Timothy Wright is a CFP®-certified financial advisor with eight years of industry experience, currently with LPL Financial. His prior roles include positions at PNC Investments and J.P. Morgan Securities. Outside of his advisory work, he is involved with Outside Wealth LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jee Eun Decker is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2026, she worked at Bank of America, Merrill, Wells Fargo, LPL Financial, and Lucia Management Co LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative and qualitative research through a centralized manager solutions team and offers broader derivatives and commodities capabilities compared with many institutional advisory programs.

Jerwin Paz is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing, J.P. Morgan Securities, and Chase Investment Services Corp. His current roles include positions at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Thomas Kokjohn is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including work with Morgan Stanley Private Bank, National Association. He is based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Blake Muchnick is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2026. Prior to this role, he held positions as an Investment Consultant and Planning Consultant at Fidelity Investments from 2023 to 2026. Blake's professional experience also includes roles as a Business Development Associate at Gottlieb Wealth Management and Integrated Partners, as well as an internship at Centura Wealth Advisory. He holds a California Insurance License, supporting his ability to provide comprehensive financial guidance. Blake focuses on partnering with clients and their families to develop tailored financial strategies that align with their objectives and preferences, utilizing the resources available at Fidelity. Outside of his professional endeavors, Blake enjoys golf, skiing, soccer, traveling, and volunteering.

John Prokos Jr. is a financial advisor with LPL Financial based in San Diego, CA. He holds a Series 63 designation and has 39 years of industry experience. He has worked with firms including Lucia Securities, LLC and RJL Wealth Management, LLC. Outside of his advisory roles, he has been involved with the YMCA of Boca Raton. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Harrison Bickmore is a Financial Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as an Investment Consultant from 2024 to 2025 and as a Financial Representative from 2023 to 2024 within the same organization. He holds a California Insurance License. Harrison focuses on detailed financial planning for his clients, emphasizing areas where they can achieve savings and work toward their desired life goals. He particularly enjoys analyzing complex financial challenges faced by individuals. Outside of his professional work, Harrison engages in activities such as gardening, golf, reading, and scuba diving.

Kelly Rosenthal is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 credentials and 10 years of industry experience. Prior to joining Wells Fargo in 2018, Rosenthal worked at Origin Tax and Financial Services and US Bank NA. Outside of financial advising, Rosenthal co-owns K&J Ventures LLC, a business involved in buying and selling clothes, shoes, video games, and DVDs online. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to a broad range of clients, including individuals, corporations, and institutions. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options, offering both brokerage and advisory solutions.

Amy Violante is a financial advisor at OSAIC with 17 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation, Ameriprise Financial Services, Inc., and MSI Financial Services, Inc. She serves as co-trustee of her father's living revocable trust, assisting with cash flow and investment decisions. OSAIC provides brokerage and advisory services to a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment process with options for discretionary and advisor-managed strategies, supported by a broad multi-advisor platform.

Brian Lundberg is a financial advisor with Edward Jones in San Marcos, CA, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019, following prior roles at Diversyfund and Rich Uncles LLC/Brix Invest. Outside of his advisory work, Lundberg has ownership in rental properties managed through a third party. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large national presence with approximately 23,701 financial advisors and over $1 trillion in assets under management.

Calvin Chambers is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. His previous roles include positions at Bank of America, Merrill, Transamerica Financial Advisors, and World Financial Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across various planning topics. The firm enables clients to combine these planning services with managed accounts through its WealthPlan option while maintaining separate planning and portfolio management functions.

Joshua Nelson is an Investment Consultant at Fidelity Investments, where he partners with clients and their families to develop and implement personalized financial plans aligned with their financial goals. He employs a three-step process that includes understanding the client and their family, analyzing their holistic financial picture, and implementing the plan in an accessible manner. Joshua has been with Fidelity Investments since 2020, progressing through roles as a Financial Representative, Relationship Manager, Planning Consultant, and currently as an Investment Consultant. He holds a California Insurance License. Outside of his professional work, Joshua enjoys family activities, exploring food, and participating in football and golf.

Kyle Malig is a financial advisor with Fidelity Investments in San Diego, CA, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Sprouts Farmers Market and Boys & Girls Clubs of Carlsbad. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research and quantitative analysis to construct model portfolios drawn from mutual funds, ETFs, and ETPs, and it serves multiple registered investment companies with a focus on systematic portfolio construction and oversight.

Asaf Savion is a Wealth Management Senior Relationship Manager at Fidelity Investments, serving self-directed ultra-high net worth clients in the San Diego area. He focuses on providing responsive and knowledgeable service, connecting clients with subject matter specialists within Fidelity to ensure comprehensive access to resources and information. Asaf has been with Fidelity Investments since 2012, advancing through roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Senior Relationship Manager in Private Wealth Management. He holds a California Insurance License. Outside of his professional responsibilities, Asaf enjoys comedy, family activities, fitness, movies, and music.

Michael Muehl is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, National Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Karen Dhuyvetter is a CFP® with 23 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2014. She holds the Series 66 designation and operates out of San Diego, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of advisory and brokerage offerings, utilizing proprietary capital market assumptions and research to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, including fee-based financial planning, discretionary portfolio management, and access to capital markets and lending programs.

Kenneth Abady is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes prior roles at Morgan Stanley, Citigroup Global Markets, and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations.

Marty Presser is the Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2013. Over the years, he has progressed through various roles including Financial Representative, Investment Consultant, and Regional Relationship Manager, bringing a comprehensive perspective to his current position. Marty leverages Fidelity's tools and resources to deliver tailored financial planning experiences aimed at achieving clients' financial peace of mind. His professional background encompasses a range of financial advisory roles that provide him with expertise in investment consultation and client relationship management. Marty holds a California Insurance License, which supports his capability in offering insurance-related financial guidance. Outside of his professional pursuits, Marty enjoys engaging in activities such as exploring different cuisines, following football, socializing with friends, and traveling.

Irina Harichkova is Vice President and Financial Consultant at Fidelity Investments, where she has worked since 2013. She has held progressively responsible positions within the firm, including Financial Representative, Investment Consultant, Financial Consultant, and currently Vice President. Her role focuses on wealth planning and assisting clients with important financial decisions. Irina is licensed as an insurance professional in California. She emphasizes integrity and building lasting relationships with clients to support their financial goals, always prioritizing their interests. Outside of her professional responsibilities, Irina enjoys activities such as spending time at the beach, comedy, family activities, skiing, traveling, and caring for pets.

Adam Vale Cruz is a Series 66 licensed financial advisor at Edward Jones in San Diego, CA, with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors and 15,000 branch offices.