Mohammad Ali Sepehrnia is a financial advisor with LPL Financial, holding Series 66 and Series 63 designations and eight years of industry experience. His prior roles include positions at Wells Fargo Clearing Services and BMO Harris Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with both discretionary and non-discretionary strategies across diverse asset classes.

Jeffrey Cheng is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc., Wall Street Financial Group, Inc., and Ameriprise. He also solicits and sells fixed annuities, term life insurance, and health insurance as part of his professional activities. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, supporting a range of managed account strategies and third-party manager programs.

Wesley Rowlands is a financial advisor with LPL Financial in Irvine, CA, holding Series 65 and Series 63 designations and nine years of industry experience. He previously worked at Voya Financial Advisors and Professional Financial Services. Outside of his advisory role, Wesley is an author and educator, having written the book *How To Make $100K Out of College* and running an online personal growth education business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Tammy Welch is a financial advisor with Stifel in Irvine, CA, holding a Series 63 designation and 34 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2011 and previously at UBS Financial Services and Citigroup Global Markets. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

Brandon Blanchard is a CFP® professional with 12 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He holds the Series 66 designation and is based in Irvine, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sulaiman Mayel is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2015. His prior experience includes roles at Citigroup Global Markets, Morgan Stanley DW Inc., and Chase Investment Services Corp. Outside of his advisory work, he is involved in property management, acquisition, and rehabilitation through a private real estate business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team and incorporates ESG considerations in its recommendations.

Marianne Ehlers is a financial advisor at Osaic with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Lincoln Financial Advisors and several insurance-related firms. She serves as Director of Education for the Scope Institute, a nonprofit offering educational events to business owners in Orange and Los Angeles counties. Osaic Wealth provides a multi-advisor platform serving retail and institutional clients, including high-net-worth individuals, retirement plan sponsors, charities, and corporations. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, leveraging proprietary tools and multiple program options across brokerage and advisory services.

Kelaiah Doby is a financial advisor with J.P. Morgan Securities in Tustin, CA, holding Series 63 and Series 66 credentials and 17 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2022, Doby worked at TD Ameritrade and Scottrade for over a decade. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates broader derivatives and commodities capabilities.

Ronald Brandalise is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with LPL Financial since 2002. Outside of his advisory role, he works part-time as a real estate agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management solutions including access to model portfolios, third-party asset management, and institutional platforms.

Joyce Averna Horn is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. She holds Series 65 and Series 63 designations and has worked at firms including Payden & Rygel and JPMorgan Chase Bank. Horn serves as a board member of WISE Investors, a nonprofit focused on educating girls and women about personal finance and careers in finance. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, delivering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Robert Amatore is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked with Cetera and Cetera Financial Specialists LLC since 2007 and previously spent three years at Quantum Sales LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with discretionary and non-discretionary program options across diverse account structures.

Jesse Clark is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been with Cetera and its related entities since 2008. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers across multiple program structures.

Russell Reinsch is a financial advisor with Stifel in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2011. Stifel serves a broad client base, including individual, institutional, and municipal clients, offering both brokerage and advisory services with a proprietary investment methodology developed by its Investment Strategy Group. The firm provides a range of planning and allocation services intended as a foundation for client decisions, with clients maintaining discretion over implementation.

Kelley Bonucci is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. She has been with Wells Fargo since 2016 and previously worked at Crowell, Weedon & Co. in 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions across a broad client base.

Mark Pappas is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and over 31 years of industry experience. He has been with LPL Financial since 2018 and previously worked at Signator Investors, Inc. from 2016 to 2018. Pappas is also involved with a financial services and insurance business under his name in Costa Mesa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a large network of advisors.

Ronald Oliver Jr. is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2013. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning.

Jessica Harris is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 credentials and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 2015. Outside of her advisory role, she serves as a notary public in Irvine. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and integrates research and analytics to guide its investment approach, providing both brokerage and advisory solutions.

Chelse Vande Bossche is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, she worked for twelve years at Dr. Martin Luther King Jr. Middle School in the SBCUSD. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Sichen Li is a financial advisor with Edward Jones in Chino Hills, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Prior to joining Edward Jones in 2025, Li worked at Transglobal Advisory, Globalink Securities, and Transglobal Insurance Agency, focusing on life insurance and annuities through Overflow Financial Management, where he served as CEO. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a large national network of advisors and branches. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Shelby Hallford is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside of her advisory role, Shelby serves as a gymnastics judge for NAWGJ, an activity she has been involved with since 2008. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to support its recommendations, which may include ESG considerations and broader derivatives capabilities.