Wilson Kwok is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank since 2010. He is based in San Jose, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to support its investment approach.

Wayne Peterson is a CFP® and ChFC® with 42 years of experience in the financial services industry. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he serves on the Leadership Team of St. Timothy's Lutheran Church in San Jose, CA. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning that covers a wide range of topics without including implementation. The firm combines planning with managed-account services under the WealthPlan platform but does not provide institutional portfolio management.

Graham Bruce serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, a role he has held since joining the firm in 2003. Originally from Scotland, Graham relocated to California in 2002 and has since focused on helping clients develop disciplined financial strategies aimed at achieving both long- and short-term goals. His expertise encompasses education planning, legacy planning, managing new wealth, retirement income, tax minimization, portfolio management services, and socially responsible investing. Graham's approach emphasizes wealth planning and asset preservation, striving to simplify complex financial topics for his clients. His experience spans various market conditions, equipping him to guide clients through diverse financial environments. Professional designations held by Graham include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He attended the University of St Andrews and earned a High School Diploma from Firrhill High School. In addition to his professional activities, Graham is involved with the Second Harvest Food Bank. He balances his career with personal interests such as billiards, boxing, hiking, ice hockey, music, singing, soccer, and spending time with his family.

Sharon Chen is a financial advisor with LPL Enterprise, holding a Series 66 designation and based in San Jose, CA. She has recently transitioned into financial advising with LPL after working at Moody's for four years and Wells Fargo Bank for sixteen years. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable organizations. The firm utilizes model-driven investment implementation and provides access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Paul Lukas is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 40 years of experience in the financial services industry. He specializes in distribution options from employer-sponsored retirement plans, retirement income strategies, estate planning needs, and tax minimization. Paul also provides guidance on college education planning, divorce transition planning, family wealth management strategies, small business strategies, socially responsible and ESG investing, special needs planning strategies, and investment consulting for defined contribution plans. Before joining Merrill Lynch Wealth Management in Silicon Valley in 1983, Paul was the founder and President of an entertainment production company in Southern California. He holds a Bachelor's degree from the University of California, San Diego (UCSD) and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Paul lives in Los Gatos with his wife and has two daughters. Outside of his professional work, Paul has served on several non-profit boards including The Parkinson's Institute, San Jose Children's Musical Theater, and St. Mary's School in Los Gatos. His personal interests include music, running, skiing, surfing, tennis, and traveling.

Omar Maslic is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including PNC Investments and BBVA Securities Inc. prior to his current role. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

James Pascoe is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Prudential Insurance Company of America since 1982 and recently joined LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm’s investment approach is primarily model-driven, using portfolios developed internally and by third-party strategists, and offers financial planning, access to asset managers, and participation in a wrap program.

Tammy Leu is a financial advisor at OSAIC with 31 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Sagepoint Financial, Inc. for 14 years. Her other business activities include serving as a statutory agent for Perry Financial Network, which is involved in the sale of term life insurance products. OSAIC Wealth serves a diverse client base that includes individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services. The firm utilizes a model-based investment approach emphasizing asset allocation, portfolio optimization, and multiple platform options supported by its extensive affiliate network.

Anh Tran is a financial advisor at J.P. Morgan Securities in Santa Clara, CA, with eight years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan since 2018. Prior to this, he worked at Wells Fargo clearing services and Wells Fargo Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Steven Nieto is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 17 years of experience in retirement, income, and corporate 401(k) planning. He focuses on providing a comprehensive and personalized approach to wealth management that begins with understanding the client’s financial situation, family, and priorities. Steven develops customized strategies that remain flexible to clients’ evolving needs and market conditions, incorporating investment insights from Merrill and banking solutions from Bank of America. His areas of expertise include college education planning, corporate benefits, divorce transition planning, executive compensation, legacy planning, managing new wealth, portfolio management, and retirement income. Steven holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor’s Degree in Finance from San Jose State University. Steven is committed to community involvement, reflecting the tradition at Merrill of serving local organizations through volunteer work. Outside of his professional activities, he enjoys boating, golfing, skiing, and spending time with his family.

Jingwen Sun is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Their recent work history includes roles at Bank of America, Merrill, New York Life, and several other firms. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals and institutions.

Sara Alaei is a financial advisor at Merrill in Cupertino, CA, holding a Series 66 designation with seven years of industry experience. Her prior work includes roles at Bank of America and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eileen Bader is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. Her career includes roles at Merrill, UBS Financial Services, and Morgan Stanley. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and due diligence from Schwab’s research resources.

John Lehr is a financial advisor at Wells Fargo Clearing with 46 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Heath Strasser is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63, 65, and 66 credentials. His prior experience includes roles at Fidelity Investments, American Funds Distributors, Inc., Merrill, and Advisors Asset Management, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm operates a hybrid client relationship model featuring both non-discretionary recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Ron Fetsch is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 63 license and 40 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2024. Outside of his advisory work, he owns and operates a sod farm and serves on the board of a homeowners association in Lahaina, Hawaii. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, tailored to plan objectives and risk tolerances.

Nancy Knight is a Series 66-licensed financial advisor with 20 years of industry experience. She has worked at LPL Financial since 2012 and previously spent six years at Edward Jones. She is based in Fremont, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, and supports investment advisers with tools such as machine learning for operational and research purposes.

Avichai Cooper is a financial advisor at Ameriprise in San Jose, CA, holding a Series 66 designation. He has been with Ameriprise since 2025 and has prior experience at CDK Global and Speakeasy Strategies. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice, focusing on tax-aware withdrawal strategies and dependable income sources.

Ziqi Wong is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Wong provides holistic wealth management strategies tailored to the complex financial needs of individuals and multigenerational families. The practice integrates customized portfolio construction, retirement strategies, and estate planning approaches aimed at preserving, growing, and transferring wealth with intention and precision. Wong serves as a long-term strategic partner, guiding clients and their families through every stage of their financial journey. By leveraging the resources of Merrill and Bank of America, Wong delivers tailored investment insights, risk management strategies, and legacy planning to help clients achieve enduring prosperity and financial confidence. Wong holds a Bachelor's Degree from the University of California System and a Master's Degree from Cornell University. They have also earned the Personal Investment Advisor (PIA) designation.

James Hsiao is a financial advisor at Cetera with a PFS™ designation and two years of industry experience. His prior roles include positions at Avantax Advisory Services, Johanson & Yau, and Jerome Bellotti & Associates. Outside of his advisory work, he provides tax return preparation and consultation services to family and friends through a side business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that features both affiliated and third-party investment options.