Jeffrey Feinberg is a financial advisor with LPL Financial in Carlsbad, CA, holding Series 63 and Series 65 licenses and 38 years of industry experience. His prior work includes roles at Wells Fargo Advisors, Morgan Stanley, and Piper Sandler. Feinberg was also associated with A Street Financial Advisors, Inc. from 2022 to 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing various investment strategies and technology tools, and oversees over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Amy Violante is a financial advisor at OSAIC with 17 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation for eight years and Ameriprise Financial Services, Inc. for six years. She serves as co-trustee of her father's living revocable trust, assisting with cash flow and investment decisions. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm employs a range of asset-allocation tools and portfolio construction techniques to manage diverse investment accounts on both discretionary and non-discretionary bases.

Brian Lundberg is a financial advisor with Edward Jones in San Marcos, CA, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019, following prior roles at Diversyfund and Rich Uncles LLC/Brix Invest. Outside of his advisory work, Lundberg has ownership in rental properties managed through a third party. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large national presence with approximately 23,701 financial advisors and over $1 trillion in assets under management.

Calvin Chambers is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. His previous roles include positions at Bank of America, Merrill, Transamerica Financial Advisors, and World Financial Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across various planning topics. The firm enables clients to combine these planning services with managed accounts through its WealthPlan option while maintaining separate planning and portfolio management functions.

Asaf Savion is a Wealth Management Senior Relationship Manager at Fidelity Investments, serving self-directed ultra-high net worth clients in the San Diego area. He focuses on providing responsive and knowledgeable service, connecting clients with subject matter specialists within Fidelity to ensure comprehensive access to resources and information. Asaf has been with Fidelity Investments since 2012, advancing through roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Senior Relationship Manager in Private Wealth Management. He holds a California Insurance License. Outside of his professional responsibilities, Asaf enjoys comedy, family activities, fitness, movies, and music.

Michael Muehl is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, National Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Marty Presser is the Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2013. Over the years, he has progressed through various roles including Financial Representative, Investment Consultant, and Regional Relationship Manager, bringing a comprehensive perspective to his current position. Marty leverages Fidelity's tools and resources to deliver tailored financial planning experiences aimed at achieving clients' financial peace of mind. His professional background encompasses a range of financial advisory roles that provide him with expertise in investment consultation and client relationship management. Marty holds a California Insurance License, which supports his capability in offering insurance-related financial guidance. Outside of his professional pursuits, Marty enjoys engaging in activities such as exploring different cuisines, following football, socializing with friends, and traveling.

Celia Garcia is a Series 63 licensed financial advisor with 40 years of industry experience. She has worked at LPL Financial since 2023 and previously spent 26 years at Wedbush Morgan Securities Inc. Garcia operates a financial advisory business under a DBA for her LPL affiliation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a large network of advisors and advanced operational tools.

Adam Vale Cruz is a Series 66 licensed financial advisor at Edward Jones in San Diego, CA, with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Melissa Dominguez is a financial advisor at Ameriprise in Carlsbad, CA, holding a Series 66 designation with three years of industry experience. She has been with Ameriprise since 2017 and previously worked at Hollister Co. from 2013 to 2017. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement, typically with at least $1 million in net investable assets. The firm offers a range of advisory, brokerage, and insurance solutions through affiliated companies, utilizing a centralized retirement-income consulting team that combines research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

Peter Mondero is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm‑approved tools and modeling techniques.

Alin Frentzen is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services for five years before joining Raymond James in 2020. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Rodrigo Oliva is a financial advisor at Ameriprise with 26 years of industry experience. He holds a Series 66 designation and has been with Ameriprise in various capacities since 2005. Outside of advising, he is a co-owner of NJ2CA, LLC, a business unrelated to his financial advisory role. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Alexander Kaiser is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and nine years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides planning services that emphasize structured discovery and scenario modeling.

Heather Hill is a financial advisor at Charles Schwab with 14 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab since 2013, including roles at Schwab Wealth Advisory and Charles Schwab Premier Bank. Prior to Schwab, she was with Edward Jones for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a large, integrated operational structure.

Tyler Slavin is a Wealth Management Advisor and Portfolio Manager with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2014 and manages custom portfolios tailored to his clients' individual needs. Tyler specializes in areas such as retirement income planning, wealth building strategies, company retirement plans, and tax minimization techniques. His client service model emphasizes communication, goal tracking, portfolio management, and personalized advice. Tyler holds a Bachelor's Degree in Finance from San Diego State University. He earned the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc. He also holds the Certified Investment Management Analyst® designation through the Investments and Wealth Institute and the CERTIFIED PLAN FIDUCIARY ADVISOR® designation through NAPA. Prior to joining Merrill Lynch, Tyler spent several years working in banking. Outside of his professional pursuits, Tyler resides in Rancho Peñasquitos with his wife Kayleigh and their two children, Owen and Harper. He enjoys activities such as mountain biking, running, hiking, and paddle boarding. Tyler also participates in community volunteering, reflecting the Merrill tradition of serving the communities where they work.

Mark Armstrong is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 44 years of industry experience. He has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, with over 15 years at Morgan Stanley-related entities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering discretionary plan-level investment management that includes a broader set of financial products than many large institutional advisers.

Natalie Chappius is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in advising high-net-worth individuals and business owners. She focuses on financial and tax minimization strategies, retirement income planning, estate planning services, and portfolio management. With over 20 years of experience in the financial services industry, Natalie also collaborates with a Wealth Management Lending Officer from Bank of America, N.A. to incorporate home financing solutions into clients’ overall financial strategies. In her role as a Senior Portfolio Advisor, she manages custom investment strategies on a discretionary basis, selecting from Merrill Lynch model portfolios and third-party investment options. Natalie attended California State University, Long Beach, where she was a recipient of the Presidents Academic Scholarship. She holds FINRA registrations including the Series 7 (General Securities Representative) and Series 66 (Uniform Combined State Law Examination), as well as licenses with the California Department of Insurance to offer Life Insurance, Annuities, and Long Term Care products. Additionally, she has earned the Certified Plan Fiduciary Advisor® (CPFA®) designation. Natalie is also recognized as a Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Residing in 4S Ranch with her husband Michael and their two children, Natalie is actively involved in community service, including volunteering and fundraising with the National Charity League. Her client-centered approach emphasizes creating personalized financial strategies to help clients pursue their goals.

Mark Robert Holland is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his financial career in 1986 and joined Merrill Lynch in 2004. Mark focuses on personal retirement planning, individual and corporate investment strategy, and retirement income, working with clients who have long-term goals. He holds a Bachelor's Degree from Pomona College and professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Born and raised in the San Diego area, Mark is married with two grown children. Outside of work, he enjoys gardening, hiking, reading, and spending time with his family.

Payam Haghani is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and five years of industry experience. He previously worked at Bank of America, Lyft, Uber, and other firms before joining J.P. Morgan Securities. Outside of his advisory role, he is the owner of Persian Dreams, an online retail store specializing in art crafts from around the world. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.