than 14,000 advisors.

Serj Arutyunyan is a CFP® with 15 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of finance, he provides in-home supportive services to his disabled mother-in-law. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Earl Robinson is a financial advisor with LPL Financial in Thousand Oaks, CA, holding Series 63 and Series 66 credentials and bringing 42 years of industry experience. His prior roles include positions at Lincoln Investment, Capital Analysts, Incorporated, and Sun Life of Canada. Outside of his advisory work, he is involved in non-variable insurance through Earl C. Robinson & Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services with discretionary and non-discretionary management supported by model portfolios and research from internal and third-party sources.

Anthony Velarde Jr. is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and previously worked at Premier America Credit Union and LPL Financial. Velarde also operates Velarde Wealth Partners, a non-investment-related business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting aligned with client goals.

Eduardo Mora Donato is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previous work experience at SURA Asset Management and several academic institutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs along with retirement plan consulting and brokerage services, supported by model portfolios and research from both internal and third-party sources.

Eric Silvestre is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Western International Securities, J.P. Morgan Chase Bank, and J.P. Morgan Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Lars Jorgensen is a financial advisor with Ameriprise in Thousand Oaks, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in independent insurance brokering. Ameriprise offers a retirement-income planning service geared toward individuals near or in retirement who meet certain asset criteria, providing tailored written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation overseen by committees to deliver these recommendations, primarily for assets held in Ameriprise-managed accounts.

Daniel Khoury is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing and CitiBank prior to joining his current firm. Outside of finance, he has experience working at California Lutheran University and Urbane Cafe. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations for its clients.

Scott Hansen is a CFP® certified financial advisor with 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank. Outside of his advisory role, he serves as a baseball umpire for Little League District 63 in Ventura, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment menus, serving institutional clients with tailored solutions.

Jordan Swift is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing customized financial planning services to individuals, families, and business owners. He focuses on areas such as education planning, family wealth management strategies, liquidity management, retirement planning, philanthropic planning, portfolio management, investment strategy, tax minimization, and retirement income. Jordan began his career at Bank of America in 2008 before moving to Merrill Lynch Wealth Management in 2010, and subsequently joining the Bachman-Herron group in 2014. He holds a bachelor's degree in applied mathematics from the University of California, Channel Islands, and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Residing in Simi Valley, California, Jordan spends his free time exploring the state with his wife Elizabeth and their son Ezekiel. He is also active in his local church and enjoys outdoor activities and sports such as basketball, camping, chess, golfing, hiking, music, skiing, traveling, and volleyball.

Bobbi Barbera is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 30 years of industry experience. Her prior roles include positions at Waddell & Reed, various insurance carriers, and involvement with Women In Insurance & Financial Services and Naifa. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

David Lazar is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has a background that includes over two decades at Avantax and his own accounting firm, Lazar and Company Certified Public Accountants, which provides tax preparation and accounting services. Outside of his advisory role, he serves as president of CPayroll, Inc. and holds board responsibilities for Guardians of RHD, where he manages financial recordkeeping and tax preparation. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services delivered through a multi-manager platform that combines affiliated and third-party managers across various program structures and custodial relationships.

Blake Behunin is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 66 license and eight years of industry experience. He is also affiliated with Householder Group Estate and Retirement Specialists, LLC, where he provides administrative services. Additionally, Behunin manages Sunset Wealth Management, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Alexander Ary is a financial advisor with Wells Fargo Clearing in Thousand Oaks, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America, Merrill, EZ-NetTools, and Brigham Young University - Idaho. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Oscar Rodriguez is a Financial Consultant at Fidelity Investments, where he focuses on cultivating and maintaining client relationships with individuals and their families. He collaborates with clients to help them understand their financial goals and aspirations using a broad range of financial tools and resources. He has held various roles in the financial services industry, including positions as a Private Client Banker at JP Morgan Chase, Wealth Advisor Associate at Morgan Stanley, Relationship Banker at JP Morgan Chase, and Personal Banker at Wells Fargo. His professional experience spans from 2006 to the present, covering multiple aspects of banking and wealth advisory services. Oscar holds a California Insurance License. Outside of his professional work, he has interests in baseball, football, soccer, swimming, and traveling.