Dean Lowden is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. He has been with Fidelity since 2021, progressing through roles including Investment Solutions Representative I and II, and Investment Management Consultant before assuming his current position in 2025. Prior to joining Fidelity, he worked as a Financial Advisor at Prudential Advisors from 2018 to 2021. In his role, Dean partners with clients to understand their goals and develop customized financial plans tailored to their unique needs. He emphasizes building strong relationships and maintaining trust, reliability, and competency in his work. Outside of his professional career, Dean has personal interests in art, baseball, cooking and baking, family activities, theater, and traveling.

William Delizza is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Wells Fargo Advisors and its affiliates since 1999. Delizza is also a part owner of DDS Financial, LLC, an investment-related business in which he is involved. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, delivering tailored recommendations through research, planning tools, and client consultations.

Lori Van Zandt is a financial advisor with Ameriprise in Sarasota, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. She has been with Ameriprise and its affiliated entities since 2010, totaling over a decade of tenure with the firm. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that emphasize dependable income sources and tax-aware withdrawal strategies. The firm’s recommendations incorporate proprietary investment research and third-party data, with a focus on clients meeting specific asset criteria and utilizing Ameriprise-managed accounts.

Gianni Valenti is a financial advisor with LPL Financial in Sarasota, FL, holding a Series 66 credential and seven years of industry experience. He previously worked at Edward Jones and Eagle Wealth Advisors. Outside of finance, Valenti is the general manager of Valentis Ristorante, a family restaurant he has been involved with since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Cynthia Robertson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and possessing eight years of industry experience. Her career includes roles at Cambridge Investment Research, Inc. since 2018 and prior experience with Travel Team USA and the Manatee County School Board. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Laura Sanchez is a financial advisor with Merrill in Sarasota, FL, holding a Series 66 designation and five years of industry experience. Her work history includes roles at Bank of America, Merrill, Equitable Advisors, Primerica, and involvement in the hospitality sector with Columbia Restaurant and Geckos Grill & Pub. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Karen Sites is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at both Morgan Stanley and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Graham Cox is a Series 66-licensed financial advisor with UBS Financial Services in Sarasota, FL, where he has worked since 2009. He has 15 years of experience in the financial industry. Outside of his advisory role, he is involved in local music as a bass player in a cover band and records music as a hobby for online streaming. He is also a 50% member of a salon and spa business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Mark Edwards is a financial advisor with UBS Financial Services in Bradenton, FL, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has been with UBS since 2000. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

John Hegener is a financial advisor with Ameriprise in Bradenton, FL, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, MML Investors Services, Massachusetts Mutual Life Insurance Company, and as an independent insurance broker. Outside of his advisory work, he is involved in tennis coaching through his business, Winstons Tennis Coaching. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Anthony Langello is a financial advisor at Ameriprise with 27 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its related entities since 2005. Langello serves on the Board of Directors for Palm Lakes HOA in Tallevast, FL. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Anthony Venetta is a financial advisor with UBS Financial Services in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS Financial Securities, Inc. since 2005. Outside of his advisory role, he is a co-general partner of Delco Properties LLC, a real estate business. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory services.

Jack Matuszewski is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles including at Fidelity Investments since 2023. Prior to his advisory career, he held positions at Lakeland Valet, Whole Foods, and Balch Lake Marina. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, delegated portfolio management, and its advisory role to multiple registered investment companies.

Alejandro Eslava Cortes is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Daniel Vigne is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds the CFP® designation as well as Series 63, 65, and 66 licenses. His prior experience includes over a decade at Northern Trust and roles at Wells Fargo Clearing and AmSouth Investment Services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG framework in its recommendations.

Ernie Garcia is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Kevin Farrow is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 20 years of industry experience. His prior work includes roles at Aegis Capital Corp, LPL Financial, and Suncoast Credit Union. Outside of his advisory work, he is the sole owner of Bruin Equity Holdings, which is involved in the purchase and sale of real estate. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform with access to both affiliated and third-party money managers.

Karmen Keup is a financial advisor at UBS Financial Services with 28 years of industry experience. She has been with UBS since 2006 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor solutions to clients’ goals and risk tolerances.

Joe Lee is a financial advisor with Mass Mutual Investors Services in Sarasota, FL, holding Series 63 and Series 65 licenses and having 25 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services, Raymond James Financial Services, Transamerica Financial Advisors, Global Financial Private Capital, J.P. Morgan Securities, and Fidelity. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative financial planning with tools such as Monte Carlo simulations and offers specialized planning services including divorce planning, estate settlement, and employer-sponsored programs.

Edward Thomas is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He has been with Fidelity since 2006, progressing through several positions including Investment Solutions Consultant - Managed Accounts, Portfolio Specialist, and Premium Services Representative. His long tenure at Fidelity reflects a deep familiarity with the company's tools and resources aimed at helping clients achieve their financial goals. Throughout his career, Edward has developed expertise in financial consulting and investment solutions. He emphasizes a compassionate, dedicated approach with a family-first attitude in his work with clients. This approach is supported by his extensive experience across multiple roles within Fidelity. Outside of his professional responsibilities, Edward enjoys football, golf, outdoor adventures, spending time with pets, and traveling.