Sean Connors Sr. is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 65 and Series 63 designations and has previously worked at Northwestern Mutual Investment Services LLC, DiversyFund, and FBN Securities, along with periods of self-employment. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets under management through a network of over 23,700 advisors and offers a range of advisory programs, discretionary and non-discretionary strategies, as well as affiliated mutual funds and trust services.

Marisa Ford is a financial advisor with Cambridge Investment Research Advisors in San Diego, CA. She holds the CFP® designation and Series 66 license, with nine years of industry experience. Prior to joining Cambridge Investment Research Advisors, she worked at LPL Financial, Lucia Capital Group, and Sprott Global Resource Investments Ltd. Outside of her advisory role, she volunteers as a coordinator for Beauties for a Cause USA and serves as treasurer for the League of Conservation Voters San Diego. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports various management platforms and proprietary model strategies under the Founders Gate Capital brand.

Arezu Ajodani is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and over one year of industry experience. She has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Darmel Fernandez is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Keller Williams. Outside of finance, he has experience in the food and entertainment industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing model portfolios consisting of mutual funds, ETFs, and ETPs.

William Friess is a financial advisor at Osaic with 48 years of industry experience. He holds a Series 66 credential and has previously worked at Woodbury Financial Services, Inc. and Mony Securities Corporation. Friess is also the owner of Friess Consulting Group, where he coaches financial services professionals and is involved in fixed insurance product sales. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of brokerage and advisory services through a multi-advisor platform, with an investment process focused on model-based asset allocation and portfolio optimization.

John Loehr is a financial advisor with Edward Jones in Santee, CA. He holds the Series 66 designation and has eight years of industry experience, including two years at GAF prior to joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and access to separately managed accounts, and operates under a fiduciary standard.

Catherine Edwards is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 63 designation and bringing 38 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning using firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and Corporate Financial Planning agreements.

Hana Jo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Bank of America, N.A. since 2023 and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016. Outside of her advisory role, she serves as a co-trustee of The J-A Family Trust in San Diego. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individual, high-net-worth, corporate, and charitable clients, supported by internal and third-party investment management teams.

Jennifer Werve is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has worked at various Morgan Stanley affiliates since 2009. Outside of her advisory role, she is involved in an investment-related bookkeeping business based in San Diego. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Victoria Horowitz is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in personalized financial planning, tax-efficient wealth strategies, and smart portfolio management tailored to clients' long-term goals and evolving financial landscapes. Her approach is relationship-driven, focusing on understanding each client's individual goals, values, and concerns to build effective financial plans. Victoria holds a Bachelor's Degree from the University of Texas at Dallas and has earned professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). She is actively involved in professional and community organizations such as Better Money Habits, the Junior League of San Diego, and has served as President of the Women Exchange San Diego Chapter. Her community involvement extends to organizations like Doors of Change San Diego, Food Bank San Diego, as well as participation in events including the Genesis Invitation Golf Tournament and the Hoag Classic Golf Tournament. Outside of her professional commitments, Victoria enjoys activities such as cooking, hiking, reading, running, spending time with family, swimming, tennis, traveling, writing, and yoga.

John Fieberg Jr. is a financial advisor with Edward Jones in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Edward Jones since 1998. Outside of his advisory role, he is involved with WaveMaker 360 Health III, an early-stage private health care company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Gerad Mowrey is a Certified Financial Planner® with 27 years of experience, currently associated with LPL Financial and Summit Financial Group in La Mesa, CA. He has worked with LPL Financial since 2000 and with Summit Financial Group since 2016. Outside of his advisory work, he is involved in tax preparation and accounting through Summit Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Paul Solorzano is a Certified Financial Planner (CFP®) with 35 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Aegis Consulting, Commonwealth Financial Network, and Lincoln Financial Advisors. In addition to his advisory work, he owns solo2000 LLC, a private entity that supports his advisory business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of services, including financial planning, model portfolio programs, and institutional platforms, supported by technology and research resources.

Ramiro Gomez Rincon is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Ramiro earned his High School Diploma/GED from Universidad La Salle.

Mateo Zoroza Larcade is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals to develop personalized financial strategies that align with their goals, values, and stages of life. His services encompass areas such as investment management, retirement planning, and guiding clients through financial decisions related to life's unexpected events. Mateo holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor of Science in Engineering from Arizona State University. He communicates with clients in both English and Spanish.

Connor Frey is a financial advisor at UBS Financial Services with Series 66 certification and one year of industry experience. He holds a Bachelor of Science degree from the World Bachelor in Business program, completed across Università Bocconi, Hong Kong UST, and the University of Southern California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor plans according to client goals and risk tolerances.

Nadeene Itani is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. She has worked at both Merrill and Bank of America since 2012. Outside of her advisory role, she is a co-owner of a family rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Austin Gilbertson is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has held various roles, including positions at Pace University and involvement with GMC Basketball Academy, LLC. Gilbertson’s background includes both financial services and educational environments. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, providing a broad range of offerings including fee-based financial planning and portfolio management.

Norberto Frassa is a CFP® and Series 66 credentialed advisor with Morgan Stanley in La Jolla, CA, bringing 21 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to assist in financial decision-making.

Joleen Rose is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney LLC since 2022. Prior to this, she was with LPL Financial, LLC and Northwestern Mutual Investment Services LLC. Outside of advising, she is involved with Triangle Holdings LLC, a property management business in San Diego. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and serves a broad client base with a range of investment programs.