Richard Coughlin is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2015. Outside of his advisory role, he serves as Race Director for the Saint Louis Ultrarunners Group, a nonprofit that organizes local ultramarathon races. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Michael D'Ambrosio is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He is also a CERTIFIED FINANCIAL PLANNER™. Prior to this, he worked as a Private Banker at SunTrust Bank from 2013 to 2016 and as a Regional Bank Private Banker at Wells Fargo from 2006 to 2013. Michael works with a wide range of clients in Southwest Florida and focuses on understanding their unique situations and goals. He partners locally with a Wealth Planner to provide detailed financial planning, including trust and estate planning considerations. Together, they aim to build comprehensive plans to support clients in making informed financial decisions.

David Moran is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 65 credentials and with 28 years of industry experience. His prior firms include Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Morgan Stanley & Co. LLC, and UBS Financial Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, charitable organizations, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andrew Montero is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He previously worked at Wells Fargo Clearing and Edward Jones. He is also involved in wealth management through ownership roles in two related firms based in Fort Myers, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services supported by proprietary research and tools, allowing clients to receive tailored recommendations with optional implementation through various brokerage and advisory programs.

Catherine Reszel is a financial advisor with UBS Financial Services in Naples, FL, holding a Series 66 designation and two years of industry experience. Her work history includes roles at UBS Financial Services as well as positions at Hoopschool, Ave Maria University, and Bishop Verot Catholic High School. Outside of her advisory work, she is an officer of Brick By Brick Holdings, LLC, a family-owned real estate entity established for estate planning purposes. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm offers proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Michael Poots is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with UBS Financial Services since 1999. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and providing access to proprietary research, diversified investment products, and capital markets services.

Eugene Richardson is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63, 65, and 66 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory role, he co-manages a real estate ownership business and holds ownership in a wealth management practice. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with banking, lending, and trustee services through a large network of financial advisors.

Jeffrey Labruzzy is a financial advisor with UBS Financial Services in Naples, FL, holding Series 65 and Series 63 licenses and bringing 31 years of industry experience. He has worked at UBS since 2013. Outside of his advisory role, he is involved with a family trust and recreational land management unrelated to his investment work. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations with research from its Chief Investment Office and Global Research teams to tailor strategies. The firm integrates institutional trading capabilities with wealth management services, offering a broad platform that includes fiduciary financial planning and capital markets activities.

Leta Davis is a financial advisor with Morgan Stanley in Marco Island, FL, holding Series 63 and Series 65 licenses and 33 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services that include financial planning and investment management across various client segments.

Martin Kurtz is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2004, including a role at Charles Schwab Bank since 2011. Outside of his advisory work, he is involved with Naples Girls Softball, Inc. as a board member and sponsorship coordinator, and he participates in family cattle ranching activities through K-Square Ranch, LLC. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through integrated wrap fee programs. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and provides investment guidance using multi-asset model portfolios and alternative investment options.

Michael Chin is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and seven years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020 and has prior experience at Northwestern Mutual in various roles from 2017 to 2020. Outside of his advisory work, he is involved in a dog training and walking business as an administrative employee. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm delivers non-discretionary advice through a select group of Wealth Advisors and incorporates an ESG framework in its investment recommendations.

Peter Thompson is a financial advisor with LPL Financial in Naples, FL, holding the ChFC® and Series 63 designations and bringing 43 years of industry experience. His prior roles include positions at National Planning Corporation, Osaic FS, Inc., and Polaris Advisory Services Inc. He is also involved with Pete Thompson Wealth Management, focusing on life, health, and fixed annuity insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, including access to third-party managers, model portfolios, and institutional platforms.

Bruce Legates is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works as part of the Legates Carr Wealth Management Group, which was established in February 2011 alongside his business partner, Nick Carr. The group concentrates on delivering personalized financial strategies and advice that emphasize long-term relationships with a select number of clients and their families. Bruce holds the designation of CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA). He completed the Financial Planning Specialist Education Program through Ernst & Young and earned a bachelor's degree from North Carolina State University. His approach to financial advising encompasses a broad range of financial matters, setting him apart by addressing multiple aspects of a client’s financial life.

Sean Sanders is a Financial Consultant currently working with Fidelity Investments since 2016. In this role, he partners with clients to provide personalized service, one-on-one guidance, and tailored financial planning. Sean has over 20 years of experience in the financial industry. His professional background includes positions as a Financial Advisor at Morgan Stanley from 2013 to 2016, Financial Advisor at Wells Fargo Advisors from 2006 to 2013, and Relationship Manager at Prudential Securities from 2004 to 2006. Outside of his professional work, Sean has interests in boating, food, football, skiing, and traveling.

Charles Wolfe Jr. is a financial advisor with OSAIC in Naples, FL, holding Series 63 and Series 65 licenses and 21 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and First Command Financial Services, among others. Outside of his advisory work, Wolfe is involved in executive coaching for business owners and operates a sole proprietorship focused on comprehensive financial planning for families. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and diversified portfolios managed on discretionary or non-discretionary bases.

Fred Nero is a financial advisor with LPL Financial in Naples, FL, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. His previous experience includes roles at Foresters Financial Services and a brief period of unemployment. Outside of his advisory work, he operates Nero Financial Services, a non-investment-related business based at his reported location. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, portfolio management, and access to third-party asset managers through a large network of advisors, utilizing both discretionary and non-discretionary strategies supported by advanced operational tools.

Gregory Pawlak is a financial advisor with RBC Capital Markets in Naples, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he serves as a committee member overseeing investment manager performance for the Community Foundation of the Fox Cities. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ Advisory Risk Profiles through a combination of in-house and third-party investment managers.

Raymond Piccione is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. He serves as a trustee in a trust-related capacity outside of his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers a structured planning process supported by firm-approved tools and strategies.

Paul Kimm is a Financial Consultant at Fidelity Investments, a position he has held since 2014. Prior to this role, he served as a Fixed Income Consultant at Fidelity Investments from 2007 to 2014. His approach centers around partnering with clients to develop comprehensive financial plans aimed at providing financial peace of mind. Paul's professional experience spans over a decade at Fidelity Investments, where he has focused on financial consulting and fixed income advisory. His work involves creating tailored financial strategies to meet the needs and goals of his clients.

Todd Cunningham is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and five years of industry experience. He previously worked at BB&T from 2014 to 2020 before joining Merrill and Bank of America in 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.